CHARTER RESEARCH & INVESTMENT GROUP, INC.

CIK

1666624

Location

SOUTHPORT, CT

Portfolio Value

Small $140,850,888

Diversification

Diversified

Filing Date

Global Rank

#4,983 / 8,607 ▲ 170 · as of Mar 2026

Top Industry

Consumer Electronics 13.1%

3Y Alpha vs SPY

-3.8%

Period ended 3 months ago

Filed May 12, 2026 · 2mo

25 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+58.4%

SPY

+75.2%

Annualised alpha

-4.0%

Max drawdown

−15.2%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

77 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

11.8%

−0.9 pts

Top 5

34.3%

−1.4 pts

Top 10

49.9%

−1.1 pts

HHI

394

Diversified−30

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	21.3%	$29,962,553	9
Communication Services	14.5%	$20,371,642	5
Healthcare	12.0%	$16,853,814	9
Consumer Defensive	10.9%	$15,391,283	10
Unclassified	10.1%	$14,243,887	5
Industrials	9.8%	$13,758,730	10
Financial Services	7.5%	$10,630,761	9
Energy	6.1%	$8,549,266	7
Consumer Cyclical	3.8%	$5,385,337	3
Utilities	2.2%	$3,063,499	5
Basic Materials	1.7%	$2,428,997	4
Real Estate	0.1%	$211,119	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

18 positions

Ticker	Company	Δ Shares	Shares	Value
T	At&T Inc.	+1,250	42,475	$1,231,350
PFE	Pfizer Inc	+1,225	10,603	$297,732
MO	Altria Group, Inc.	+1,060	18,677	$1,232,495
MDLZ	Mondelez International, Inc.	+507	58,070	$3,347,154
PPG	Ppg Industries Inc	+500	3,050	$325,984
BAC	Bank Of America Corp /De/	+480	71,162	$3,469,147
ABT	Abbott Laboratories	+400	6,147	$631,112
CL	Colgate Palmolive Co	+400	6,007	$511,976
PPL	PPL Corp	+325	37,662	$1,438,688
PM	Philip Morris International Inc.	+285	10,080	$1,666,627
MRK	Merck & Co., Inc.	+274	26,258	$3,158,574
JPM	Jpmorgan Chase & Co	+220	2,406	$707,748
ABBV	AbbVie Inc.	+210	4,996	$1,086,580
GLD	Spdr Gold Trust	+147	11,068	$4,762,449
PEP	Pepsico Inc	+110	28,777	$4,468,780
STZ	Constellation Brands, Inc.	+20	1,471	$220,650
MDY	Spdr S&P Midcap 400 ETF Trust	+16	6,350	$3,916,426
WM	Waste Management Inc	+15	1,025	$235,534
No positions match the current search.

Trimmed

Positions the filer reduced

22 positions

Ticker	Company	Δ Shares	Shares	Value
VZ	Verizon Communications Inc	−1,400	19,413	$974,532
MET	Metlife Inc	−575	23,680	$1,674,649
IBM	International Business Machines Corp	−545	18,626	$4,514,756
JNJ	Johnson & Johnson	−417	30,249	$7,394,065
ALB	Albemarle Corp	−360	8,163	$1,465,503
DIS	Walt Disney Co	−335	16,899	$1,628,725
GLW	Corning Inc /Ny	−311	3,240	$440,542
AMAT	Applied Materials Inc /De	−175	8,450	$2,888,125
GOOGL	Alphabet Inc.	−175	42,415	$12,196,857
CRM	Salesforce, Inc.	−175	7,425	$1,386,024
XOM	ExxonMobil Holdings Corp	−152	29,807	$5,057,055
META	Meta Platforms, Inc.	−117	7,586	$4,340,178
NEE	Nextera Energy Inc	−100	5,533	$513,905
HD	Home Depot, Inc.	−79	8,922	$2,934,356
WAT	Waters Corp /De/	−78	1,552	$462,185
AAPL	Apple Inc.	−72	65,362	$16,588,221
BRK-B	Berkshire Hathaway Inc	−50	2,689	$1,288,568
MTB	M&T Bank Corp	−23	8,978	$1,855,932
UPS	United Parcel Service Inc	−12	10,043	$988,030
QQQ	Invesco Qqq Trust, Series 1	−9	2,344	$1,352,909
RTX	RTX Corp	−8	36,754	$7,089,846
SPY	Spdr S&P 500 ETF Trust	−6	6,043	$3,930,004
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
SLV	iShares Silver Trust	4,140	$282,099
EQNR	Equinor ASA	5,250	$221,550
PSX	Phillips 66	1,198	$218,251
CSX	Csx Corp	5,221	$214,322
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
AXP	American Express Co	580	$214,571
NEU	Newmarket Corp	300	$206,178
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

