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PRCH · Porch Group, Inc.

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$21.05 -0.26 (-1.22%) At close · Nov 13
Market Cap
$2.79B
Shares
132.64M
Volume · Nov 13 734.42K Avg daily vol (3M) 1.65M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$21.05 Open$21.31 Day$20.64–21.43 52W close$6.40–22.14 Avg vol 30d2.0M Short int17.3M · 13.0% of shares · 7.1d Short vol65% Last earningsOct 28, 2026 DataJan 2020–Nov 2026 Filing10-Q · Oct 28

Up next

Feb 10, 2027 Est · unconfirmed · in 12 wks

Latest documents

2026
Oct 30
Current report 8-K
ATM agreement covers existing and new share sales

Porch Group, Inc. entered an October 30, 2026 distribution agreement with Porch Reciprocal Exchange and StoneX Financial Inc. for at-the-market sales of up to 10 million existing shares and 5 million new shares, with a 1.5% sales commission.

Entered into a material agreement Read from the first part of this long document
2 source passages
On October 30, 2026, Porch Reciprocal Exchange (the “Reciprocal”) and Porch Group, Inc. (the “Company” or “Porch”) entered into a distribution agreement (the “Distribution Agreement”) with StoneX Financial Inc., acting as sales agent (the “Sales Agent”), pursuant to which (i) the Reciprocal may offer and sell up to 10 million shares of the Company’s common stock (the “Common Stock”), par value $0.0001 per share (the “Reciprocal ATM Shares”) it currently holds and (ii) the Company may offer, issue and sell up to 5 million shares of the Company’s Common Stock (the “Company ATM Shares” and, together with the Reciprocal ATM Shares, the “Shares”), in each case from time to time through the Sales Agent. The Company or the Reciprocal, as applicable, will pay the Sales Agent a cash commission of 1.5% of the gross proceeds from sales of the Shares sold under the Distribution Agreement. Open the document at this passage
Oct 30
Registration statement S-3ASR
Shelf registration covers 16,220,158-share resale and new offerings

Porch Group, Inc. registered a shelf for resale of up to 16,220,158 common shares by Porch Reciprocal Exchange and future sales of common stock, preferred stock, debt securities, depositary shares, warrants, rights, purchase contracts and units.

Read from the first part of this long document
3 source passages
Porch Group, Inc. Under this shelf registration process, the reciprocal stockholder or we may offer and sell any combination of the securities described in this prospectus from time to time in one or more offerings. The reciprocal stockholder may offer and sell up to 16,220,158 shares of our common stock pursuant to the registration statement of which this prospectus is a part. Open the document at this passage
Oct 28
Earnings call
Q3 2026 earnings call

Porch Group reported Q3 reciprocal policy growth of 42% and adjusted EBITDA excluding the reciprocal of $44 million, raised 2026 adjusted EBITDA guidance to $135 million-$140 million, and proposed the Allied Trust acquisition for approximately $200 million.

Oct 28
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Quarterly report for FY2026 Q3

Porch Group reported third-quarter revenue of $143.9 million, up 13%, and net income attributable to Porch of $12.2 million versus a $(10.9) million loss. The Allied Trust Acquisition is expected to close in the first quarter of 2027.

Revenue $143.86M ▲ 13.0% Net income $12.19M Diluted EPS $0.10
Read from the MD&A section
Oct 28
Current report 8-K
Financial results, Regulation FD disclosure

Porch Group reported $143.9 million revenue, $12.2 million net income attributable to Porch, and $44.5 million Adjusted EBITDA (Excluding Reciprocal), while raising full-year guidance and announcing a pending Allied Trust acquisition.

All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$530.17M
Trailing 12 months
Net income (TTM)
$9.60M
Trailing 12 months
Revenue growth YoY
+13.0%
Year over year
Operating margin
8.0%
Trailing 12 months
P / E (TTM)
191.4
Trailing earnings · reciprocal yield 0.5%
FCF yield
4.1%
TTM · current market cap
Return on invested capital
2.7%
Trailing 12 months
Net cash
−$173.71M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+21.1%
Year over year · more shares
Price change (1Y)
+106.4%
Trailing year
Short interest
13.0%
Latest settlement · 7.1 days to cover
View all 125 metrics

AI Brief

Q3 FY26 earnings call · Oct 28, 2026
Q3 FY26

TL;DR. Porch delivered strong Q3 growth and profitability, raised full-year guidance while maintaining positive net-income guidance, and expanded reciprocal premium capacity; software and data and consumer services remained pressured amid a soft insurance market, while RWP per policy written declined. The pending Allied Trust acquisition is expected to close in Q1 2027, add earnings and support larger 2027 targets, but remains subject to regulatory, closing, and integration risks.

