RETIREMENT FINANCIAL SOLUTIONS, LLC

Pension

CIK

1962532

Location

KNOXVILLE, TN

Portfolio Value

Micro $17,303,028

Diversification

Highly concentrated

Filing Date

Global Rank

#7,467 / 8,232 ▲ 52

Top Industry

Asset Management 31.1%

3Y Alpha vs SPY

-4.8%

Period ended 2 months ago

Filed Apr 28, 2026 · 46d

14 quarters · since Dec 2022

Clone Performance

Jun 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+56.4%

SPY

+76.5%

Annualised alpha

-4.8%

Max drawdown

−12.5%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

12 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

64.5%

−12.1 pts

Top 5

87.2%

−7.0 pts

Top 10

97.6%

−2.4 pts

HHI

4,326

Highly concentrated−1,639

Portfolio Trend

14 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Unclassified	84.7%	$14,658,682	5
Technology	6.2%	$1,071,824	3
Financial Services	4.8%	$822,427	1
Energy	3.1%	$533,737	2
Consumer Cyclical	1.3%	$216,358	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

3 positions

Ticker	Company	Δ Shares	Shares	Value
ETH	Grayscale Ethereum Staking Mini ETF	+10,215	36,944	$733,707
BTC	Grayscale Bitcoin Mini Trust ETF	+7,239	35,656	$1,069,323
NVDA	Nvidia Corp	+121	3,278	$571,683
No positions match the current search.

Trimmed

Positions the filer reduced

4 positions

Ticker	Company	Δ Shares	Shares	Value
DIA	Spdr Dow Jones Industrial Average ETF Trust	−11,312	24,106	$11,165,658
IAUM	iShares Gold Trust Micro	−2,510	27,750	$1,295,925
SIVR	abrdn Silver ETF Trust	−957	5,503	$394,069
BPRE	Bluerock Private Real Estate Fund	−777	49,514	$822,427
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
XOM	Exxon Mobil Corp	1,850	$313,871
IBM	International Business Machines Corp	1,232	$298,624
BP	Bp PLC	4,678	$219,866
TXN	Texas Instruments Inc	1,038	$201,517
No positions match the current search.

Sold Out

Positions the filer fully exited

No qualifying positions this quarter.

Portfolio Positions

Compact Export CSV View 13F filing

12 positions · $17,303,028 total · as of Mar 31, 2026

All sectors Consumer Cyclical Energy Financial Services Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
DIA	Spdr Dow Jones Industrial Average ETF Trust	Reduced	24,106	-11,312	$11,165,658	−34.4%	64.53%
IAUM	iShares Gold Trust Micro	Reduced	27,750	-2,510	$1,295,925	−0.4%	7.49%
BTC	Grayscale Bitcoin Mini Trust ETF	Added	35,656	+7,239	$1,069,323	−2.8%	6.18%
BPRE	Bluerock Private Real Estate Fund Financial Services	Reduced	49,514	-777	$822,427	+9.0%	4.75%
ETH	Grayscale Ethereum Staking Mini ETF	Added	36,944	+10,215	$733,707	−2.2%	4.24%
NVDA	Nvidia Corp Technology	Added	3,278	+121	$571,683	−2.9%	3.30%
SIVR	abrdn Silver ETF Trust	Reduced	5,503	-957	$394,069	−9.8%	2.28%
XOM	Exxon Mobil Corp Energy	NEW	1,850	NEW	$313,871	NEW	1.81%
IBM	International Business Machines Corp Technology	NEW	1,232	NEW	$298,624	NEW	1.73%
BP	Bp PLC Energy	NEW	4,678	NEW	$219,866	NEW	1.27%
TSLA	Tesla, Inc. Consumer Cyclical	Held	582	0	$216,358	−17.3%	1.25%
TXN	Texas Instruments Inc Technology	NEW	1,038	NEW	$201,517	NEW	1.16%