LMND
Lemonade, Inc.
$71.03
-6.56 (-8.45%)
At close · Jul 8
Market Cap
$5.46B
Shares
76,820,789
Price & Indicators
Indicators
Price
Panels
Event markers
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$71.03
Open$73.94
Day$69.17–74.60
52W$35.70–99.90
Avg vol 30d1.6M
Short int10.8M · 14.0% float · 6.6d
Short vol42%
Last earningsApr 29, 2026
DataJul 2020–Jul 2026
Filing10-Q · Apr 30
Equibles Rating
blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical
Buy
Momentum
Weak
Sentiment
Neutral
Fundamentals
Strong
Quant / Vol
Very High
Market backdrop
VIX 16.9 · calm
Equity put/call 0.86
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+10%
above
Price vs 50-day avg
+21%
above
RSI (14)
62
neutral
MACD trend
Positive
52-week position
55%
mid-range
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+34%
trailing
6-month return
−13%
trailing
YTD return
0%
this year
Relative strength
−20%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $59 › 200d $65 — 200d above 50d
Institutional flow
Accumulating
8 of 348 funds reported for Jun 30 · net +222 sh shares · +2 new
Insider flow
Distributing
Net -$738.6K over 90 days · 100% sells
Short interest
Rising
14.03% of float · ▲ +5.2% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
348 holders — near 3-yr high, broad support
Squeeze score
74
high risk · 0–100
Fundamentals
Revenue growth
+40%
Y/Y
EPS growth
+21%
Y/Y
Free cash flow
$-25.9M
Balance sheet
$385.0M
net cash
Quant / Vol
risk profile
Volatility
84%
annualized · 1-yr
Max drawdown
−48%
past year
ATR
6.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Up next
Next earnings call
Jul 30, 2026
Est · unconfirmed
· in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Apr 30, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Guidance & track record
Latest guidance
· from the 8-K filed Apr 29, 2026
Q2 2026
Revenue
Initiated
$287M – $290M
prior qtr $258M
midpoint +11.8% QoQ
Stock-based compensation expense
Initiated
$24M
Full Year 2026
Revenue
Initiated
$1.2B – $1.2B
prior FY $737.9M
midpoint +62.6% Y/Y
Stock-based compensation expense
Initiated
$95M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+10%
Bullish
Price vs 50-day avg
+21%
Bullish
RSI (14)
62
Neutral
MACD trend
Positive
Bullish
52-week position
55%
Neutral
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $59 › 200d $65 — 200d above 50d
Institutional flow
Accumulating
8 of 348 funds reported for Jun 30 · net +222 sh shares · +2 new
Insider flow
Distributing
Net -$738.6K over 90 days · 100% sells
Short interest
Rising
14.03% of float · ▲ +5.2% MoM · 6.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
348 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $36
Now $71 · 55%
52-wk high $100
vs 200-day avg +10%
vs 50-day avg +21%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted Free Cash Flow non-GAAP | $17M | Q1 2026 | — |
|
|
|||
| Annual Dollar Retention (ADR) | 85% | Q1 2026 | — |
| Customers | 3,142,581 | Q1 2026 | — |
| Premium per Customer | $424 | Q1 2026 | — |
| adjusted gross margin non-GAAP | 39% | Q1 2026 call | — |
| adjusted gross profit non-GAAP | 101M | Q1 2026 call | — |
| annual dollar retention | 85% | Q1 2026 call | — |
| customer growth | 23% | Q1 2026 call | — |
| gross loss ratio | 62% | Q1 2026 call | — |
| gross spend | $54M | Q1 2026 call | — |
| headcount | 1,291 | Q1 2026 call | — |
| in-force premium | 1.33B | Q1 2026 call | — |
| in-force premium per employee | $1M | Q1 2026 call | — |
| LTV to CAC ratio | 3 | Q1 2026 call | — |
| new customers added | 158,000 | Q1 2026 call | — |
| premium per customer growth | 7% | Q1 2026 call | — |
| Car IFP | $187M | Q4 2025 | — |
| Car TTM Gross Loss Ratio | 70% | Q4 2025 | — |
| Europe IFP | $60M | Q4 2025 | — |
| Europe TTM Gross Loss Ratio | 74% | Q4 2025 | — |
| Pet IFP | $439M | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
LMND
this stock
Lemonade, Inc.
|
$5.46B | -0.2% | +67.4% | — | 14.0% |
|
CB
Chubb Ltd
|
$137.73B | +14.1% | +6.5% | 12.6 | 1.1% |
|
PGR
Progressive Corp/Oh/
|
$136.09B | +8.8% | +16.3% | 11.9 | 1.3% |
|
TRV
Travelers Companies, Inc.
|
$71.86B | +16.9% | +5.2% | 10.1 | 2.8% |
|
ALL
Allstate Corp
|
$64.66B | +21.3% | +5.6% | 5.5 | 3.3% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| LMND | +9.2% | +34.1% | -12.8% | +9.2% | -0.2% |
| SPY | -0.2% | +0.8% | +7.4% | -0.2% | +9.3% |
| vs SPY | +9.4% | +33.3% | -20.2% | +9.4% | -9.5% |
Key facts
CIK
1691421
CUSIP
52567D107
13F (30d)
10 filings
9 filers
Visit website
Investor relations