Bullish
  • + Q3 adjusted EBITDA excluding the reciprocal grew 116% to $44.5 million.
  • + Reciprocal statutory surplus of $174.4 million provides capacity for substantial premium growth. new
  • + Porch reduced net leverage to 2.4 times, within its target range. new
  • + The Allied Trust acquisition is expected to close in the first quarter of 2027. new
Bearish
  • − Software and data revenue declined year over year because of the exit from a lower-valued product serving small home service contractors. new
  • − Consumer-services monetized services declined 11% because of continued housing and moving softness. new
  • − The insurance market is soft due to lower reinsurance costs and increased competition. new

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Bullish Fundamentals Strong Quant / Vol Very High
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +66%
above
Price vs 50-day avg +17%
above
RSI (14) 59
neutral
MACD trend Positive
52-week position 93%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +20%
trailing
6-month return +106%
trailing
YTD return +131%
this year
Relative strength +106%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $18 › 200d $13 — 50d above 200d
Institutional flow Accumulating
163 of 203 funds reported for Sep 30 · net +1.0M sh shares · +28 new
Insider flow Distributing
Net -$1.7M over 90 days · 100% sells
Short interest Falling
13.05% of shares out · ▼ -2.4% MoM · 7.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
203 holders — near 3-yr high, broad support
Squeeze score 75
high risk · 0–100
Fundamentals
Strong
Revenue growth +10%
Y/Y
Gross margin 70%
expanding
EPS growth +91%
Y/Y
Free cash flow $66.0M
Valuation P/E 191.4
rich
Buyback $2.5M
authorized
Balance sheet $348.2M
net debt
Quant / Vol
risk profile
Very High
Volatility 70%
annualized · 1-yr
Max drawdown −39%
past year
ATR 5.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 2 of last 5
Latest guidance · from the 8-K filed Jul 29, 2026
Adjusted EBITDA (Excluding Reciprocal) · Full-Year 2026 Non-GAAP $119M – $125M
Previous outlook earlier release · from the 8-K filed Feb 11, 2026

Still-open targets the latest release did not restate under the same label.

Revenue · full year 2026 $475M – $490M
Gross Profit · full year 2026 $385M – $400M
Reciprocal Written Premium · full year 2026 $600M
Guided vs delivered · last 5 settled
Revenue full year 2025
guided $410M – $420M
$482.41M Beat +16.2%
Revenue Full Year 2023
guided $415M
$430.3M Beat +3.7%
Revenue 2022E
guided $320M
$275.95M Miss −13.8%
Revenue Full Year 2021
guided $195M
$192.43M Miss −1.3%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 3 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+66% Bullish
Price vs 50-day avg
+17% Bullish
RSI (14)
59 Neutral
MACD trend
Positive Bullish
52-week position
93% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $18 › 200d $13 — 50d above 200d
Institutional flow Accumulating
163 of 203 funds reported for Sep 30 · net +1.0M sh shares · +28 new
Insider flow Distributing
Net -$1.7M over 90 days · 100% sells
Short interest Falling
13.05% of shares out · ▼ -2.4% MoM · 7.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
203 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $6 Now $21 · 93% Range high $22
vs 200-day avg +66% vs 50-day avg +17%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Insurance - Property & Casualty — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PRCH
Porch Group, Inc.
this stock
$2.79B +130.6% +10.2% 191.4 13.0%
CB
Chubb Ltd
$143.56B +20.4% +6.5% 13.2 0.8%
PGR
Progressive Corp
$136.60B +3.5% +16.3% 11.9 1.3%
TKOMY
Tokio Marine Holdings, Inc.
$105.49B — — — 0.0%
TRV
Travelers Companies, Inc.
$82.64B +39.0% +5.2% 10.6 2.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
213
% held
68.0%
Reported
163 of 203
Top holder
Granahan Investment Manag…
Held Float
View
Held by Funds
Fund positions
200
View
Short & Settlement
Short Interest Falling
Shares short
17.3M
Days to cover
7.1d
Change
-430.5K sh
View
Short Volume
Short vol %
65%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
19.1K
Value
$337.2K
As of
Oct 13, 2026
View
Off-Exchange
Off-exchange %
31.6%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$1.7M
Buyers / Sellers
0 / 4
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$482.4M
Net income (FY)
$-3.4M
EPS diluted
$-0.03
View
Buybacks
Authorized
$2.5M
Remaining
$0
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 30, 2026
This year
16

Porch Group, Inc. entered an October 30, 2026 distribution agreement with Porch Reciprocal Exchange and StoneX Financial Inc. for at-the-market sales of up to 10 million existing shares and 5 million new shares, with a 1.5% sales commission.

View
Proposed Sales
Value
$5.5M
Shares
256.2K
Filed
Nov 13, 2026
View
Exempt Offerings
Offering
$4.0M
Filed
Apr 15, 2022
View
Earnings & Events
Webcasts Upcoming
Next webcast
Nov 17, 2026
Last webcast
Oct 28, 2026
View
Investor Relations
Latest news
Porch Group Announces Attendance…
Published
Nov 2, 2026
Upcoming events
6
View

Performance

5D 20D 120D MTD YTD
PRCH +6.7% +20.3% +106.2% +2.4% +130.6%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY +4.1% +21.5% +105.7% +2.6% +119.9%

Capital returns

Buyback program · as of Jun 30, 2026
Authorized
$2.50M
Spent (derived)
$2.50M
Remaining
$0
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1784535 CUSIP 733245104 13F (30d) 155 filings 135 filers Visit website Investor relations