PRCH · Porch Group, Inc.

Track PRCH — free

$17.38 +0.44 (+2.60%) At close · Aug 14

Market Cap

$2.13B

131.83M

Up next

Next earnings call

Oct 29, 2026 Est · unconfirmed · in 11 wks

FQ3-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Jul 29, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

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Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High

Market backdrop VIX 14.3 · calm Equity put/call 0.52

Technical

price trend

Strong Buy

50 / 200-day cross No cross

Price vs 200-day avg +71%

above

Price vs 50-day avg +29%

above

RSI (14) 69

neutral

MACD trend Positive

52-week position 87%

near high

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Very Strong

1-month return +27%

trailing

6-month return +131%

trailing

YTD return +90%

this year

Relative strength +117%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $13 › 200d $10 — 50d above 200d

Institutional flow Accumulating

+2% holders QoQ · +40 funds added

Insider flow Distributing

Net -$1.9M over 90 days · 100% sells

Short interest Rising

12.26% of float · ▲ +2.8% MoM · 8.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

197 holders — near 3-yr high, broad support

Squeeze score 87

high risk · 0–100

Fundamentals

Excellent

Revenue growth +10%

Y/Y

Gross margin 70%

expanding

EPS growth +91%

Y/Y

Free cash flow $66.0M

Buyback $2.5M

authorized

Balance sheet $348.2M

net debt

Quant / Vol

risk profile

Very High

Volatility 73%

annualized · 1-yr

Max drawdown −66%

past year

ATR 5.2%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the 8-K filed Jul 29, 2026

Revenue (Excluding Reciprocal) · full-year 2026 Non-GAAP $506M – $517M

Adjusted EBITDA (Excluding Reciprocal) · full-year 2026 Non-GAAP $119M – $125M

Gross Profit (Excluding Reciprocal) · full-year 2026 Non-GAAP $419M – $429M

Prior guidance period ended · from the Earnings Call filed Sep 30, 2025

Adjusted EBITDA · full year $70M

Guided vs delivered · last 1 settled

Revenue full year 2024

guided $450M – $490M

guided $450M – $490M $437.85M Miss −6.8%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Buy

0 · 3 · 4

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+71% Bullish

Price vs 50-day avg

+29% Bullish

RSI (14)

69 Neutral

MACD trend

Positive Bullish

52-week position

87% Bullish

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Mixed

Trend (MA cross) No cross

50d $13 › 200d $10 — 50d above 200d

Institutional flow Accumulating

+2% holders QoQ · +40 funds added

Insider flow Distributing

Net -$1.9M over 90 days · 100% sells

Short interest Rising

12.26% of float · ▲ +2.8% MoM · 8.4 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

197 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $6 Now $17 · 87% Range high $19

vs 200-day avg +71% vs 50-day avg +29%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Insurance Service Gross Profit as % of RWP	58%	Q2 2026	—
Insurance Services Adjusted EBITDA % of RWP	32%	Q2 2026	—
Porch-Owned Segments Gross Profit (Excluding Reciprocal) non-GAAP	$111.6M	Q2 2026	—
Porch-Owned Segments Revenue (Excluding Reciprocal) non-GAAP	$131.8M	Q2 2026	—
Reciprocal Policies Written	58.7K	Q2 2026	—

Reciprocal Written Premium ("RWP")	$139.8M	Q2 2026	—

Statutory surplus at the Porch Reciprocal Exchange	$169.9M	Q2 2026	—

Surplus combined with non-admitted assets	$376.5M	Q2 2026	—

Adjusted EBITDA non-GAAP	$19.7M	Three Months Ended March 31, 2026	—

Adjusted EBITDA Margin non-GAAP	18%	Three Months Ended March 31, 2026	—
Annualized Average Revenue per Company	$3,918	Three Months Ended March 31, 2026	—

Average Number of Companies	22.4K	Three Months Ended March 31, 2026	—

Average Revenue per Monetized Service	$220	Three Months Ended March 31, 2026	—

Cash Flow from Operations	$19.8M	Three Months Ended March 31, 2026	—
Insurance Services Adjusted EBITDA non-GAAP	$27.5M	Three Months Ended March 31, 2026	—
Monetized Services	68.7K	Three Months Ended March 31, 2026	—

Reciprocal surplus combined with non-admitted assets	$268.8M	Three Months Ended March 31, 2026	—
RWP per Policy Written	$2,386	Three Months Ended March 31, 2026	—

Software & Data Adjusted EBITDA non-GAAP	$4.6M	Three Months Ended March 31, 2026	—
Adjusted EBITDA % of RWP non-GAAP	21%	Year Ended December 31, 2025	—
Reciprocal gross loss ratio	27%	Year Ended December 31, 2025	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Insurance - Property & Casualty — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
PRCH Porch Group, Inc. this stock	$2.13B	+90.4%	+10.2%	—	12.3%
CB Chubb Ltd	$133.28B	+10.1%	+6.5%	12.2	1.1%
PGR Progressive Corp/Oh/	$120.56B	-8.0%	+16.3%	10.4	1.4%
TKOMY Tokio Marine Holdings, Inc.	$93.22B	+28.6%	—	—	0.0%
TRV Travelers Companies, Inc.	$77.21B	+27.7%	+5.2%	9.9	3.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

197

% held: 66.2%
Net QoQ: +574.1K sh
Top holder: Granahan Investment Manag…

Held Float

View

Held by Funds

Fund positions

255

View

Short & Settlement

Short Interest Rising

Shares short

16.2M

Days to cover: 8.4d
Change: +444.1K sh

View

Short Volume

Short vol %

65%

As of: Aug 14, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $45
As of: Jul 13, 2026

View

Off-Exchange

Off-exchange %

36.4%

Week of: Jul 6, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$1.9M

Buyers / Sellers: 0 / 3

Buyers Sellers

View

Financials

Revenue (FY)

$482.4M

Net income (FY): $-3.4M
EPS diluted: $-0.03

View

Buybacks

Authorized

$2.5M

Remaining: $0

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Jul 29, 2026
This year: 9

View

Proposed Sales

Value

$403.6K

Shares: 25.0K
Filed: Aug 5, 2026

View

Exempt Offerings

Offering

$4.0M

Filed: Apr 15, 2022

View

Earnings & Events

Earnings Calls Upcoming

Next call

Sep 9, 2026

Last call: Aug 13, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
PRCH	+9.7%	+27.1%	+130.8%	+20.3%	+90.4%
SPY	+0.4%	+4.5%	+13.8%	+3.9%	+13.9%
vs SPY	+9.3%	+22.6%	+117.0%	+16.4%	+76.5%

Capital returns

Buyback program · as of Mar 31, 2026

Authorized

$2.50M

Spent (derived)

$2.50M

Remaining

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1784535 CUSIP 733245104 13F (30d) 192 filings 190 filers Visit website Investor relations

PRCH · Porch Group, Inc.

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns