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LMND · Lemonade, Inc. · Earnings Call Transcripts & Audio

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$49.40 -0.21 (-0.42%) At close · Sep 11
Russell 2000 member Rebalance outlook locked
Market Cap
$3.82B
Shares
77.40M

Lemonade, Inc. Earnings Call Transcripts

Quarterly earnings calls for Lemonade, Inc. (LMND), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲107.3% $74.00M −$91.40M '22 Q3 22-11-08 ▲115.6% $88.40M −$63.70M '22 Q4 23-02-22 ▲114.9% $95.20M −$65.80M '23 Q1 23-05-03 ▲109.2% $104.60M −$67.20M '23 Q2 23-08-02 ▲54.7% $114.50M −$61.50M '23 Q3 23-11-01 ▲30.7% $115.50M −$42.40M '23 Q4 24-02-27 ▲25.1% $119.10M −$47.30M '24 Q1 24-04-30 ▲16.6% $122.00M −$57.20M '24 Q2 24-07-30 ▲19.3% $136.60M −$67.70M '24 Q3 24-10-30 ▲28.8% $148.80M −$30.00M '24 Q4 25-02-25 ▲27% $151.20M −$62.40M '25 Q1 25-05-06 ▲34.5% $164.10M −$43.90M '25 Q2 25-08-05 ▲42.4% $194.50M −$37.50M '25 Q3 25-11-05 ▲53.3% $228.10M −$21.70M '25 Q4 26-02-19 ▲70.6% $258.00M −$35.80M '26 Q1 26-04-29 LATEST ▲79.4% $294.40M −$43.40M '26 Q2 26-07-29
Earnings call
FY26 · Q2
2026-07-29
Lemonade, Inc. (LMND) Q2 2026 Earnings Call Transcript
Confident tone Growth spend efficiency and LTV/CAC Path to profitability and EBITDA guidance Growth and premium metrics
Revenue
$294.40M
▲ 79.4% YoY
Diluted EPS
$-0.56
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Lemonade, Inc. (LMND) Q1 2026 Earnings Call Transcript
Confident tone IFP and revenue growth Car / auto insurance growth Pet insurance as largest line
Revenue
$258.00M
▲ 70.6% YoY
Diluted EPS
$-0.47
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-02-19
Lemonade, Inc. (LMND) Q4 2025 Earnings Call Transcript
Confident tone AI and data-driven underwriting Growth and profitability momentum Autonomous car / Tesla FSD product
Revenue
$228.10M*
▲ 53.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Lemonade, Inc. (LMND) Q3 2025 Earnings Call Transcript
Confident tone Car business momentum Revenue and top-line growth Loss ratio improvement
Revenue
$194.50M
▲ 42.4% YoY
Diluted EPS
$-0.51
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-05
Lemonade, Inc. (LMND) Q2 2025 Earnings Call Transcript
Confident tone Loss ratio improvement Reinsurance program restructuring Profitability and cash flow
Revenue
$164.10M
▲ 34.5% YoY
Diluted EPS
$-0.60
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-05-06
Lemonade, Inc. (LMND) Q1 2025 Earnings Call Transcript
Confident tone Top-line growth and IFP California wildfires impact Tariff risk on auto parts
Revenue
$151.20M
▲ 27% YoY
Diluted EPS
$-0.86
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-02-25
Lemonade, Inc. (LMND) Q4 2024 Earnings Call Transcript
Confident tone Auto/car business California wildfires impact Gross profit and operating leverage
Revenue
$148.80M*
▲ 28.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Lemonade, Inc. (LMND) Q3 2024 Earnings Call Transcript
Confident tone Loss ratio improvement Auto insurance expansion Cash flow generation
Revenue
$136.60M
▲ 19.3% YoY
Diluted EPS
$-0.95
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
Lemonade, Inc. (LMND) Q2 2024 Earnings Call Transcript
Confident tone Loss ratio improvement Geographic and product expansion Revenue and customer growth
Revenue
$122.00M
▲ 16.6% YoY
Diluted EPS
$-0.81
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
Lemonade, Inc. (LMND) Q1 2024 Earnings Call Transcript
Confident tone Catastrophe Losses Loss Ratio Improvement Auto and Home Underwriting Challenges
Revenue
$119.10M
▲ 25.1% YoY
Diluted EPS
$-0.67
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-02-27
Lemonade, Inc. (LMND) Q4 2023 Earnings Call Transcript
Confident tone Product mix (Home, Car, Pet, Renters, Term Life) Loss ratio improvement and rate adequacy Growth acceleration and marketing spend
Revenue
$115.50M*
▲ 30.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Lemonade, Inc. (LMND) Q3 2023 Earnings Call Transcript
Revenue
$114.50M
▲ 54.7% YoY
Diluted EPS
$-0.88
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Lemonade, Inc. (LMND) Q2 2023 Earnings Call Transcript
Revenue
$104.60M
▲ 109.2% YoY
Diluted EPS
$-0.97
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-03
Lemonade, Inc. (LMND) Q1 2023 Earnings Call Transcript
Revenue
$95.20M
▲ 114.9% YoY
Diluted EPS
$-0.95
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-02-22
Lemonade, Inc. (LMND) Q4 2022 Earnings Call Transcript
Revenue
$88.40M*
▲ 115.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-08
Lemonade, Inc. (LMND) Q3 2022 Earnings Call Transcript
Revenue
$74.00M
▲ 107.3% YoY
Diluted EPS
$-1.37
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-08
Lemonade, Inc. (LMND) Q2 2022 Earnings Call Transcript
Revenue
$50.00M
▲ 77.3% YoY
Diluted EPS
$-1.10
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-05-09
Lemonade, Inc. (LMND) Q1 2022 Earnings Call Transcript
Revenue
$44.30M
▲ 88.5% YoY
Diluted EPS
$-1.21
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Lemonade, Inc. (LMND) Q4 2021 Earnings Call Transcript
Revenue
$41.00M*
▲ 100% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-09
Lemonade, Inc. (LMND) Q3 2021 Earnings Call Transcript
Revenue
$35.70M
▲ 100.6% YoY
Diluted EPS
$-1.08
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-04
Lemonade, Inc. (LMND) Q2 2021 Earnings Call Transcript
Revenue
$28.20M
▼ 5.7% YoY
Diluted EPS
$-0.90
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-05-11
Lemonade, Inc. (LMND) Q1 2021 Earnings Call Transcript
Revenue
$23.50M
▼ 10.3% YoY
Diluted EPS
$-0.81
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-03-02
Lemonade, Inc. (LMND) Q4 2020 Earnings Call Transcript
Revenue
$20.50M*
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-11-12
Lemonade, Inc. (LMND) Q3 2020 Earnings Call Transcript
Revenue
$17.80M
▼ 6.3% YoY
Diluted EPS
$-0.57
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-08-12
Lemonade, Inc. (LMND) Q2 2020 Earnings Call Transcript
Revenue
$29.90M
▲ 116.7% YoY
Diluted EPS
$-1.77
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–25 of 25 earnings calls
Key facts CIK 1691421 CUSIP 52567D107 13F (30d) 100 filings 100 filers Visit website Investor relations