Novak Financial Planning, LLC

CIK

1843462

Location

BEL AIR, MD

Portfolio Value

Small $202,017,325

Diversification

Diversified

Filing Date

Global Rank

#4,448 / 6,051 ▲ 120 · as of Jun 2021

Top Industry

Asset Management 12.7%

Period ended 5 years ago

Filed Jul 21, 2021 · 5y

3 quarters · since Dec 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2021, never from the firm's own description.

Style

Concentrated

The top 10 positions are 63.6% of the book (60%+)

Turnover

Turnover unknown

It needs four straight quarters of measured turnover

Horizon

Short horizon

Value-weighted holding period 2.9 quarters (under 4)

Closest benchmark: every 13F filer's combined book, active share 87.5%; sector active share 54.0% against the combined 13F book's sector weights.

Over time 3 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

121 tracked positions · as of Jun 30, 2021 · Δ vs Mar 31, 2021

Top Position

15.5%

+3.4 pts

Top 5

45.2%

+7.6 pts

Top 10

63.6%

+5.1 pts

HHI

607

Diversified+139

Portfolio Trend

3 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2021

Sector	% Portfolio	Value	Positions
Unclassified	86.3%	$174,436,142	88
Financial Services	3.6%	$7,191,328	8
Technology	1.8%	$3,671,357	2
Healthcare	1.6%	$3,316,256	5
Consumer Cyclical	1.6%	$3,204,922	4
Industrials	1.4%	$2,914,129	6
Consumer Defensive	1.4%	$2,742,831	2
Communication Services	1.3%	$2,670,903	3
Energy	0.6%	$1,172,278	1
Utilities	0.2%	$492,954	1
Real Estate	0.1%	$204,225	1

Last Quarter's Activity

Export CSV

Jun 30, 2021 vs Mar 31, 2021

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	+37,283	52,924	$1,947,073
SPYG	State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF	+22,415	26,976	$1,698,678
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	+21,036	88,558	$7,275,925
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+15,399	46,180	$10,289,827
PG	PROCTER & GAMBLE Co	+7,682	18,225	$2,459,099
SCHD	Schwab U.S. Dividend Equity ETF	+6,699	42,713	$3,229,961
SCHP	Schwab U.S. TIPS ETF	+6,515	27,725	$1,733,089
ICSH	iShares Ultra Short Duration Bond Active ETF	+3,408	153,411	$7,750,323
XLRE	State Street(R) Real Estate Select Sector SPDR(R) ETF	+3,198	63,471	$2,813,669
JPST	JPMorgan Ultra-Short Income ETF	+2,443	31,577	$1,602,216
—		+2,302	17,841	$492,054
AGG	iShares Core U.S. Aggregate Bond ETF	+1,996	16,012	$1,846,663
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	+1,451	2,759	$479,127
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	+1,397	105,184	$5,712,543
—		+1,346	4,969	$562,490
VB	Vanguard Index Funds	+1,253	13,443	$3,028,439
—		+874	25,570	$3,850,842
QUAL	iShares MSCI USA Quality Factor ETF	+807	15,840	$2,104,660
MGV	VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND	+672	17,619	$1,755,204
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	+650	19,206	$1,052,680
NEE	Nextera Energy Inc	+125	6,727	$492,954
BNDX	Vanguard Total International Bond ETF	+119	19,344	$1,104,542
CAT	Caterpillar Inc	+86	6,479	$1,410,024
LUV	Southwest Airlines Co	+75	6,023	$319,761
XLG	Victory Portfolios II	+41	2,225	$72,397
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
IAU	Ishares Gold Trust	−102,495	122,599	$4,132,812
UAA	Under Armour, Inc.	−4,091	47,632	$1,007,416
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	−3,991	5,900	$601,623
GE	General Electric Co	−3,287	13,174	$177,322
DES	WisdomTree U.S. SmallCap Dividend Fund	−2,525	8,361	$266,632
GLD	Spdr Gold Trust	−2,298	49,537	$8,204,813
EEMV	iShares MSCI Emerging Markets Min Vol Factor ETF	−1,875	13,437	$862,117
EFA	iShares MSCI EAFE ETF	−1,258	38,565	$3,042,007
EFAV	iShares MSCI EAFE Min Vol Factor ETF	−1,247	31,508	$2,380,114
SLYG	State Street(R) SPDR(R) S & P 600(TM) Small Cap Growth ETF	−1,202	22,998	$2,041,532
SPLV	Invesco S&P 500 Low Volatility ETF	−1,188	10,503	$639,737
XSLV	Invesco S&P SmallCap Low Volatility ETF	−1,186	8,501	$398,611
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	−902	39,300	$4,805,604
IJS	iShares S&P Small-Cap 600 Value ETF	−839	9,931	$1,047,025
IJR	iShares Core S&P Small-Cap ETF	−814	12,174	$1,375,418
XLF	State Street Corp	−793	68,727	$2,521,593
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	−643	22,100	$2,969,356
DVY	iShares Select Dividend ETF	−613	9,966	$1,162,234
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	−475	15,314	$802,606
VCSH	VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	−475	14,695	$1,215,423
ITA	iShares U.S. Aerospace & Defense ETF	−446	10,705	$1,172,518
VDE	VANGUARD ENERGY INDEX FUND	−432	17,191	$1,304,624
XMLV	Invesco Ltd.	−421	5,809	$310,665
—		−411	10,489	$0
BA	Boeing Co	−353	2,293	$549,311
No positions match the current search.

