ADIRONDACK RETIREMENT SPECIALISTS, INC.

Pension

CIK

1841016

Location

QUEENSBURY, NY

Portfolio Value

Micro $93,719,329

Diversification

Diversified

Filing Date

Global Rank

#4,600 / 6,900 ▼ 31 · as of Sep 2023

Top Industry

Banks - Regional 19.9%

3Y Alpha vs SPY

+2.6%

Period ended 2 years ago

Filed Oct 24, 2023 · 2y

12 quarters · since Dec 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+86.8%

SPY

+76.0%

Annualised alpha

+2.4%

Max drawdown

−20.8%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

21 positions · as of Sep 30, 2023 · Δ vs Jun 30, 2023

Top Position

16.7%

+1.4 pts

Top 5

58.1%

−0.8 pts

Top 10

82.5%

−1.8 pts

HHI

903

Diversified+5

Portfolio Trend

12 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2023

Sector	% Portfolio	Value	Positions
Financial Services	32.1%	$30,117,745	4
Technology	18.0%	$16,838,247	7
Consumer Cyclical	17.7%	$16,563,570	3
Communication Services	14.5%	$13,559,140	1
Industrials	10.4%	$9,748,931	1
Energy	5.5%	$5,134,006	3
Consumer Defensive	1.5%	$1,400,535	1
Unclassified	0.4%	$357,155	1

Last Quarter's Activity

Export CSV

Sep 30, 2023 vs Jun 30, 2023

Added To

Positions the filer increased

10 positions

Ticker	Company	Δ Shares	Shares	Value
DAKT	Daktronics Inc /Sd/	+209,833	581,736	$5,189,085
CALY	Callaway Golf Co	+91,940	197,495	$2,733,330
CWH	Camping World Holdings, Inc.	+62,519	305,294	$6,231,050
IDT	Idt Corp	+51,694	614,927	$13,559,140
TBBK	Bancorp, Inc.	+37,786	84,332	$2,909,454
CASH	Pathward Financial, Inc.	+10,908	339,709	$15,657,187
ESLT	Elbit Systems Ltd	+915	49,242	$9,748,931
DVN	Devon Energy Corp/De	+611	38,126	$1,818,610
GTLB	Gitlab Inc.	+508	59,949	$2,710,893
VLO	Valero Energy Corp/Tx	+32	22,655	$3,210,440
No positions match the current search.

Trimmed

Positions the filer reduced

10 positions

Ticker	Company	Δ Shares	Shares	Value
PAYS	Paysign, Inc.	−187,876	186,848	$364,353
MC	Moelis & Co	−66,008	81,120	$3,660,945
KKR	KKR & Co. Inc.	−42,204	128,087	$7,890,159
XPEL	XPEL, Inc.	−11,334	98,550	$7,599,190
GWRE	Guidewire Software, Inc.	−3,279	46,120	$4,150,800
SHOP	Shopify Inc.	−2,461	66,239	$3,614,662
OUNZ	VanEck Merk Gold ETF	−259	19,964	$357,155
AAPL	Apple Inc.	−110	4,300	$736,203
COST	Costco Wholesale Corp /New	−17	2,479	$1,400,535
TPL	Texas Pacific Land Corp	−1	518	$104,956
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
NVDA	Nvidia Corp	1,661	$72,251
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
MSFT	Microsoft Corp	611	$208,069
SGOL	abrdn Gold ETF Trust	9,526	$174,992
AMZN	Amazon Com Inc	1,110	$144,699
BDX	Becton Dickinson & Co	600	$124,533
BRK-B	Berkshire Hathaway Inc	283	$96,503
V	Visa Inc.	360	$85,492
ORCL	Oracle Corp	600	$71,454
JNJ	Johnson & Johnson	410	$67,863
SIVR	abrdn Silver ETF Trust	2,459	$53,729
ABBV	AbbVie Inc.	346	$46,616
MS	Morgan Stanley	532	$45,432
AVB	Avalonbay Communities Inc	209	$39,557
META	Meta Platforms, Inc.	115	$33,002
MFC	Manulife Financial Corp	1,536	$29,045
SMTI	Sanara MedTech Inc.	567	$22,736
GOOGL	Alphabet Inc.	180	$21,546
PEP	Pepsico Inc	116	$21,485
BALL	BALL Corp	350	$20,373
PFE	Pfizer Inc	500	$18,340
LLY	ELI LILLY & Co	35	$16,414
MCD	Mcdonalds Corp	50	$14,920
JOE	ST JOE Co	296	$14,308
DIS	Walt Disney Co	153	$13,659
TSLA	Tesla, Inc.	46	$12,041
GE	General Electric Co	125	$10,958
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

21 positions · $93,719,329 total · as of Sep 30, 2023

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
CASH	Pathward Financial, Inc. Financial Services	Added	339,709	+10,908	$15,657,187	+2.7%	16.71%
IDT	Idt Corp Communication Services	Added	614,927	+51,694	$13,559,140	−6.9%	14.47%
ESLT	Elbit Systems Ltd Industrials	Added	49,242	+915	$9,748,931	−3.5%	10.40%
KKR	KKR & Co. Inc. Financial Services	Reduced	128,087	-42,204	$7,890,159	−17.3%	8.42%
XPEL	XPEL, Inc. Consumer Cyclical	Reduced	98,550	-11,334	$7,599,190	−17.9%	8.11%
CWH	Camping World Holdings, Inc. Consumer Cyclical	Added	305,294	+62,519	$6,231,050	−14.7%	6.65%
DAKT	Daktronics Inc /Sd/ Technology	Added	581,736	+209,833	$5,189,085	+118.0%	5.54%
GWRE	Guidewire Software, Inc. Technology	Reduced	46,120	-3,279	$4,150,800	+10.4%	4.43%
MC	Moelis & Co Financial Services	Reduced	81,120	-66,008	$3,660,945	−45.1%	3.91%
SHOP	Shopify Inc. Technology	Reduced	66,239	-2,461	$3,614,662	−18.6%	3.86%
VLO	Valero Energy Corp/Tx Energy	Added	22,655	+32	$3,210,440	+21.0%	3.43%
TBBK	Bancorp, Inc. Financial Services	Added	84,332	+37,786	$2,909,454	+91.4%	3.10%
CALY	Callaway Golf Co Consumer Cyclical	Added	197,495	+91,940	$2,733,330	+30.5%	2.92%
GTLB	Gitlab Inc. Technology	Added	59,949	+508	$2,710,893	−10.8%	2.89%
DVN	Devon Energy Corp/De Energy	Added	38,126	+611	$1,818,610	+0.3%	1.94%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	2,479	-17	$1,400,535	+4.2%	1.49%
AAPL	Apple Inc. Technology	Reduced	4,300	-110	$736,203	−13.9%	0.79%
PAYS	Paysign, Inc. Technology	Reduced	186,848	-187,876	$364,353	−60.3%	0.39%
OUNZ	VanEck Merk Gold ETF	Reduced	19,964	-259	$357,155	−5.0%	0.38%
TPL	Texas Pacific Land Corp Energy	Reduced	518	-1	$104,956	+38.2%	0.11%
NVDA	Nvidia Corp Technology	NEW	1,661	NEW	$72,251	NEW	0.08%