PRCH · Porch Group, Inc.
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Metrics snapshot
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AI Brief
Q2 FY26 earnings call · Jul 29, 2026TL;DR. Porch Group (PRCH) reported a strong Q2 2026, with Insurance Services revenue up 38% YoY and Adjusted EBITDA (Excluding Reciprocal) of $39.1 million up 150% YoY, driven by 38% growth in Reciprocal policies written. The company raised full-year 2026 guidance across all metrics, including Adjusted EBITDA (Excluding Reciprocal) to $119–$125 million, and highlighted positive net income attributable to Porch and a leverage ratio better than 3x.
- + Insurance Services revenue grew 38% YoY to $92.9 million in Q2 2026.
- + Adjusted EBITDA (Excluding Reciprocal) grew 150% YoY to $39.1 million.
- + Reciprocal policies written grew 38% YoY, accelerating from 33% in Q1.
- + Company raised full-year 2026 Adjusted EBITDA (Excluding Reciprocal) guidance to $119–$125 million (midpoint $122M, 59% YoY growth).
- + Insurance Services Adjusted EBITDA margin expanded to 48% from 29%, with strong incremental margins from RWP flow-through.
- − Full-year 2026 RWP target of $600 million is unchanged despite strong first half; second half requires $345M vs. $255M in 1H.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
PRCH
this stock
Porch Group, Inc.
|
$2.17B | +80.2% | +10.2% | — | 12.9% |
|
CB
Chubb Ltd
|
$131.19B | +8.4% | +6.5% | 12.0 | 0.8% |
|
PGR
Progressive Corp/Oh/
|
$126.52B | -4.4% | +16.3% | 10.9 | 1.0% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$99.34B | +41.4% | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$78.26B | +29.4% | +5.2% | 10.1 | 2.7% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| PRCH | -8.9% | -2.9% | +131.7% | -3.2% | +80.2% |
| SPY | -1.2% | -1.8% | +17.8% | -0.4% | +12.1% |
| vs SPY | -7.8% | -1.1% | +113.9% | -2.8% | +68.1% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.