FMCC · Federal Home Loan Mortgage Corp
$5.60
-0.11 (-1.93%)
At close · Aug 24
Market Cap
$3.71B
Shares
650.06M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$5.60
Open$5.69
Day$5.60–5.78
52W close$4.06–14.15
Avg vol 30d1.6M
Short int10.0M · 1.5% float · 3.2d
Short vol46%
Last earningsJul 30, 2026
DataJan 2020–Aug 2026
Filing10-Q · Jul 30
Up next
Next earnings call
Oct 29, 2026
Est · unconfirmed
· in 9 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Jul 30, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Strong Sell
SellHoldBuy
Technical
Neutral
Momentum
Weak
Sentiment
Neutral
Fundamentals
Poor
Quant / Vol
Very High
Market backdrop
VIX 15.9 · calm
Equity put/call 0.68
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−21%
below
Price vs 50-day avg
−1%
below
RSI (14)
51
neutral
MACD trend
Positive
52-week position
15%
mid-range
Momentum
relative strength
1-month return
0%
trailing
6-month return
−2%
trailing
YTD return
−45%
this year
Relative strength
−13%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $6 › 200d $7 — 200d above 50d
Institutional flow
Flat
0% holders QoQ · +4 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.53% of float · ▲ +5.1% MoM · 3.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
12 holders — mid 3-yr range
Squeeze score
51
elevated · 0–100
Fundamentals
Revenue growth
−3%
Y/Y
Balance sheet
$197.2B
net debt
Quant / Vol
risk profile
Volatility
89%
annualized · 1-yr
Max drawdown
−71%
past year
ATR
4.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−21%
Bearish
Price vs 50-day avg
−1%
Neutral
RSI (14)
51
Neutral
MACD trend
Positive
Bullish
52-week position
15%
Neutral
Market signals — smart money & positioning
Bearish · 1 of 6
Trend (MA cross)
No cross
50d $6 › 200d $7 — 200d above 50d
Institutional flow
Flat
0% holders QoQ · +4 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.53% of float · ▲ +5.1% MoM · 3.2 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
12 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $4
Now $6 · 15%
Range high $14
vs 200-day avg -21%
vs 50-day avg -1%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Affordable to low-income families | 72% | 2Q 2026 | — |
| Affordable to low-to-moderate income families (Single-Family) | 54% | 2Q 2026 | — |
| Allowance for Credit Losses / Total Loans Outstanding | 0.2% | 2Q 2026 | — |
| Allowance for credit losses to total loans outstanding | 0.36% | 2Q 2026 | — |
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| Average estimated guarantee fee rate (Single-Family) | 50 | 2Q26 | — |
| Average guarantee fee rate charged | 59 | 2Q 2026 | — |
| Credit enhancement coverage | 92% | 2Q 2026 | — |
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| Delinquency rate | 0.51% | As of June 30, 2026 | — |
| First-time homebuyers | 52% | 2Q 2026 | — |
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| First-time homebuyers (Single-Family) | 52% | 2Q 2026 | — |
| Households helped to buy, refinance, or rent a home | 439K | 2Q 2026 | — |
| Liquidity provided to the mortgage market | $128B | 2Q 2026 | — |
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| Market Liquidity Provided | -$128B | Second Quarter 2026 | — |
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| Mortgage Portfolio (Multifamily) | $505B | 2Q26 | — |
| Mortgage Portfolio (Single-Family) | $3.13T | 2Q26 | — |
| Multifamily New Business Activity (UPB) | $18B | 2Q26 | — |
| Net Interest Yield | 0.69% | 2Q 2026 | — |
| Net Worth | -$78B | As of June 30, 2026 | — |
| Number of rental units financed | 133K | 2Q 2026 | — |
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| Rental units financed | 133K | 2Q 2026 | — |
| Required CET1 Capital | $117B | 2Q 2026 | — |
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| Securitization issuance (UPB) | $23B | 2Q 2026 | — |
| Serious delinquency rate | 0.6% | As of June 30, 2026 | — |
| Single-Family homes funded | 306K | 2Q 2026 | — |
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| Single-Family New Business Activity (UPB) | $110B | 2Q26 | — |
| Total Mortgage Portfolio | -$3.7T | As of June 30, 2026 | — |
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| Weighted Average Original Credit Score (Single-Family) | 761 | 2Q26 | — |
| Weighted average original debt service coverage ratio | 1.3 | 2Q 2026 | — |
| Weighted average original LTV | 63% | 2Q 2026 | — |
| Affordable to low-to-moderate income families (Multifamily) | 93% | 1Q 2026 | — |
| Allowance for credit losses on mortgage loans | 0.42% | 1Q 2026 | — |
| Cumulative dividend payments to Treasury | 119.68B | As of March 31, 2026 | — |
| Cumulative draws from Treasury | 71.65B | As of March 31, 2026 | — |
| Eligible multifamily rental units affordable to low-income families | 72% | 1Q 2026 | — |
| Multifamily rental units financed | 99,000 | 1Q 2026 | — |
| Net Interest Margin | 0.65% | 1Q 2026 | — |
| Remaining Treasury funding commitment | 140.16B | As of March 31, 2026 | — |
| Senior preferred stock liquidation preference | 143.03B | As of March 31, 2026 | — |
| Total capital required | 161B | 1Q 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Mortgage Finance — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FMCC
this stock
Federal Home Loan Mortgage Corp
|
$3.71B | -44.8% | -2.7% | — | 1.5% |
|
RKT
Rocket Companies, Inc.
|
$39.90B | -28.0% | +31.2% | — | 3.5% |
|
FNMA
Federal National Mortgage Association Fannie Mae
|
$7.28B | -41.6% | -0.4% | 629.0 | 1.3% |
|
PFSI
PennyMac Financial Services, Inc.
|
$3.91B | -43.0% | +3.1% | 10.3 | 5.1% |
|
UWMC
UWM Holdings Corp
|
$2.25B | -68.0% | +18.2% | — | 4.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FMCC | +0.5% | +0.4% | -1.9% | +1.6% | -44.8% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | +1.9% | -3.3% | -13.5% | -0.9% | -57.1% |
Key facts
CIK
1026214
CUSIP
313400301
13F (30d)
12 filings
11 filers
Visit website
Investor relations