Retirement Management Systems Inc.

Pension

CIK

2110516

Location

STEVENSVILLE, MD

Portfolio Value

Micro $36,875,971

Diversification

Highly concentrated

Filing Date

Global Rank

#7,269 / 8,517 ▼ 262

Top Industry

REIT - Healthcare Facilities 70.1%

3Y Alpha vs SPY

-18.4%

Period ended 46 days ago

Filed Jul 21, 2026 · 25d

3 quarters · since Dec 2025

Clone Performance

Feb 2026–Aug 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+5.9%

SPY

+13.9%

Annualised alpha

-17.6%

Max drawdown

−6.3%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 3 quarters. Past performance does not predict future results.

Portfolio Concentration

12 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

58.0%

+19.5 pts

Top 5

90.8%

−1.0 pts

Top 10

98.5%

−0.3 pts

HHI

3,733

Highly concentrated+1,164

Portfolio Trend

3 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	63.7%	$23,487,572	4
Real Estate	25.5%	$9,386,219	2
Technology	7.0%	$2,573,646	3
Industrials	2.5%	$937,152	2
Financial Services	1.3%	$491,382	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

6 positions

Ticker	Company	Δ Shares	Shares	Value
VTR	Ventas, Inc.	+8,738	52,718	$4,681,358
WELL	Welltower Inc.	+2,524	20,729	$4,704,861
SPY	Spdr S&P 500 ETF Trust	+1,562	28,642	$21,388,986
CW	Curtiss Wright Corp	+369	964	$730,480
GLD	Spdr Gold Trust	+58	2,245	$827,013
QQQ	Invesco Qqq Trust, Series 1	+11	1,196	$880,734
No positions match the current search.

Trimmed

Positions the filer reduced

2 positions

Ticker	Company	Δ Shares	Shares	Value
IAU	Ishares Gold Trust	−167	5,176	$390,839
AAPL	Apple Inc.	−52	1,319	$381,665
No positions match the current search.

New Positions

Positions the filer opened this quarter

2 positions

Ticker	Company	Shares	Value
AMD	Advanced Micro Devices Inc	610	$354,355
GE	General Electric Co	553	$206,672
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
BIV	Vanguard Intermediate-Term Bond ETF	299,193	$23,091,715
VB	Vanguard Morningstar Small-Cap ETF	27,581	$7,224,015
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

12 tracked positions · $36,875,971 total · as of Jun 30, 2026

All sectors Financial Services Industrials Real Estate Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SPY	Spdr S&P 500 ETF Trust	Added	28,642	+1,562	$21,388,986	+21.5%	58.00%
WELL	Welltower Inc. Real Estate	Added	20,729	+2,524	$4,704,861	+30.7%	12.76%
VTR	Ventas, Inc. Real Estate	Added	52,718	+8,738	$4,681,358	+30.2%	12.69%
NVDA	Nvidia Corp Technology	Held	9,184	0	$1,837,626	+14.7%	4.98%
QQQ	Invesco Qqq Trust, Series 1	Added	1,196	+11	$880,734	+28.8%	2.39%
GLD	Spdr Gold Trust	Added	2,245	+58	$827,013	−12.1%	2.24%
CW	Curtiss Wright Corp Industrials	Added	964	+369	$730,480	+80.2%	1.98%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	982	0	$491,382	+4.4%	1.33%
IAU	Ishares Gold Trust	Reduced	5,176	-167	$390,839	−17.0%	1.06%
AAPL	Apple Inc. Technology	Reduced	1,319	-52	$381,665	+9.7%	1.03%
AMD	Advanced Micro Devices Inc Technology	NEW	610	NEW	$354,355	NEW	0.96%
GE	General Electric Co Industrials	NEW	553	NEW	$206,672	NEW	0.56%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.