New Positions

Positions the filer opened this quarter

8 positions

Ticker	Company	Shares	Value
SPYV	State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF	57,597	$2,277,385
BND	VANGUARD TOTAL BOND MARKET INDEX FUND	14,156	$1,215,858
SPEM	State Street(R) SPDR(R) Portfolio Emerging Markets ETF	8,909	$405,359
GNRC	Generac Holdings Inc.	575	$238,711
AMT	American Tower Corp	756	$204,225
BIIB	Biogen Inc.	584	$202,221
XHB	State Street(R) SPDR(R) S&P(R) Homebuilders ETF	2,755	$201,776
CSCO	Cisco Systems, Inc.	3,773	$199,969
No positions match the current search.

Sold Out

Positions the filer fully exited

1 positions

Ticker	Company	Shares	Value	Open
MSFT	Microsoft Corp	1,337	$315,224
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

121 tracked positions · $202,017,325 total · filing declares 121 positions · $204,300,000 · as of Jun 30, 2021

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 121 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	46,180	+15,399	$10,289,827	+61.7%	3	before history	5.09%
QQQ	Invesco Qqq Trust, Series 1	Reduced	24,587	-203	$8,714,370	+10.2%	3	before history	4.31%
GLD	Spdr Gold Trust	Reduced	49,537	-2,298	$8,204,813	−1.0%	3	before history	4.06%
ICSH	iShares Ultra Short Duration Bond Active ETF	Added	153,411	+3,408	$7,750,323	+2.3%	3	before history	3.84%
BIV	Vanguard Bond Index Funds	Reduced	85,965	-28	$7,733,411	+1.4%	3	before history	3.83%
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	Added	88,558	+21,036	$7,275,925	+31.1%	3	before history	3.60%
VIG	Vanguard Specialized Funds	Reduced	44,342	-220	$6,863,698	+4.7%	3	before history	3.40%
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	Added	105,184	+1,397	$5,712,543	+5.7%	3	before history	2.83%
SDY	State Street(R) SPDR(R) S&P(R) Dividend ETF	Reduced	39,300	-902	$4,805,604	+1.3%	3	before history	2.38%
VUG	VANGUARD GROWTH INDEX FUND	Reduced	15,299	-248	$4,387,909	+9.8%	3	before history	2.17%
IAU	Ishares Gold Trust	Reduced	122,599	-102,495	$4,132,812	+12.9%	3	before history	2.05%
		Added	25,570	+874	$3,850,842	+15.9%	3	before history	1.91%
AAPL	Apple Inc. Technology	Reduced	25,346	-89	$3,471,388	+11.7%	3	before history	1.72%
RSP	Victory Portfolios II	Reduced	22,407	-154	$3,377,407	+5.7%	3	before history	1.67%
IEFA	iShares Core MSCI EAFE ETF	Reduced	44,782	-49	$3,352,380	—	3	before history	1.66%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	6,774	-198	$3,326,101	+0.2%	3	before history	1.65%
SCHD	Schwab U.S. Dividend Equity ETF	Added	42,713	+6,699	$3,229,961	+23.0%	3	before history	1.60%
EFA	iShares MSCI EAFE ETF	Reduced	38,565	-1,258	$3,042,007	—	3	before history	1.51%
VB	Vanguard Index Funds	Added	13,443	+1,253	$3,028,439	+16.0%	3	before history	1.50%
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	Reduced	22,100	-643	$2,969,356	—	3	before history	1.47%
IUSB	iShares Core Universal USD Bond ETF	Reduced	53,225	-27	$2,847,005	—	3	before history	1.41%
