LPRO
Open Lending CorpPrice & Indicators
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average profit share revenue per certified loan | $363 | Q1 2026 | — |
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| Average program fee revenue per certified loan | $538 | Q1 2026 | — |
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| certified loans | 21,064 | Q1 2026 | — |
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| certified loans from credit unions and banks | 19,000 | Q1 2026 | — |
| adjusted EBITDA non-GAAP | $2M | first quarter call | — |
| applications growth year-over-year | 18% | Q1 call | — |
| ever-60-day-plus delinquency rate advantage | 200 | 14-month on-book mark call | — |
| loss ratio | 70% | Q1 2026 call | — |
| negative change in estimate | $700,000 | first quarter call | — |
| profit share unit economics per certified loan | $363 | first quarter of 2026 call | +30.6% |
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| Credit unions and banks certified loans | 17,254 | Q4 2025 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
LPRO
this stock
Open Lending Corp
|
$370.02M | +101.9% | +288.0% | — | 2.8% |
|
V
Visa Inc.
|
$637.04B | +1.5% | +12.3% | — | 1.2% |
|
MA
Mastercard Inc
|
$472.90B | -6.1% | +16.4% | 31.0 | 0.9% |
|
AXP
American Express Co
|
$244.57B | -2.9% | +13.4% | 22.4 | 1.6% |
|
COF
Capital One Financial Corp
|
$129.99B | -13.5% | +36.6% | 53.3 | 1.9% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| LPRO | -0.3% | +49.1% | +58.9% | +0.6% | +101.9% |
| SPY | +1.3% | -0.2% | +10.1% | +1.1% | +10.7% |
| vs SPY | -1.6% | +49.2% | +48.8% | -0.4% | +91.3% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.