FSBC · Five Star Bancorp
$47.34
+0.03 (+0.06%)
At close · Aug 4
Market Cap
$1.01B
Shares
21.38M
Five Star Bancorp Earnings Call Transcripts
Every quarterly earnings call for Five Star Bancorp (FSBC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-22
Five Star Bancorp 2026 2nd Quarter Results Webcast Registration
Confident tone
Loan and deposit growth
Capital and shareholder returns
Footprint expansion in California
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-28
Five Star Bancorp Q1 FY2026 Earnings Call
Confident tone
Loan and Deposit Growth
Noninterest-Bearing Deposits
Geographic Expansion
Diluted EPS
$0.87
▲ 40.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-27
Five Star Bancorp Q4 FY2025 Earnings Call
Confident tone
Loan and deposit growth
Net interest margin
Hiring and business development
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-28
Five Star Bancorp Q3 FY2025 Earnings Call
Confident tone
M&A and competitive landscape
Core deposit growth and funding optimization
Bay Area expansion
Diluted EPS
$0.77
▲ 48.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-24
Five Star Bancorp Q2 FY2025 Earnings Call
Confident tone
Loan and balance sheet growth
Deposit growth and funding costs
Bay Area and geographic expansion
Diluted EPS
$0.68
▲ 33.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-29
Five Star Bancorp Q1 FY2025 Earnings Call
Confident tone
SBA and Small Business Lending
Asset Quality and Credit Reserves
Tariff and Economic Uncertainty
Diluted EPS
$0.62
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-28
Five Star Bancorp Q4 FY2024 Earnings Call
Confident tone
Deposit growth and mix
Loan growth and portfolio composition
Net interest margin and yields
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-29
Five Star Bancorp Q3 FY2024 Earnings Call
Confident tone
Loan portfolio and underwriting
Net interest margin and profitability
Organic growth and Bay Area expansion
Diluted EPS
$0.52
▼ 18.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-25
Five Star Bancorp Q2 FY2024 Earnings Call
Confident tone
Deposit composition and funding
Net interest margin
Loan growth and portfolio
Diluted EPS
$0.51
▼ 31.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
Five Star Bancorp Q1 FY2024 Earnings Call
Positive tone
Deposit strategy and composition
Net interest margin compression
Organic growth and capital raise
Diluted EPS
$0.62
▼ 19.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-30
Five Star Bancorp Q4 FY2023 Earnings Call
Positive tone
Profitability and Returns
Loan Growth and Portfolio
Asset Quality
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-31
Five Star Bancorp Q3 FY2023 Earnings Call
Diluted EPS
$0.64
▼ 5.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-25
Five Star Bancorp Q2 FY2023 Earnings Call
Diluted EPS
$0.74
▲ 27.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-25
Five Star Bancorp Q1 FY2023 Earnings Call
Diluted EPS
$0.77
▲ 32.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-31
Five Star Bancorp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-25
Five Star Bancorp Q3 FY2022 Earnings Call
Diluted EPS
$0.68
▲ 6.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
Five Star Bancorp Q2 FY2022 Earnings Call
Diluted EPS
$0.58
▼ 13.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-26
Five Star Bancorp Q1 FY2022 Earnings Call
Diluted EPS
$0.58
▼ 37.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-31
Five Star Bancorp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-26
Five Star Bancorp Q3 FY2021 Earnings Call
Diluted EPS
$0.64
▼ 31.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-27
Five Star Bancorp Q2 FY2021 Earnings Call
Diluted EPS
$0.67
▼ 36.2% YoY
Audio
Transcript
Slides
8-K10-Q
Showing 1–21 of 21 earnings calls
Key facts
CIK
1275168
CUSIP
33830T103
13F (30d)
34 filings
34 filers
Visit website
Investor relations