LMND · Lemonade, Inc.
$47.80
-14.31 (-23.04%)
At close · Jul 29
Earnings today
Market Cap
$4.77B
Shares
76.82M
Lemonade, Inc. Earnings Call Transcripts
Every quarterly earnings call for Lemonade, Inc. (LMND) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲107.3%
$74.00M
−$91.40M
'22 Q3
22-11-08
▲115.6%
$88.40M
−$63.70M
'22 Q4
23-02-22
▲114.9%
$95.20M
−$65.80M
'23 Q1
23-05-03
▲109.2%
$104.60M
−$67.20M
'23 Q2
23-08-02
▲54.7%
$114.50M
−$61.50M
'23 Q3
23-11-01
▲30.7%
$115.50M
−$42.40M
'23 Q4
24-02-27
▲25.1%
$119.10M
−$47.30M
'24 Q1
24-04-30
▲16.6%
$122.00M
−$57.20M
'24 Q2
24-07-30
▲19.3%
$136.60M
−$67.70M
'24 Q3
24-10-30
▲28.8%
$148.80M
−$30.00M
'24 Q4
25-02-25
▲27%
$151.20M
−$62.40M
'25 Q1
25-05-06
▲34.5%
$164.10M
−$43.90M
'25 Q2
25-08-05
▲42.4%
$194.50M
−$37.50M
'25 Q3
25-11-05
▲53.3%
$228.10M
−$21.70M
'25 Q4
26-02-19
LATEST
▲70.6%
$258.00M
−$35.80M
'26 Q1
26-04-29
Earnings call
FY26 · Q2
2026-07-29
Lemonade, Inc. Q2 FY2026 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Lemonade, Inc. Q1 FY2026 Earnings Call
Confident tone
IFP and revenue growth
Car / auto insurance growth
Pet insurance as largest line
Revenue
$258.00M
▲ 70.6% YoY Diluted EPS
$-0.47
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-19
Lemonade, Inc. Q4 FY2025 Earnings Call
Confident tone
AI and data-driven underwriting
Growth and profitability momentum
Autonomous car / Tesla FSD product
Revenue
$228.10M*
▲ 53.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Lemonade, Inc. Q3 FY2025 Earnings Call
Confident tone
Car business momentum
Revenue and top-line growth
Loss ratio improvement
Revenue
$194.50M
▲ 42.4% YoY Diluted EPS
$-0.51
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-05
Lemonade, Inc. Q2 FY2025 Earnings Call
Confident tone
Loss ratio improvement
Reinsurance program restructuring
Profitability and cash flow
Revenue
$164.10M
▲ 34.5% YoY Diluted EPS
$-0.60
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-06
Lemonade, Inc. Q1 FY2025 Earnings Call
Confident tone
Top-line growth and IFP
California wildfires impact
Tariff risk on auto parts
Revenue
$151.20M
▲ 27% YoY Diluted EPS
$-0.86
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-25
Lemonade, Inc. Q4 FY2024 Earnings Call
Confident tone
Auto/car business
California wildfires impact
Gross profit and operating leverage
Revenue
$148.80M*
▲ 28.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Lemonade, Inc. Q3 FY2024 Earnings Call
Confident tone
Loss ratio improvement
Auto insurance expansion
Cash flow generation
Revenue
$136.60M
▲ 19.3% YoY Diluted EPS
$-0.95
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-30
Lemonade, Inc. Q2 FY2024 Earnings Call
Confident tone
Loss ratio improvement
Geographic and product expansion
Revenue and customer growth
Revenue
$122.00M
▲ 16.6% YoY Diluted EPS
$-0.81
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
Lemonade, Inc. Q1 FY2024 Earnings Call
Confident tone
Catastrophe Losses
Loss Ratio Improvement
Auto and Home Underwriting Challenges
Revenue
$119.10M
▲ 25.1% YoY Diluted EPS
$-0.67
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-27
Lemonade, Inc. Q4 FY2023 Earnings Call
Confident tone
Product mix (Home, Car, Pet, Renters, Term Life)
Loss ratio improvement and rate adequacy
Growth acceleration and marketing spend
Revenue
$115.50M*
▲ 30.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Lemonade, Inc. Q3 FY2023 Earnings Call
Revenue
$114.50M
▲ 54.7% YoY Diluted EPS
$-0.88
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Lemonade, Inc. Q2 FY2023 Earnings Call
Revenue
$104.60M
▲ 109.2% YoY Diluted EPS
$-0.97
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-03
Lemonade, Inc. Q1 FY2023 Earnings Call
Revenue
$95.20M
▲ 114.9% YoY Diluted EPS
$-0.95
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-22
Lemonade, Inc. Q4 FY2022 Earnings Call
Revenue
$88.40M*
▲ 115.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-08
Lemonade, Inc. Q3 FY2022 Earnings Call
Revenue
$74.00M
▲ 107.3% YoY Diluted EPS
$-1.37
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-08
Lemonade, Inc. Q2 FY2022 Earnings Call
Revenue
$50.00M
▲ 77.3% YoY Diluted EPS
$-1.10
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-09
Lemonade, Inc. Q1 FY2022 Earnings Call
Revenue
$44.30M
▲ 88.5% YoY Diluted EPS
$-1.21
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Lemonade, Inc. Q4 FY2021 Earnings Call
Revenue
$41.00M*
Rev · 5q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-09
Lemonade, Inc. Q3 FY2021 Earnings Call
Revenue
$35.70M
▲ 100.6% YoY Diluted EPS
$-1.08
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-04
Lemonade, Inc. Q2 FY2021 Earnings Call
Revenue
$28.20M
▼ 5.7% YoY Diluted EPS
$-0.90
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-11
Lemonade, Inc. Q1 FY2021 Earnings Call
Revenue
$23.50M
Diluted EPS
$-0.81
Rev · 3q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-03-02
Lemonade, Inc. Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-12
Lemonade, Inc. Q3 FY2020 Earnings Call
Revenue
$17.80M
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-12
Lemonade, Inc. Q2 FY2020 Earnings Call
Revenue
$29.90M
Audio
Transcript
Slides
8-K10-Q
Showing 1–25 of 25 earnings calls
Key facts
CIK
1691421
CUSIP
52567D107
13F (30d)
73 filings
72 filers
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