XLRE	State Street(R) Real Estate Select Sector SPDR(R) ETF	Added	63,471	+3,198	$2,813,669	+18.2%	3	before history	1.39%
XLF	State Street Corp Financial Services	Reduced	68,727	-793	$2,521,593	+6.5%	3	before history	1.25%
PG	PROCTER & GAMBLE Co Consumer Defensive	Added	18,225	+7,682	$2,459,099	+72.2%	3	before history	1.22%
EFAV	iShares MSCI EAFE Min Vol Factor ETF	Reduced	31,508	-1,247	$2,380,114	—	3	before history	1.18%
VHT	VANGUARD HEALTH CARE INDEX FUND	Reduced	9,509	-97	$2,349,959	+6.9%	3	before history	1.16%
SPYV	State Street(R) SPDR(R) Portfolio S&P 500(R) Value ETF	NEW	57,597	NEW	$2,277,385	NEW	1	unpriced	1.13%
VNQ	VANGUARD REAL ESTATE INDEX FUND	Reduced	22,117	-222	$2,251,289	+9.7%	3	before history	1.11%
QUAL	iShares MSCI USA Quality Factor ETF	Added	15,840	+807	$2,104,660	—	3	before history	1.04%
SLYG	State Street(R) SPDR(R) S & P 600(TM) Small Cap Growth ETF	Reduced	22,998	-1,202	$2,041,532	−1.7%	3	before history	1.01%
VEA	Vanguard FTSE Developed Markets ETF	Reduced	38,440	-323	$1,980,428	+4.0%	3	before history	0.98%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Added	52,924	+37,283	$1,947,073	+252.1%	2	unpriced	0.96%
AGG	iShares Core U.S. Aggregate Bond ETF	Added	16,012	+1,996	$1,846,663	—	3	before history	0.91%
MGV	VANGUARD MORNINGSTAR MEGA CAP VALUE INDEX FUND	Added	17,619	+672	$1,755,204	+8.8%	3	before history	0.87%
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND	Reduced	18,324	-143	$1,742,062	+1.4%	3	before history	0.86%
SCHP	Schwab U.S. TIPS ETF	Added	27,725	+6,515	$1,733,089	+33.6%	3	before history	0.86%
SPYG	State Street(R) SPDR(R) Portfolio S&P 500(R) Growth ETF	Added	26,976	+22,415	$1,698,678	+560.3%	2	unpriced	0.84%
VOE	VANGUARD MID-CAP VALUE INDEX FUND	Reduced	11,832	-199	$1,662,396	+2.5%	3	before history	0.82%
XLU	State Street(R) Utilities Select Sector SPDR(R) ETF	Reduced	25,691	-350	$1,624,441	−2.6%	3	before history	0.80%
AMZN	Amazon Com Inc Consumer Cyclical	Held	466	0	$1,603,114	+11.2%	3	before history	0.79%
JPST	JPMorgan Ultra-Short Income ETF	Added	31,577	+2,443	$1,602,216	+8.4%	3	before history	0.79%
		Reduced	8,187	-19	$1,543,986	+6.4%	3	before history	0.76%
SPY	Spdr S&P 500 ETF Trust	Added	3,600	+4	$1,541,016	+8.1%	3	before history	0.76%
BAC	Bank Of America Corp Financial Services	Reduced	36,388	-170	$1,500,277	+6.1%	3	before history	0.74%
VO	VANGUARD MID-CAP INDEX FUND	Reduced	6,317	-241	$1,499,339	+3.3%	3	before history	0.74%
UNH	Unitedhealth Group Inc Healthcare	Added	3,704	+5	$1,483,229	+7.8%	3	before history	0.73%
PNC	Pnc Financial Services Group, Inc. Financial Services	Reduced	7,461	-136	$1,423,260	+6.8%	3	before history	0.70%
CAT	Caterpillar Inc Industrials	Added	6,479	+86	$1,410,024	−4.9%	3	before history	0.70%
DBEF	Xtrackers MSCI EAFE Hedged Equity ETF	Held	37,079	0	$1,391,574	+3.4%	3	before history	0.69%
IJR	iShares Core S&P Small-Cap ETF	Reduced	12,174	-814	$1,375,418	—	3	before history	0.68%

Showing the top 50 of 121 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.