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BETRW · Better Home & Finance Holding Co

$0.15 -22.16 (-99.33%) At close · Jul 28
Market Cap
$420.99M
Shares
18.87M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$0.15 Open$0.59 Day$0.15–0.16 52W$0.15–94.06 Avg vol 30d287K Short int2.4M · 12.8% float · 7.8d Short vol100% Last earningsAug 10, 2026 DataApr 2021–Jul 2026 Filing10-Q · May 11

Up next

Next earnings call
Aug 10, 2026 Scheduled · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 11, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Sell
      SellHoldBuy
      Technical Strong Sell Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Strong Sell
      50 / 200-day cross No cross
      Price vs 200-day avg −100%
      below
      Price vs 50-day avg −99%
      below
      RSI (14) 16
      oversold
      MACD trend Negative
      52-week position 0%
      near low
      Momentum
      relative strength
      Very Weak
      1-month return −99%
      trailing
      6-month return −99%
      trailing
      YTD return −100%
      this year
      Relative strength −107%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $26 › 200d $38 — 200d above 50d
      Institutional flow Distributing
      12 of 92 funds reported for Jun 30 · net -5.2K sh shares · +4 new
      Insider flow Accumulating
      Net +$1.6M over 90 days · 20% sells
      Short interest Rising
      12.76% of float · ▲ +6.0% MoM · 7.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      92 holders — near 1-yr high, broad support
      Squeeze score 71
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +52%
      Y/Y
      EPS growth +21%
      Y/Y
      Free cash flow $-167.8M
      Buyback $25.0M
      authorized
      Balance sheet $79.4M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 162%
      annualized · 1-yr
      Max drawdown −100%
      past year
      ATR 2351.1%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed May 7, 2026
      Q2 2026
      Loan Volume Initiated $1.58B – $1.73B
      Q2
      Total Net Revenues Initiated $53M – $56M
      prior qtr $47.5M midpoint +14.7% QoQ

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Strong Sell
      4 · 2 · 0
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −100% Bearish
      Price vs 50-day avg
      −99% Bearish
      RSI (14)
      16 Neutral
      MACD trend
      Negative Bearish
      52-week position
      0% Bearish
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $26 › 200d $38 — 200d above 50d
      Institutional flow Distributing
      12 of 92 funds reported for Jun 30 · net -5.2K sh shares · +4 new
      Insider flow Accumulating
      Net +$1.6M over 90 days · 20% sells
      Short interest Rising
      12.76% of float · ▲ +6.0% MoM · 7.8 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      92 holders — near 1-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $0 Now $0 · 0% 52-wk high $94
      vs 200-day avg -100% vs 50-day avg -99%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      D2C Loan Volume $824M Q1 2026
      HELOC Loan Volume $203M Q1 2026
      Loan Volume 1.64B Q1 2026
      Platform Loan Volume $821M Q1 2026
      Purchase Loan Volume $588M Q1 2026
      Refinance Loan Volume $854M Q1 2026
      Total Loans 5,018 Q1 2026
      D2C Funded Loan Volume $813M Q4 2025
      Funded Loan Volume 1.5B Q4 2025
      Funded Loans 4,293 Q4 2025
      Home Equity Funded Loan Volume $203M Q4 2025
      NEO annualized Q4 Funded Loan Volume $462M Q4 2025
      Purchase Funded Loan Volume $720M Q4 2025
      Refinance Funded Loan Volume $537M Q4 2025
      Tinman AI Platform Funded Loan Volume $646M Q4 2025
      Warehouse financing capacity $575M Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Mortgage Finance — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      BETRW
      Better Home & Finance Holding Co
      this stock
      $420.99M -99.5% +52.0% 12.8%
      RKT
      Rocket Companies, Inc.
      $38.17B -30.3% +31.2% 103.8 4.8%
      FNMA
      Federal National Mortgage Association Fannie Mae
      $7.05B -43.2% -0.4% 609.0 1.3%
      PFSI
      PennyMac Financial Services, Inc.
      $4.39B -34.8% -29.4% 9.0 4.6%
      FMCC
      Federal Home Loan Mortgage Corp
      $3.51B -44.4% -2.7% 1.5%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      94
      % held
      30.5%
      Reported
      12 of 92
      Top holder
      FRONTIER CAPITAL MANAGEME…
      Held Float
      View
      Held by Funds
      Fund positions
      88
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      2.4M
      Days to cover
      7.8d
      Change
      +136.5K sh
      View
      Short Volume
      Short vol %
      100%
      As of
      Jul 28, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      36.0K
      Value
      $957.9K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      44.7%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Cluster buy
      Net (90d)
      +$1.6M
      Buyers / Sellers
      4 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $164.9M
      Net income (FY)
      $-165.9M
      EPS diluted
      $-10.80
      View
      Buybacks
      Authorized
      $25.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 16, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $67.7K
      Shares
      2.4K
      Filed
      Mar 17, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 10, 2026
      Last call
      May 7, 2026
      View
      Investor Relations
      Latest news
      Better Home & Finance Holding Com…
      Published
      Jul 27, 2026
      Upcoming events
      2
      View

      Performance

      5D 20D 120D MTD YTD
      BETRW -99.4% -99.4% -99.4% -99.5% -99.5%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY -98.4% -99.4% -106.9% -98.7% -108.2%

      Capital returns

      Buyback program · as of Jan 22, 2025
      Authorized
      $25.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1835856 CUSIP 08774B508 13F (30d) 12 filings 12 filers Visit website Investor relations