FSBC · Five Star Bancorp
Price & Indicators
Up next
AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Common equity Tier 1 capital ratio | 9.98% | as of June 30, 2026 | -5.7% |
|
|
|||
| Efficiency ratio | 40.91% | three months ended June 30, 2026 | — |
|
|
|||
| Net interest margin | 3.63% | three months ended June 30, 2026 | — |
|
|
|||
| Number of Business Development Officers | 45 | as of June 30, 2026 | +7.1% |
|
|
|||
| Pre-tax, pre-provision income non-GAAP | $28,339K | three months ended June 30, 2026 | — |
|
|
|||
| Return on average assets ("ROAA") | 1.49% | three months ended June 30, 2026 | — |
| Return on average equity ("ROAE") | 16.67% | three months ended June 30, 2026 | — |
|
|
|||
| Ratio of nonperforming loans to loans held for investment | 0.07% | March 31, 2026 | — |
| Cash and cash equivalents as percentage of total deposits | 12.06% | December 31, 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FSBC
this stock
Five Star Bancorp
|
$1.01B | +33.4% | — | 15.1 | 3.2% |
|
HDB
Hdfc Bank Ltd
|
$123.39B | -34.2% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +34.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | -0.1% | — | — | 0.6% |
|
PNC
Pnc Financial Services Group, Inc.
|
$99.78B | +20.0% | +7.2% | 14.4 | 1.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FSBC | -2.0% | -2.6% | +15.5% | -2.6% | +33.4% |
| SPY | -2.4% | -2.3% | +6.3% | -2.3% | +7.0% |
| vs SPY | +0.4% | -0.3% | +9.2% | -0.3% | +26.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.