PRCH · Porch Group, Inc. · Financials
Market Cap
$2.37B
Shares
131.83M
Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.
Revenue
$482.41M
+10.2%
FY2025
Net Income
-$3.36M
+89.8%
FY2025
Gross Margin
70.48%
+24.4pp
FY2025
Operating Margin
7.58%
+22.3pp
FY2025
Diluted EPS
-$0.03
+90.9%
FY2025
Operating Cash Flow
$66.42M
+309.6%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| $513.6M | $482.41M | $437.85M | $430.3M | $275.95M | $192.43MG | $72.3M | $77.6M | |
| $322.51M | $296.72M | $252.62M | $227.26M | $46.02M | $14.06M | — | — | |
| $143.28M | $142.42M | $235.92M | $229.41M | $107.58M | $58.73M | $17.56M | $21.5M | |
| $370.32M | $339.99M | $201.93M | $200.9M | — | — | — | — | |
| — | 70.48% | 46.12% | 46.69% | — | — | — | — | |
| $157.82M | $139.58M | $122.87M | $144.3M | $113.85M | $84.27M | $41.67M | $56.22M | |
| $111.94M | $105.2M | $95.25M | $101.08M | $109.81M | $84.74M | $28.2M | $52.01M | |
| $17.3M | $14.9M | $18.5M | $19.4M | $23.8M | $12.3M | $2.9M | $3.7M | |
| $28.66M | $24.47M | $25.52M | $24.42M | $27.93M | $16.39M | $6.64M | $7.38M | |
| — | — | $502.42M | $620.66M | $453M | $275.8M | $114.53M | $165.72M | |
| $40.49M | $36.57M | -$64.57M | -$190.35M | -$177.05M | -$83.37M | -$42.23M | -$88.12M | |
| — | 7.58% | -14.75% | -44.24% | -64.16% | -43.32% | -58.41% | -113.57% | |
| $69.15M | $61.04M | -$39.05M | -$165.94M | -$149.12M | -$66.98M | -$35.59M | -$80.75M | |
| $57.65M | $51.57M | $42.54M | $31.83M | $8.72M | $5.76M | $14.73M | $7.13M | |
| $1.49M | $1.65M | $1.75M | $3.9M | $717K | $33K | — | — | |
| -$35.38M | -$9.84M | $33.86M | $57.04M | $21.33M | -$33.51M | -$13.49M | -$15.1M | |
| $5.11M | $26.74M | -$30.71M | -$133.31M | -$155.72M | -$116.88M | -$55.72M | -$103.22M | |
| $13.99M | $11.42M | $2.12M | $622K | $842K | -$10.27M | -$1.69M | $96K | |
| -$13.45M | -$3.36M | -$32.83M | -$133.93M | -$156.56M | -$106.61M | -$54.03M | -$103.32M | |
| — | -0.7% | -7.5% | -31.13% | -56.73% | -55.4% | -74.73% | -133.15% | |
| $4.57M | $18.68M | $0 | — | — | — | — | — | |
| -$13.45M | -$3.36M | -$32.83M | -$133.93M | -$156.56M | -$106.61M | -$71.32M | -$103.32M | |
| -$14.27M | -$2.78M | -$34.42M | -$131.62M | -$162.47M | -$106.87M | -$54.03M | -$103.32M | |
| USD/shares | -$0.13 | -$0.03 | -$0.33 | -$1.39 | -$1.61 | -$1.14 | -$1.96 | -$3.31 |
| USD/shares | -$0.09 | -$0.03 | -$0.33 | -$1.39 | -$1.61 | -$1.14 | -$2.03 | -$3.31 |
| shares | — | 103.69M | 99.59M | 96.06M | 97.35M | 93.89M | 36.34M | 31.17M |
| shares | — | 103.69M | 99.59M | 96.06M | 97.35M | 93.89M | 36.37M | 31.17M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2020–FY2025: $7.46M in buybacks, $30M in dividends.
Debt Profile
Annual debt figures are established from 10-K filings and updated by subsequent 10-Q and 8-K disclosures. Instrument balances are not summed into a company total unless the filing itself reports that total.
Debt data is being processed. Please check back later.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
5.01×
Peer median 1.21×
EV/EBIT
63.59×
Peer median 7.43×
P/E (TTM)
—
Peer median 11.67×
Peer medians compare against the 36 similar-size Insurance - Property & Casualty companies (of 44 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Segment (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Insurance Services | $266,726,000 | $157,073,000 | $125,779,000 | — | — | — | — |
| Reciprocal Segment | $200,463,000 | $182,090,000 | $155,752,000 | — | — | — | — |
| Software Data | $92,935,000 | $89,167,000 | $84,948,000 | — | — | — | — |
| Consumer Services | $68,374,000 | $69,137,000 | $77,531,000 | — | — | — | — |
| Divested Businesses | — | — | — | — | — | $4,334,000 | $18,336,000 |
| Insurance | — | $318,190,000 | $305,186,000 | $121,033,000 | $55,283,000 | $4,166,000 | — |
| Vertical Software | — | $120,607,000 | $125,116,000 | $154,915,000 | $137,150,000 | $63,799,000 | $59,259,000 |
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Recurring | $394,292,000 | $283,484,000 | $247,908,000 | — | — | — | — |
| Transactional | $33,743,000 | $31,892,000 | $40,350,000 | — | — | — | — |
| Insurance and Warranty Premiums, Commissions and Policy Fees | — | — | — | $121,033,000 | — | — | — |
| Move Related Transactions Excluding Insurance | — | — | — | $62,317,000 | — | — | — |
| Move Related Transactions | — | — | — | $62,317,000 | — | — | — |
| Post Move Transactions | — | — | — | $19,821,000 | — | — | — |
| Software and Service Subscription | — | — | — | $72,777,000 | — | — | — |
| Software and Service Subscriptions | — | — | — | $72,777,000 | — | — | — |
| Software Subscription | — | — | — | — | $57,004,000 | $7,672,000 | $6,258,000 |
| Management Service | — | — | — | — | $37,154,000 | $11,579,000 | $21,888,000 |
| Service | — | — | — | — | $98,275,000 | $53,048,000 | $49,449,000 |
Key facts
CIK
1784535
CUSIP
733245104
13F (30d)
138 filings
138 filers
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