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UWMC · UWM Holdings Corp

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$1.26 -0.01 (-0.79%) At close · Nov 13
Market Cap
$2.02B
Shares
1.61B
Volume · Nov 13 7.24M Avg daily vol (3M) 12.28M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$1.26 Open$1.27 Day$1.24–1.32 52W close$1.01–6.10 Avg vol 30d12.8M Short int88.8M · 5.5% of shares · 5.9d Short vol57% Last earningsNov 4, 2026 DataMay 2020–Nov 2026 Filing10-Q · Nov 6

Up next

Feb 24, 2027 Est · unconfirmed · in 14 wks
call held May 6, 2026

Latest documents

2026
Nov 9
Current report 8-K
Rights offering subscription price set at $2.00 per share

UWM Holdings Corporation set the final subscription price at $2.00 per share for up to 200,000,000 Class A common stock shares in its rights offering. Subscription rights expire at 5:00 p.m., Eastern Time, on November 12, 2026, unless extended.

Other events
3 source passages
UWM Holdings Corporation (the “Company”) today announced the final subscription price in connection with its previously announced rights offering to purchase up to 200,000,000 shares of its Class A common stock. The final subscription price is $2.00 per share. The subscription rights will expire at 5:00 p.m., Eastern Time, on November 12, 2026 (the “expiration date”), unless extended as described in the Prospectus Supplement. Open the document at this passage
Nov 6
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Net income surged as originations fell 20.0%

UWM Holdings Corporation reported $212.6 million net income for the three months ended September 30, 2026 versus $12.1 million, while originations fell 20.0% to $33.4 billion. Nine-month Adjusted EBITDA rose to $525.0 million from $464.6 million; net loss: $69.0 million.

Revenue $811.09M ▼ 3.8% Net income $55.52M Diluted EPS $0.09
Read from the MD&A section
4 source passages
Unless otherwise indicated or the context otherwise requires, when used in this Form 10-Q, the term “UWM” means United Wholesale Mortgage, LLC and “we,” “our” and “us” refer to UWM Holdings Corporation and our subsidiaries. For the three months ended September 30, 2026, we originated $33.4 billion in loans, which was a decrease of $8.3 billion, or 20.0%, from the $41.7 billion of originations during the three months ended September 30, 2025. We reported net income of $212.6 million for the three months ended September 30, 2026, which was an increase of $200.5 million, compared to net income of $12.1 million for the three months ended September 30, 2025. Adjusted EBITDA for the nine months ended September 30, 2026 was $525.0 million as compared to $464.6 million for the nine months ended September 30, 2025. For the nine months ended September 30, 2026, we originated $118.1 billion in loans, which was an increase of $4.2 billion, or 3.7%, from the $113.8 billion of originations during the nine months ended September 30, 2025. We reported a net loss of $69.0 million for the nine months ended September 30, 2026, which was a decrease of $148.5 million, compared to net income of $79.5 million for the nine months ended September 30, 2025. Open the document at this passage
Nov 4
Current report 8-K
Net income rebounds to $212.6 million

UWM Holdings Corporation reported net income of $212.6 million for the third quarter ended September 30, 2026. Loan origination volume was $33.4 billion, total revenue was $811.1 million, and adjusted EBITDA was $178.3 million.

Financial results
2 source passages
UWM Holdings Corporation (NYSE: UWMC) (“UWMC” or the “Company”), the publicly traded indirect parent of United Wholesale Mortgage (“UWM”), today announced its results for the third quarter ended September 30, 2026. Total loan origination volume was $33.4 billion for the third quarter 2026. The Company reported 3Q26 total revenue of $811.1 million, net income of $212.6 million and adjusted EBITDA of $178.3 million. Open the document at this passage
Oct 23
Current report 8-K
Financial results, Other events

UWM Holdings Corporation reported preliminary results for the quarter ended September 30, 2026: loan origination volume of $33.4 billion and net income of $205 to $220 million. It said backstop arrangements ensure at least $400 million in gross rights-offering proceeds.

Oct 5
Current report 8-K
Other events

UWM Holdings Corporation commenced a rights offering on October 5, 2026 to raise up to $400 million; each right permits purchase of 0.57 Class A shares at the greater of $2.00 or 85% of the volume-weighted average price, expiring November 12, 2026.

Read from the first part of this long document
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$3.55B
Trailing 12 months
Net income (TTM)
−$38.58M
Trailing 12 months
Revenue growth YoY
-3.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
15.8
Trailing earnings · reciprocal yield 6.3%
FCF yield
-89.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$2.57B
Latest balance sheet
Dividend yield
23.8%
Trailing 12 months
Shares change YoY
+55.1%
Year over year · more shares
Price change (1Y)
-75.5%
Trailing year
Short interest
5.5%
Latest settlement · 5.9 days to cover
View all 125 metrics

