Willow Creek Wealth Management Inc.
Filing Date
Global Rank
#5,964
/ 7,983
▼ 66
Top Industry
Discount Stores
20.6%
3Y Alpha vs SPY
-3.0%
Period ended 9 months ago
Filed Nov 12, 2025 · 7mo
23 quarters · since Mar 2020
Clone Performance
Jun 2023–Jun 2026 · vs SPYHypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.
Cloned portfolio
+65.3%
SPY
+78.1%
Annualised alpha
-3.0%
Max drawdown
−18.7%
Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.
Portfolio Concentration
68 positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025Top Position
19.7%
−1.3 pts
Top 5
55.3%
+0.9 pts
Top 10
68.7%
+0.4 pts
HHI
927
Diversified+25
Portfolio Trend
23 quarters · across all stocks
Sector Breakdown
As of Sep 30, 2025| Sector | % Portfolio | Value |
|---|---|---|
| Technology | 44.5% | $34,922,910 |
| Consumer Defensive | 21.2% | $16,614,269 |
| Financial Services | 11.5% | $9,030,428 |
| Healthcare | 5.8% | $4,517,272 |
| Communication Services | 5.1% | $4,005,880 |
| Industrials | 4.0% | $3,145,544 |
| Consumer Cyclical | 3.3% | $2,557,859 |
| Unclassified | 3.3% | $2,554,767 |
| Energy | 0.4% | $314,008 |
| Utilities | 0.4% | $296,826 |
| Real Estate | 0.3% | $227,902 |
| Basic Materials | 0.3% | $214,339 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased
22 positions
| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| NVDA | Nvidia Corp | +531 | 4,255 | $793,897 | |
| QQQ | Invesco Qqq Trust, Series 1 | +522 | 1,701 | $1,021,229 | |
| GLD | Spdr Gold Trust | +491 | 1,741 | $618,873 | |
| MSFT | Microsoft Corp | +478 | 4,730 | $2,449,903 | |
| PG | PROCTER & GAMBLE Co | +453 | 4,322 | $664,075 | |
| INTC | Intel Corp | +446 | 9,398 | $315,302 | |
| NEE | Nextera Energy Inc | +393 | 3,932 | $296,826 | |
| DIS | Walt Disney Co | +345 | 4,485 | $513,532 | |
| JNJ | Johnson & Johnson | +207 | 4,242 | $786,551 | |
| MRK | Merck & Co., Inc. | +198 | 4,079 | $342,350 | |
| BRK-B | Berkshire Hathaway Inc | +148 | 1,154 | $580,161 | |
| XOM | Exxon Mobil Corp | +145 | 2,785 | $314,008 | |
| MCD | Mcdonalds Corp | +97 | 1,116 | $339,141 | |
| COST | Costco Wholesale Corp /New | +75 | 16,174 | $14,971,139 | |
| AMZN | Amazon Com Inc | +66 | 2,390 | $524,772 | |
| CSCO | Cisco Systems, Inc. | +62 | 107,615 | $7,363,018 | |
| HON | Honeywell International Inc | +50 | 2,327 | $461,671 | |
| AAPL | Apple Inc. | +29 | 60,737 | $15,465,462 | |
| IBM | International Business Machines Corp | +21 | 1,298 | $366,243 | |
| NFLX | Netflix Inc | +20 | 256 | $30,692 | |
| GOOGL | Alphabet Inc. | +2 | 12,412 | $3,017,357 | |
| DHR | Danaher Corp /De/ | +1 | 1,652 | $327,525 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced
21 positions
| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| ORLY | O Reilly Automotive Inc | −675 | 4,215 | $454,419 | |
| SMCI | Super Micro Computer, Inc. | −500 | 6,346 | $304,227 | |
| VRSN | Verisign Inc/Ca | −369 | 6,818 | $1,906,108 | |
| UNP | Union Pacific Corp | −274 | 1,130 | $267,098 | |
| MS | Morgan Stanley | −226 | 2,157 | $342,876 | |
| ICE | Intercontinental Exchange, Inc. | −165 | 2,066 | $348,079 | |
| MRSH | Marsh & Mclennan Companies, Inc. | −146 | 1,708 | $344,213 | |
| META | Meta Platforms, Inc. | −136 | 605 | $444,299 | |
| PEP | Pepsico Inc | −88 | 2,572 | $361,211 | |
| SBUX | Starbucks Corp | −84 | 2,542 | $215,053 | |
| WMT | Walmart Inc. | −78 | 5,995 | $617,844 | |
| AVGO | Broadcom Inc. | −76 | 1,163 | $383,685 | |
| V | Visa Inc. | −31 | 4,736 | $1,616,775 | |
| TXN | Texas Instruments Inc | −30 | 2,146 | $394,284 | |
| ACN | Accenture plc | −25 | 991 | $244,380 | |
| LLY | ELI LILLY & Co | −14 | 453 | $345,639 | |
| JPM | Jpmorgan Chase & Co | −13 | 3,462 | $1,092,018 | |
| TMO | Thermo Fisher Scientific Inc. | −11 | 4,344 | $2,106,926 | |
| MA | Mastercard Inc | −4 | 1,103 | $627,397 | |
| HD | Home Depot, Inc. | −3 | 942 | $381,688 | |
| ADBE | Adobe Inc. | −1 | 757 | $267,031 | |
| No positions match the current search. | |||||
New Positions
Positions the filer opened this quarter
6 positions
17 positions ·
$34,922,910 total
· Technology only
· as of Sep 30, 2025
All sectors
Basic Materials
Communication Services
Consumer Cyclical
Consumer Defensive
Energy
Financial Services
Healthcare
Industrials
Real Estate
Technology
Utilities
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| AAPL |
Apple Inc.
Technology
|
Added | 60,737 | $15,465,462 | 44.28% | |
| CSCO |
Cisco Systems, Inc.
Technology
|
Added | 107,615 | $7,363,018 | 21.08% | |
| INTU |
Intuit Inc.
Technology
|
Held | 3,591 | $2,452,329 | 7.02% | |
| MSFT |
Microsoft Corp
Technology
|
Added | 4,730 | $2,449,903 | 7.02% | |
| VRSN |
Verisign Inc/Ca
Technology
|
Reduced | 6,818 | $1,906,108 | 5.46% | |
| ORCL |
Oracle Corp
Technology
|
Held | 5,276 | $1,483,822 | 4.25% | |
| NVDA |
Nvidia Corp
Technology
|
Added | 4,255 | $793,897 | 2.27% | |
| TXN |
Texas Instruments Inc
Technology
|
Reduced | 2,146 | $394,284 | 1.13% | |
| AVGO |
Broadcom Inc.
Technology
|
Reduced | 1,163 | $383,685 | 1.10% | |
| IBM |
International Business Machines Corp
Technology
|
Added | 1,298 | $366,243 | 1.05% | |
| INTC |
Intel Corp
Technology
|
Added | 9,398 | $315,302 | 0.90% | |
| SMCI |
Super Micro Computer, Inc.
Technology
|
Reduced | 6,346 | $304,227 | 0.87% | |
| HPQ |
Hp Inc
Technology
|
NEW | 9,900 | $269,577 | 0.77% | |
| ADBE |
Adobe Inc.
Technology
|
Reduced | 757 | $267,031 | 0.76% | |
| CLS |
Celestica Inc
Technology
|
NEW | 1,000 | $246,380 | 0.71% | |
| ACN |
Accenture plc
Technology
|
Reduced | 991 | $244,380 | 0.70% | |
| PANW |
Palo Alto Networks Inc
Technology
|
Held | 1,067 | $217,262 | 0.62% |