77 positions · $140,850,888 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 77 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Reduced	65,362	-72	$16,588,221	−6.7%	11.78%
GOOGL	Alphabet Inc. Communication Services	Reduced	42,415	-175	$12,196,857	−8.5%	8.66%
JNJ	Johnson & Johnson Healthcare	Reduced	30,249	-417	$7,394,065	+16.5%	5.25%
RTX	RTX Corp Industrials	Reduced	36,754	-8	$7,089,846	+5.2%	5.03%
XOM	ExxonMobil Holdings Corp Energy	Reduced	29,807	-152	$5,057,055	+40.3%	3.59%
GLD	Spdr Gold Trust	Added	11,068	+147	$4,762,449	+10.0%	3.38%
IBM	International Business Machines Corp Technology	Reduced	18,626	-545	$4,514,756	−20.5%	3.21%
PEP	Pepsico Inc Consumer Defensive	Added	28,777	+110	$4,468,780	+8.6%	3.17%
META	Meta Platforms, Inc. Communication Services	Reduced	7,586	-117	$4,340,178	−14.6%	3.08%
SPY	Spdr S&P 500 ETF Trust	Reduced	6,043	-6	$3,930,004	−4.7%	2.79%
MDY	Spdr S&P Midcap 400 ETF Trust	Added	6,350	+16	$3,916,426	+2.5%	2.78%
BAC	Bank Of America Corp /De/ Financial Services	Added	71,162	+480	$3,469,147	−10.8%	2.46%
MDLZ	Mondelez International, Inc. Consumer Defensive	Added	58,070	+507	$3,347,154	+8.0%	2.38%
MRK	Merck & Co., Inc. Healthcare	Added	26,258	+274	$3,158,574	+15.5%	2.24%
CAT	Caterpillar Inc Industrials	Held	4,280	0	$3,032,208	+23.7%	2.15%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	8,922	-79	$2,934,356	−5.3%	2.08%
AMAT	Applied Materials Inc /De Technology	Reduced	8,450	-175	$2,888,125	+30.3%	2.05%
MSFT	Microsoft Corp Technology	Held	6,307	0	$2,334,662	−23.5%	1.66%
BMY	Bristol Myers Squibb Co Healthcare	Held	32,976	0	$1,999,994	+12.4%	1.42%
MTB	M&T Bank Corp Financial Services	Reduced	8,978	-23	$1,855,932	+2.3%	1.32%
MET	Metlife Inc Financial Services	Reduced	23,680	-575	$1,674,649	−12.5%	1.19%
PM	Philip Morris International Inc. Consumer Defensive	Added	10,080	+285	$1,666,627	+6.1%	1.18%
DIS	Walt Disney Co Communication Services	Reduced	16,899	-335	$1,628,725	−16.9%	1.16%
AMZN	Amazon Com Inc Consumer Cyclical	Held	7,590	0	$1,580,769	−9.8%	1.12%
ALB	Albemarle Corp Basic Materials	Reduced	8,163	-360	$1,465,503	+21.6%	1.04%
PPL	PPL Corp Utilities	Added	37,662	+325	$1,438,688	+10.0%	1.02%
CRM	Salesforce, Inc. Technology	Reduced	7,425	-175	$1,386,024	−31.2%	0.98%
MCK	Mckesson Corp Healthcare	Held	1,600	0	$1,384,576	+5.5%	0.98%
QQQ	Invesco Qqq Trust, Series 1	Reduced	2,344	-9	$1,352,909	−6.4%	0.96%
PG	PROCTER & GAMBLE Co Consumer Defensive	Held	9,011	0	$1,301,548	+0.8%	0.92%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	2,689	-50	$1,288,568	−6.4%	0.91%
MO	Altria Group, Inc. Consumer Defensive	Added	18,677	+1,060	$1,232,495	+21.3%	0.88%
T	At&T Inc. Communication Services	Added	42,475	+1,250	$1,231,350	+20.2%	0.87%
KMI	Kinder Morgan, Inc. Energy	Held	35,044	0	$1,175,025	+22.0%	0.83%
ABBV	AbbVie Inc. Healthcare	Added	4,996	+210	$1,086,580	−0.6%	0.77%
WMT	Walmart Inc. Consumer Defensive	Held	8,062	0	$1,001,945	+11.6%	0.71%
KO	Coca Cola Co Consumer Defensive	Held	13,089	0	$995,418	+8.8%	0.71%
UPS	United Parcel Service Inc Industrials	Reduced	10,043	-12	$988,030	−0.9%	0.70%
VZ	Verizon Communications Inc Communication Services	Reduced	19,413	-1,400	$974,532	+15.0%	0.69%
MCD	Mcdonalds Corp Consumer Cyclical	Held	2,800	0	$870,212	+1.7%	0.62%
EPD	Enterprise Products Partners L.P. Energy	Held	21,160	0	$800,694	+18.0%	0.57%
HON	Honeywell International Inc Industrials	Held	3,272	0	$775,637	+15.9%	0.55%
V	Visa Inc. Financial Services	Held	2,520	0	$761,644	−13.8%	0.54%
CVX	Chevron Corp Energy	Held	3,630	0	$751,047	+35.8%	0.53%
JPM	Jpmorgan Chase & Co Financial Services	Added	2,406	+220	$707,748	+0.5%	0.50%
ADP	Automatic Data Processing Inc Technology	Held	3,308	0	$672,119	−21.0%	0.48%
COST	Costco Wholesale Corp /New Consumer Defensive	Held	647	0	$644,690	+15.5%	0.46%
ED	Consolidated Edison Inc Utilities	Held	5,645	0	$638,901	+14.0%	0.45%
ABT	Abbott Laboratories Healthcare	Added	6,147	+400	$631,112	−12.4%	0.45%
NVDA	Nvidia Corp Technology	Held	3,490	0	$608,656	−6.5%	0.43%