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PRCH

Porch Group, Inc.
$13.80 +0.06 (+0.40%) At close · Jul 16
Market Cap
$1.76B
Shares
127,715,478

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$13.80 Open$13.62 Day$13.49–14.13 52W$6.36–19.44 Avg vol 30d2.0M Short int16.6M · 13.0% float · 6.2d Short vol55% Last earningsApr 28, 2026 DataJan 2020–Jul 2026 Filing10-Q · Apr 28
Up next
Next earnings call
Jul 29, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Apr 28, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Equibles Rating blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 16.7 · calm Equity put/call 0.67
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +34%
      above
      Price vs 50-day avg +18%
      above
      RSI (14) 56
      neutral
      MACD trend Negative
      52-week position 57%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Very Strong
      1-month return +21%
      trailing
      6-month return +64%
      trailing
      YTD return +51%
      this year
      Relative strength +56%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bearish
      Trend (MA cross) No cross
      50d $12 › 200d $10 — 50d above 200d
      Institutional flow Distributing
      12 of 192 funds reported for Jun 30 · net -5.6M sh shares · +2 new
      Insider flow Distributing
      Net -$16.8M over 90 days · 100% sells
      Short interest Rising
      13.01% of float · ▲ +1.8% MoM · 6.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      192 holders — mid 3-yr range
      Squeeze score 76
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +10%
      Y/Y
      Gross margin 70%
      expanding
      EPS growth +91%
      Y/Y
      Free cash flow $66.0M
      Buyback $2.5M
      authorized
      Balance sheet $348.2M
      net debt
      Quant / Vol
      risk profile
      Very High
      Volatility 73%
      annualized · 1-yr
      Max drawdown −66%
      past year
      ATR 5.7%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record
      Latest guidance · from the Earnings Call filed Dec 31, 2025
      Organic reciprocal written premium · 2026 Initiated $600M
      Adjusted EBITDA · 2026 Initiated $100M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +34% Bullish
      Price vs 50-day avg
      +18% Bullish
      RSI (14)
      56 Neutral
      MACD trend
      Negative Bearish
      52-week position
      57% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $12 › 200d $10 — 50d above 200d
      Institutional flow Distributing
      12 of 192 funds reported for Jun 30 · net -5.6M sh shares · +2 new
      Insider flow Distributing
      Net -$16.8M over 90 days · 100% sells
      Short interest Rising
      13.01% of float · ▲ +1.8% MoM · 6.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      192 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $6 Now $14 · 57% 52-wk high $19
      vs 200-day avg +34% vs 50-day avg +18%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      adjusted EBITDA non-GAAP 20M Q1 call
      adjusted EBITDA margin non-GAAP 18% Q1 call
      average share repurchase price $7.48 Q1 call
      Insurance Services adjusted EBITDA as a percentage of RWP non-GAAP 24% Q1 call
      Insurance Services adjusted EBITDA margin non-GAAP 37% Q1 call
      Insurance Services trailing 12-month adjusted EBITDA as a percentage of RWP non-GAAP 20% trailing 12 months call
      Porch shareholder interest cash flow from operations non-GAAP 20M Q1 call
      producing agency branch locations growth 181% Q1 call
      quote volumes growth 69% Q1 call
      reciprocal written premium (RWP) 114M Q1 call
      share repurchase amount 2.5M Q1 call
      shares repurchased 334,000 Q1 call
      Software and Data adjusted EBITDA non-GAAP 4.6M Q1 call
      statutory surplus 165M Q1 call
      total policies written growth 33% Q1 call
      Reciprocal statutory surplus $155.1M Q4 2025
      Reciprocal surplus combined with non-admitted assets $289.4M Q4 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Insurance - Property & Casualty — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      PRCH
      Porch Group, Inc.
      this stock
      $1.76B +51.2% +55.9% 13.0%
      CB
      Chubb Ltd
      $133.31B +10.4% +6.5% 12.2 1.2%
      PGR
      Progressive Corp/Oh/
      $120.26B -3.9% +16.3% 10.5 1.3%
      TRV
      Travelers Companies, Inc.
      $71.84B +16.9% +5.2% 10.1 3.7%
      ALL
      Allstate Corp
      $62.26B +16.8% +5.6% 5.3 3.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      190
      % held
      61.7%
      Reported
      12 of 192
      Top holder
      Granahan Investment Manag…
      Held Float
      View
      Held by Funds
      Fund positions
      187
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      16.6M
      Days to cover
      6.2d
      Change
      +291.9K sh
      View
      Short Volume
      Short vol %
      55%
      As of
      Jul 16, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      35.0K
      Value
      $511.4K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      43.5%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$16.8M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $482.4M
      Net income (FY)
      $-3.4M
      EPS diluted
      $-0.03
      View
      Buybacks
      Authorized
      $2.5M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 15, 2026
      This year
      7
      View
      Proposed Sales
      Value
      $401.8K
      Shares
      25.0K
      Filed
      Jul 2, 2026
      View
      Exempt Offerings
      Offering
      $4.0M
      Filed
      Apr 15, 2022
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 28, 2026
      View
      Investor Relations
      Latest news
      Porch Group Announces Purchase of…
      Published
      Jun 11, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      PRCH -8.9% +21.1% +64.5% -8.2% +51.2%
      SPY -0.1% +0.1% +9.0% +0.5% +10.1%
      vs SPY -8.8% +21.0% +55.5% -8.8% +41.1%

      Capital returns

      Buyback program · as of Feb 11, 2026
      Authorized
      $2.50M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1784535 CUSIP 733245104 13F (30d) 10 filings 10 filers Visit website Investor relations