TRV · Travelers Companies, Inc.

Track TRV — free

$369.90 +0.57 (+0.15%) At close · Aug 28

S&P 500 member Russell 1000 member Dow 30 member Rebalance outlook locked

Market Cap

$77.15B

208.58M

Up next

Next earnings call

Oct 17, 2026 Est · unconfirmed · in 7 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 17, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice

Overall

Strong Buy

SellHoldBuy

Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 14.4 · calm Equity put/call 0.62

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +19%

above

Price vs 50-day avg +3%

above

RSI (14) 53

neutral

MACD trend Negative

52-week position 80%

mid-range

Momentum

relative strength

Very Strong

1-month return −1%

trailing

6-month return +22%

trailing

YTD return +28%

this year

Relative strength +9%

vs S&P · 6-mo

Sentiment

smart money

Bullish

Trend (MA cross) No cross

50d $358 › 200d $310 — 50d above 200d

Institutional flow Accumulating

+2% holders QoQ · +188 funds added

Insider flow Distributing

Net -$21.3M over 90 days · 100% sells

Short interest Falling

2.79% of float · ▼ -21.7% MoM · 3.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

1,844 holders — near 3-yr high, broad support

Squeeze score 49

elevated · 0–100

Fundamentals

Excellent

Revenue growth +5%

Y/Y

EPS growth +28%

Y/Y

Valuation P/E 9.9

below peers

Buyback $3.9B

remaining

Quant / Vol

risk profile

Very Low

Volatility 21%

annualized · 1-yr

Max drawdown −9%

past year

ATR 1.9%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed Jul 17, 2026

Expense ratio · full year 2026 Maintained 28.5%

Apr 16, 2026 28.5% Jul 17, 2026 28.5%

Prior guidance period ended · from the Earnings Call filed Mar 31, 2026

Fixed income net investment income · second quarter $810M

Expense ratio · this year's full year 28.5%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

1 · 3 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+19% Bullish

Price vs 50-day avg

+3% Bullish

RSI (14)

53 Neutral

MACD trend

Negative Bearish

52-week position

80% Neutral

Market signals — smart money & positioning

Bullish · 3 of 6

Trend (MA cross) No cross

50d $358 › 200d $310 — 50d above 200d

Institutional flow Accumulating

+2% holders QoQ · +188 funds added

Insider flow Distributing

Net -$21.3M over 90 days · 100% sells

Short interest Falling

2.79% of float · ▼ -21.7% MoM · 3.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

1,844 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $262 Now $370 · 80% Range high $397

vs 200-day avg +19% vs 50-day avg +3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted book value per share non-GAAP	$168.2	As of June 30, 2026	—
Book value per share	$158.81	As of June 30, 2026	—
Combined ratio	86.1%	Six Months Ended June 30, 2026	—
Core return on equity non-GAAP	22.3%	Six Months Ended June 30, 2026	—

Debt-to-capital ratio	21.5%	As of June 30, 2026	—
Policies in force (in thousands) - Automobile	2.8M	2Q2026	—

Policies in force (in thousands) - Homeowners and Other	5.41M	2Q2026	—

Pre-tax underlying underwriting income	$3.2B	Six Months Ended June 30, 2026	—

Regular Quarterly Cash Dividend	$1.25	Q2 2026	—
Return on equity	24.1%	Six Months Ended June 30, 2026	—

Tangible book value per share, excluding net unrealized investment losses, net of tax, included non-GAAP	$147.41	As of June 30, 2026	—
Underlying combined ratio non-GAAP	84.7%	Six Months Ended June 30, 2026	—
Underlying underwriting income non-GAAP	$2.55B	Six Months Ended June 30, 2026	—