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Sell Momentum Weak Sentiment Neutral Fundamentals Weak Quant / Vol Very High
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −51%
below
Price vs 50-day avg −3%
below
RSI (14) 43
neutral
MACD trend Negative
52-week position 5%
near low
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Weak
1-month return +20%
trailing
6-month return −59%
trailing
YTD return −71%
this year
Relative strength −60%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $1 › 200d $3 — 200d above 50d
Institutional flow Accumulating
281 of 301 funds reported for Sep 30 · net +19.1M sh shares · +68 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
5.52% of shares out · ▲ +3.2% MoM · 5.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
301 holders — near 3-yr high, broad support
Squeeze score 66
elevated · 0–100
Fundamentals
Weak
Revenue growth +18%
Y/Y
EPS growth −8%
Y/Y
Free cash flow $-2.7B
Buyback $300.0M
authorized
Balance sheet $2.5B
net debt
Quant / Vol
risk profile
Very High
Volatility 75%
annualized · 1-yr
Max drawdown −83%
past year
ATR 10.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Oct 23, 2026
during 2026
Total residential mortgage production in the United States 8%
Originate approximately 8% of the total residential mortgage pro 8%
end the year
MSR portfolio $210B – $230B
Q4 2026
MSRs $70B – $80B
Anticipated proceeds at least $1.8B
the year ending December 31, 2026
Total revenue $3.35B – $3.5B
prior FY $3.16B midpoint +8.4% Y/Y
Prior guidance period ended · from the 8-K filed Feb 25, 2026
Total revenue · first quarter of 2026 $650M – $850M
Guided vs delivered · last 1 settled
Total revenue first quarter of 2026
guided $650M – $850M
$901.43M Beat +20.2%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
3 · 4 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−51% Bearish
Price vs 50-day avg
−3% Neutral
RSI (14)
43 Neutral
MACD trend
Negative Bearish
52-week position
5% Bearish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $1 › 200d $3 — 200d above 50d
Institutional flow Accumulating
281 of 301 funds reported for Sep 30 · net +19.1M sh shares · +68 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
5.52% of shares out · ▲ +3.2% MoM · 5.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
301 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $1 Now $1 · 5% Range high $6
vs 200-day avg -51% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
EBITDA Margin (% of total revenue) non-GAAP 10% 1H'26 —
Servicing portfolio UPB 270B September 30, 2026 —
Total Preferred and Common Equity non-GAAP 2.8B September 30, 2026 —
Weighted average coupon 5.97% September 30, 2026 —
weighted average servicing fee 40 September 30, 2026 —
Average loan amount $385K the three months ended June 30, 2026 filing —
Average number of loans serviced 609,085 the three months ended June 30, 2026 filing —
Average UPB of loans serviced $238.35B the three months ended June 30, 2026 filing —
Gain margin 1.33% the three months ended June 30, 2026 filing —
Weighted average credit score 738 the three months ended June 30, 2026 filing —
Weighted average loan-to-value ratio 82.67% the three months ended June 30, 2026 filing —
Weighted average servicing fee as of period end 0.4% the three months ended June 30, 2026 filing —
Adjusted diluted weighted average shares outstanding non-GAAP 1,602,274,509 Q2 2026 —
GAAP → non-GAAP reconciliation
GAAP Earnings (loss) before income taxes -472.92M
+106.17M Adjusted income tax (provision) benefit
= Adjusted net income (loss) -366.76M
Unpaid principal balance $247.65B Q2 2026 —
Weighted average age (months) 12 Q2 2026 —
Weighted average interest rate 5.93% Q2 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Mortgage Finance — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UWMC
UWM Holdings Corp
this stock
$2.02B -71.2% +18.2% — 5.5%
RKT
Rocket Companies, Inc.
$38.91B -29.2% +31.2% — 5.6%
FNMA
Federal National Mortgage Association Fannie Mae
$5.22B -58.0% -0.4% 20.5 1.4%
PFSI
PennyMac Financial Services, Inc.
$3.15B -54.0% +3.1% 13.6 7.3%
FMCC
Federal Home Loan Mortgage Corp
$2.55B -61.2% -2.7% 196.5 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
318
% held
18.6%
Reported
281 of 301
Top holder
FMR LLC
Held Float
View
Held by Funds
Fund positions
181
View
Short & Settlement
Short Interest Rising
Shares short
88.8M
Days to cover
5.9d
Change
+2.8M sh
View
Short Volume
Short vol %
57%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
1.8K
Value
$1.9K
As of
Oct 14, 2026
View
Off-Exchange
Off-exchange %
47.9%
Week of
Oct 5, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$3.2B
Net income (FY)
$27.4M
EPS diluted
$0.12
View
Buybacks
Authorized
$300.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Nov 9, 2026
This year
27

UWM Holdings Corporation set the final subscription price at $2.00 per share for up to 200,000,000 Class A common stock shares in its rights offering. Subscription rights expire at 5:00 p.m., Eastern Time, on November 12, 2026, unless extended.

View
Proposed Sales
Value
$230.7M
Shares
63.0M
Filed
Mar 16, 2026
View
Earnings & Events
Webcasts
Last webcast
Nov 4, 2026
View
Investor Relations
Latest news
UWM Holdings Corporation Announce…
Published
Nov 4, 2026
View

Performance

5D 20D 120D MTD YTD
UWMC -17.1% +20.0% -59.5% -19.8% -71.2%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY -19.7% +21.2% -60.0% -19.6% -81.9%

Capital returns

Latest dividend
$0.10 / share · ex Jun 18, 2026
Paid (TTM)
$0.30 / share · 3 payouts
Dividend yield (TTM, derived)
23.81%
Full dividend history
Buyback program · as of May 11, 2021
Authorized
$300.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1783398 CUSIP 91823B109 13F (30d) 238 filings 212 filers Visit website Investor relations