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$3.14 -0.01 (-0.32%) At close · Jul 29
Market Cap
$371.20M
Shares
118.22M

Open Lending Corp Earnings Call Transcripts

Every quarterly earnings call for Open Lending Corp (LPRO) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼14.9% $52.04M $23.13M '22 Q2 22-08-04 ▼14% $50.66M $24.53M '22 Q3 22-11-03 ▼48.1% $26.82M −$4.19M '22 Q4 23-02-23 ▼23.4% $38.36M $12.54M '23 Q1 23-05-09 ▼26.7% $38.15M $11.37M '23 Q2 23-08-08 ▼48.7% $26.01M $3.00M '23 Q3 23-11-07 ▼44.3% $14.94M −$4.84M '23 Q4 24-02-27 ▼19.9% $30.75M $5.09M '24 Q1 24-05-07 ▼29.9% $26.73M $2.90M '24 Q2 24-08-08 ▼9.7% $23.48M $1.44M '24 Q3 24-11-07 ▼481% $ −$144.44M '24 Q4 25-04-01 ▼20.7% $24.39M $617,000 '25 Q1 25-05-07 ▼5.3% $25.31M $1.03M '25 Q2 25-08-06 ▲3% $24.17M −$7.57M '25 Q3 25-11-06 · $19.34M $1.68M '25 Q4 26-03-12 LATEST ▼16% $20.49M −$460,000 '26 Q1 26-05-07
Earnings call
FY26 · Q1
2026-05-07
Open Lending Corp Q1 FY2026 Earnings Call
Positive tone Certified Loan Volume and Growth Profit Share Unit Economics Credit Quality and Underwriting Discipline
Revenue
$20.49M
▼ 16% YoY
Diluted EPS
$0.00
▼ 100% YoY
Gross margin
76.3%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-03-12
Open Lending Corp Q4 FY2025 Earnings Call
Positive tone Q4 CERT shortfall and pricing adjustments Underwriting discipline and credit quality Free cash flow conversion and profit share
Revenue
$19.34M*
Gross margin
76.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-06
Open Lending Corp Q3 FY2025 Earnings Call
Positive tone Channel mix and OEM ramp ApexOne Auto product launch Underwriting tightening and credit quality
Revenue
$24.17M
▲ 3% YoY
Diluted EPS
$-0.06
▼ 700% YoY
Gross margin
78.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-06
Open Lending Corp Q2 FY2025 Earnings Call
Positive tone Profitability and unit economics OEM channel and OEM 3 pilot Expense reduction and right-sizing
Revenue
$25.31M
▼ 5.3% YoY
Diluted EPS
$0.01
▼ 50% YoY
Gross margin
78.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-05-07
Open Lending Corp Q1 FY2025 Earnings Call
Positive tone Profit share volatility and CIE Pricing and risk segmentation Leadership transition and culture
Revenue
$24.39M
▼ 20.7% YoY
Diluted EPS
$0.01
▼ 75% YoY
Gross margin
75.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-04-01
Open Lending Corp Q4 FY2024 Earnings Call
Cautious tone Back book deterioration and negative Change In Estimate Profit share per certified loan / ASC 606 constraint Insurance carrier capacity and profit share
Revenue
$*
▼ 481% YoY
Gross margin
111.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-11-07
Open Lending Corp Q3 FY2024 Earnings Call
Balanced tone Profit share volatility and vintage performance Credit union market conditions Automotive industry recovery
Revenue
$23.48M
▼ 9.7% YoY
Diluted EPS
$0.01
▼ 50% YoY
Gross margin
73.9%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-08-08
Open Lending Corp Q2 FY2024 Earnings Call
Positive tone Profit Share / Vintage Performance Credit Union Customer Health Automotive Market Conditions
Revenue
$26.73M
▼ 29.9% YoY
Diluted EPS
$0.02
▼ 77.8% YoY
Gross margin
78.6%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-05-07
Open Lending Corp Q1 FY2024 Earnings Call
Positive tone Credit Union Channel Portfolio Performance and Profit Share Industry and Macro Environment
Revenue
$30.75M
▼ 19.9% YoY
Diluted EPS
$0.04
▼ 60% YoY
Gross margin
81.3%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-02-27
Open Lending Corp Q4 FY2023 Earnings Call
Positive tone Credit union lending bottoming Profit share and pricing economics Refinance opportunity
Revenue
$14.94M*
▼ 44.3% YoY
Gross margin
64.1%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-11-07
Open Lending Corp Q3 FY2023 Earnings Call
Revenue
$26.01M
▼ 48.7% YoY
Diluted EPS
$0.02
▼ 89.5% YoY
Gross margin
79.4%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
Open Lending Corp Q2 FY2023 Earnings Call
Revenue
$38.15M
▼ 26.7% YoY
Diluted EPS
$0.09
▼ 50% YoY
Gross margin
84.0%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-05-09
Open Lending Corp Q1 FY2023 Earnings Call
Revenue
$38.36M
▼ 23.4% YoY
Diluted EPS
$0.10
▼ 44.4% YoY
Gross margin
85.8%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-02-23
Open Lending Corp Q4 FY2022 Earnings Call
Revenue
$26.82M*
▼ 48.1% YoY
Gross margin
81.7%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-11-03
Open Lending Corp Q3 FY2022 Earnings Call
Revenue
$50.66M
▼ 14% YoY
Diluted EPS
$0.19
▼ 17.4% YoY
Gross margin
89.7%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-08-04
Open Lending Corp Q2 FY2022 Earnings Call
Revenue
$52.04M
▼ 14.9% YoY
Diluted EPS
$0.18
▼ 70% YoY
Gross margin
90.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-05-05
Open Lending Corp Q1 FY2022 Earnings Call
Revenue
$50.07M
▲ 13.8% YoY
Diluted EPS
$0.18
▲ 80% YoY
Gross margin
90.4%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-02-24
Open Lending Corp Q4 FY2021 Earnings Call
Revenue
$51.63M*
▲ 30.3% YoY
Gross margin
90.8%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-11-09
Open Lending Corp Q3 FY2021 Earnings Call
Revenue
$58.89M
▲ 97.9% YoY
Diluted EPS
$0.23
Gross margin
89.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-08-10
Open Lending Corp Q2 FY2021 Earnings Call
Revenue
$61.12M
▲ 177% YoY
Diluted EPS
$0.60
Gross margin
93.2%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-05-11
Open Lending Corp Q1 FY2021 Earnings Call
Revenue
$44.01M
▲ 152.5% YoY
Diluted EPS
$0.10
▼ 37.5% YoY
Gross margin
92.4%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-03-09
Open Lending Corp Q4 FY2020 Earnings Call
Revenue
$39.63M
▲ 52% YoY
Diluted EPS
$0.12
Gross margin
92.5%
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-11-10
Open Lending Corp Q3 FY2020 Earnings Call
Revenue
$29.76M
▲ 34.6% YoY
Diluted EPS
$-0.62
Gross margin
91.6%
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-08-11
Open Lending Corp Q2 FY2020 Earnings Call
Revenue
$22.07M
▼ 12.4% YoY
Diluted EPS
$-1.01
Gross margin
91.7%
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–24 of 24 earnings calls
Key facts CIK 1806201 CUSIP 68373J104 13F (30d) 147 filings 146 filers Visit website Investor relations

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