UWMC · UWM Holdings Corp
$1.25
+0.07 (+5.93%)
At close · Oct 1
Return incl. dividend (before tax)
Market Cap
$1.96B
Shares
1.60B
Volume · Sep 30
9.72M
Avg daily vol (3M)
16.86M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$1.18
Open$1.25
Day$1.18–1.26
52W close$1.18–6.26
Avg vol 30d11.6M
Short int84.0M · 5.2% float · 7.6d
Short vol33%
Last earningsAug 6, 2026
DataMay 2020–Sep 2026
Filing10-Q · Aug 7
Up next
Next earnings call
Nov 6, 2026
Est · unconfirmed
· in 5 wks
filed Aug 7, 2026
call held May 6, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
—
Trailing 12 months
Net income (TTM)
—
Trailing 12 months
Revenue growth YoY
—
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
—
Trailing earnings
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
—
Year over year · more shares
Price change (1Y)
-80.1%
Trailing year
Short interest
5.2%
Latest settlement · 7.6 days to cover
Equibles Rating
blended score · not investment adviceOverall
Sell
SellHoldBuy
Technical
Sell
Momentum
Very Weak
Sentiment
Bullish
Fundamentals
Weak
Quant / Vol
Very High
Market backdrop
VIX 16.3 · calm
Equity put/call 0.53
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
−63%
below
Price vs 50-day avg
−20%
below
RSI (14)
32
neutral
MACD trend
Positive
52-week position
0%
near low
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
−14%
trailing
6-month return
−70%
trailing
YTD return
−73%
this year
Relative strength
−82%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $1 › 200d $3 — 200d above 50d
Institutional flow
Accumulating
+3% holders QoQ · +74 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
5.23% of float · ▼ -0.2% MoM · 7.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
299 holders — near 3-yr high, broad support
Squeeze score
53
elevated · 0–100
Fundamentals
Revenue growth
+18%
Y/Y
EPS growth
−8%
Y/Y
Free cash flow
$-2.7B
Buyback
$300.0M
authorized
Balance sheet
$2.5B
net debt
Quant / Vol
risk profile
Volatility
67%
annualized · 1-yr
Max drawdown
−81%
past year
ATR
7.5%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2026
Total mortgage origination volume
· next five years (2027 to 2031)
$1300B
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Sell
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
−63%
Bearish
Price vs 50-day avg
−20%
Bearish
RSI (14)
32
Neutral
MACD trend
Positive
Bullish
52-week position
0%
Bearish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $1 › 200d $3 — 200d above 50d
Institutional flow
Accumulating
+3% holders QoQ · +74 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Falling
5.23% of float · ▼ -0.2% MoM · 7.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
299 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $1
Now $1 · 0%
Range high $6
vs 200-day avg -63%
vs 50-day avg -20%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average loan amount | $385K | the three months ended June 30, 2026 filing | — |
| Average number of loans serviced | 609,085 | the three months ended June 30, 2026 filing | — |
| Average UPB of loans serviced | $238.35B | the three months ended June 30, 2026 filing | — |
| Gain margin | 1.33% | the three months ended June 30, 2026 filing | — |
| loan origination volume | $39.7B | the three months ended June 30, 2026 filing | — |
| Total loan origination volume | $39.7B | the three months ended June 30, 2026 filing | — |
| Weighted average credit score | 738 | the three months ended June 30, 2026 filing | — |
| Weighted average loan-to-value ratio | 82.67% | the three months ended June 30, 2026 filing | — |
| Weighted average servicing fee as of period end | 0.4% | the three months ended June 30, 2026 filing | — |
| Adjusted diluted earnings (loss) per share non-GAAP | -$0.23 | Q2 2026 | -243.8% |
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| Adjusted diluted weighted average shares outstanding non-GAAP | 1,602,274,509 | Q2 2026 | — |
| Adjusted EBITDA non-GAAP | $185.88M | Q2 2026 | — |
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| Adjusted net income (loss) non-GAAP | -$366.76M | Q2 2026 | — |
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GAAP → non-GAAP reconciliationGAAP Earnings (loss) before income taxes -472.92M
+106.17M Adjusted income tax (provision) benefit
= Adjusted net income (loss) -366.76M
|
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| Non-funding debt to equity non-GAAP | 6.13 | Q2 2026 | +222.6% |
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| Total gain margin | 1.33% | Q2 2026 | — |
| Total non-funding debt non-GAAP | 6.04B | Q2 2026 | +81.7% |
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| Unpaid principal balance | $247.65B | Q2 2026 | — |
| Weighted average age (months) | 12 | Q2 2026 | — |
| Weighted average interest rate | 5.93% | Q2 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Mortgage Finance — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
UWMC
this stock
UWM Holdings Corp
|
$1.96B | -73.1% | +18.2% | — | 5.2% |
|
RKT
Rocket Companies, Inc.
|
$34.46B | -40.5% | +31.2% | — | 4.3% |
|
FNMA
Federal National Mortgage Association Fannie Mae
|
$5.41B | -60.8% | -0.4% | 467.0 | 1.3% |
|
PFSI
PennyMac Financial Services, Inc.
|
$3.40B | -53.2% | +3.1% | 9.0 | 5.8% |
|
FMCC
Federal Home Loan Mortgage Corp
|
$2.70B | -61.4% | -2.7% | — | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| UWMC | -3.3% | -13.9% | -69.9% | -18.6% | -73.1% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | -2.6% | -14.0% | -82.1% | -18.0% | -84.9% |
Capital returns
Buyback program
· as of May 11, 2021
Authorized
$300.00M
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.