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BETRW · Better Home & Finance Holding Co

$0.15 -22.16 (-99.33%) At close · Jul 28
Market Cap
$420.99M
Shares
18.87M

Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.

Revenue
$164.87M +52%
FY2025 Revenue FY2022–FY2025
Net Income
-$165.87M +19.6%
FY2025 Net Income FY2021–FY2025
Operating Margin
-402.65% -175.4pp
FY2023 Operating Margin FY2022–FY2023
Diluted EPS
-$10.80 +20.9%
FY2025 Diluted EPS FY2022–FY2025
Operating Cash Flow
-$166.58M +56.2%
FY2025 Operating Cash Flow FY2021–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021
$181.04M $164.87M $108.49M $72.34M $378.02M
$15.88M $17.43M $17.5M -$2.57M $9.66M
$181.04M $164.87M $108.49M $72.34M $378.02M
$29.59M $27.87M $26.11M $39.43M $124.31M
$43.49M $45.32M $52.23M $60.15M $185.88M
$12.41M $13.03M $26.14M $37.05M $35.75M
$224K $1M $7.1M $5.8M $13.7M
$351.95M $330.69M $313.93M $606.76M $1.24B
-$291.28M -$858.92M -$8.12M
-402.65% -227.21%
-$285.48M -$845.22M
$11.68M $17.06M
$192.3K $4.26M $19.53K
-$243.15M -$17.06M
-$170.91M -$165.82M -$205.44M -$534.42M -$875.98M
-$1.66M $53K $850K $2M $1.1M
-$185.63M -$165.87M -$206.29M -$536.42M -$877.08M -$6.53M
-100.61% -190.15% -741.53% -232.02%
-$165.87M -$206.29M -$536.42M -$877.08M
-$183.89M -$160.28M -$206.51M -$536.71M -$878.4M
USD/shares -$10.80 -$13.65 -$58.09 -$150.50
USD/shares -$10.80 -$13.65 -$58.09 -$150.50
shares 15.36M 15.11M 9.23M 5.83M 396.54K
shares 15.36M 15.11M 9.23M 5.83M
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2022–FY2023: $7.95M in buybacks.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
EV/EBIT
P/E (TTM)
Peer median 6.33×

Peer medians compare against the 9 similar-size Mortgage Finance companies (of 15 listed).

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024
Home Finance Segment $157,262,000 $105,026,000
Banking Segment $7,610,000 $3,462,000

By Geography (USD)

Component FY2025 FY2024
United States $138,828,000 $86,652,000
Non Us $26,044,000 $21,836,000

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022
Other Platform International Lending Revenue $5,185,000 $3,999,000 $3,410,000
Other Platform Insurance Services $2,536,000 $3,466,000 $3,026,000
Other Platform Real Estate Services $1,896,000 $2,470,000 $7,396,000 $23,053,000
Other Platform Other Revenue $1,682,000 $2,953,000 $2,277,000
Cash Offer Program $304,000 $228,721,000
Mortgage Platform $61,328,000 $101,285,000
Other Platform Homeowners Insurance Services $2,974,000 $2,296,000
Other Platform $16,109,000 $38,362,000
Other Platform Other Homeownership Offerings $1,160,000 $1,780,000
Other Platform Settlement Services $15,000 $4,222,000
Other Platform Title Insurance $52,000 $7,010,000
Key facts CIK 1835856 CUSIP 08774B508 13F (30d) 12 filings 12 filers Visit website Investor relations