Underwriting expense ratio	29%	Q2 2026	—
Underwriting income	$2.32B	Six Months Ended June 30, 2026	—
Bond & Specialty Insurance retention	87%	Three Months Ended March 31, 2026	—
Business Insurance new business	$775M	Three Months Ended March 31, 2026	—
Business Insurance renewal premium change	5.8%	Three Months Ended March 31, 2026	—
Business Insurance retention	86%	Three Months Ended March 31, 2026	—
Pre-tax Book Yield - Total fixed maturities	3.91%	March 31, 2026	—
Underlying combined ratio - Bond & Specialty Insurance	88.9%	1Q2026	—
Underlying combined ratio - Personal Insurance	78.3%	1Q2026	—
Adjusted shareholders' equity non-GAAP	$34.41B	As of December 31	—
Average invested assets	$107.93B	4Q2025	—
Average yield after-tax	3.2%	4Q2025	—
Average yield pre-tax	3.9%	4Q2025	—
Catastrophes, net of reinsurance (after-tax)	$1.61B	4Q2025	—
Catastrophes, net of reinsurance (impact on combined ratio)	24.2%	4Q2025	—
Catastrophes, net of reinsurance (pre-tax)	$2.04B	4Q2025	—
New business	$675M	Q4 2025	—
Policies in force change from prior year quarter	-6.3%	4Q2025	—
Prior year reserve development - favorable (after-tax)	$258M	4Q2025	—
Prior year reserve development - favorable (pre-tax)	$328M	4Q2025	—
Ratio of debt-to-capital	22%	Full Year 2025	—
Ratio of debt-to-capital excluding after-tax net unrealized investment losses non-GAAP	21.2%	Full Year 2025	—
Renewal premium change	6.1%	Q4 2025	—
Statutory capital and surplus	31.06B	Full Year 2025	—
Tangible shareholders' equity, excluding net unrealized investment losses, net of tax, included non-GAAP	$29.85B	As of December 31	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Property & Casualty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
TRV Travelers Companies, Inc. this stock	$77.15B	+27.5%	+5.2%	9.9	2.8%
CB Chubb Ltd	$131.84B	+8.9%	+6.5%	12.0	1.0%
PGR Progressive Corp/Oh/	$127.11B	-4.0%	+16.3%	11.0	1.0%
TKOMY Tokio Marine Holdings, Inc.	$91.55B	+30.3%	—	—	0.0%
ALL Allstate Corp	$65.89B	+25.2%	+5.6%	5.2	2.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

1,844

% held: 89.8%
Net QoQ: +8.2M sh
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

909

View

Short & Settlement

Short Interest Falling

Shares short

5.8M

Days to cover: 3.4d
Change: -1.6M sh

View

Short Volume

Short vol %

49%

As of: Aug 28, 2026

Short Total

View

Fails to Deliver

FTD shares

359

Value: $132.7K
As of: Jul 22, 2026

View

Off-Exchange

Off-exchange %

47.0%

Week of: Jul 20, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$21.3M

Buyers / Sellers: 0 / 8

Buyers Sellers

View

Congressional Trades Sell

Member

John Boozman

Amount: $1.0K–$15.0K
Traded: Jul 2, 2026

View

Financials

Revenue (FY)

$48.8B

Net income (FY): $6.3B
EPS diluted: $27.43

View

Buybacks

Authorized

$5.0B

Remaining: $3.9B

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 7, 2026
This year: 15

View

Proposed Sales

Value

$2.2M

Shares: 6.0K
Filed: Aug 28, 2026

View

Earnings & Events

Earnings Calls

Last call

Jul 17, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
TRV	+1.7%	-1.2%	+22.0%	-1.2%	+27.5%
SPY	+0.5%	+3.0%	+13.4%	+3.0%	+12.8%
vs SPY	+1.3%	-4.2%	+8.6%	-4.2%	+14.7%

Capital returns

Latest dividend

$1.25 / share · ex Jun 10, 2026

Declared · upcoming

$1.25 / share · ex Sep 10, 2026

Raised 13.6%

Paid (TTM)

$4.55 / share · 4 payouts

Dividend yield (TTM, derived)

1.23%

Buyback program · as of Jun 30, 2026

Authorized

$5.00B

Spent (derived)

$1.08B

Remaining

$3.92B

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 86312 CUSIP 89417E109 13F (30d) 1063 filings 987 filers Visit website Investor relations

TRV · Travelers Companies, Inc.

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns