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RM · Regional Management Corp.

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$33.68 +0.55 (+1.66%) At close · Sep 4
Russell 2000 member Rebalance outlook locked
Market Cap
$310.72M
Shares
9.23M

Price & Indicators

Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$33.68 Open$33.02 Day$32.94–33.78 52W close$30.88–45.54 Avg vol 30d104K Short int383K · 4.2% float · 3.2d Short vol67% Last earningsJul 29, 2026 DataJan 2020–Sep 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 7 wks
Latest filing: 10-Q
filed Jul 31, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$670.49M
Trailing 12 months
Net income (TTM)
$46.82M
Trailing 12 months
Revenue growth YoY
+6.7%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
7.1
Trailing earnings · reciprocal yield 14.1%
FCF yield
104.1%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$1.55B
Latest balance sheet
Dividend yield
3.6%
Trailing 12 months
Shares change YoY
-2.4%
Year over year · fewer shares
Price change (1Y)
-23.1%
Trailing year
Short interest
4.2%
Latest settlement · 3.2 days to cover
View all 114 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Sell Momentum Weak Sentiment Very Bullish Fundamentals Strong Quant / Vol High
Market backdrop VIX 14.5 · calm Equity put/call 0.58
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −8%
below
Price vs 50-day avg −10%
below
RSI (14) 47
neutral
MACD trend Positive
52-week position 19%
mid-range
Momentum
relative strength
Weak
1-month return +2%
trailing
6-month return +9%
trailing
YTD return −13%
this year
Relative strength −6%
vs S&P · 6-mo
Sentiment
smart money
Very Bullish
Trend (MA cross) No cross
50d $37 › 200d $36 — 50d above 200d
Institutional flow Accumulating
+9% holders QoQ · +20 funds added
Insider flow Accumulating
Net +$279.8K over 90 days · 50% sells
Short interest Falling
4.15% of float · ▼ -5.2% MoM · 3.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
123 holders — near 3-yr high, broad support
Squeeze score 41
elevated · 0–100
Fundamentals
Strong
Revenue growth +10%
Y/Y
EPS growth +7%
Y/Y
Free cash flow $304.3M
Valuation P/E 7.1
below peers
Buyback $60.0M
authorized
Balance sheet $1.5B
net debt
Quant / Vol
risk profile
High
Volatility 46%
annualized · 1-yr
Max drawdown −32%
past year
ATR 3.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 29, 2026
2026
Net income growth 6% – 9%
ENR growth 5% – 7%
3Q 26
CECL provision reserve build Initiated $6.3M
Net credit loss rate Initiated 10.7%
Strategic initiatives net income benefit Initiated $2.5M
4Q 26
CECL provision reserve build Initiated $6.3M
Net credit loss rate Initiated 11.1%
Prior guidance period ended · from the 8-K filed Jul 31, 2024
ENR Growth · 3Q 24 $48M
ANR Growth/(Liquidation) · 3Q 24 $43M
Reserves as % of ENR · 3Q 24 10.4% – 10.5%
G&A Expense · 3Q 24 $64.5M
Reserves as % of ENR · FY 24 10.2% – 10.3%
G&A Expense · FY 24 $250M
Cost of Funds · FY 24 4.3%
Interest Expense · 3Q 24 $19.8M
Effective Tax Rate · 3Q 24 24.5%
Full Year Net Income · FY 24 $41M – $44M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
2 · 3 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−8% Bearish
Price vs 50-day avg
−10% Bearish
RSI (14)
47 Neutral
MACD trend
Positive Bullish
52-week position
19% Neutral
Market signals — smart money & positioning
Bullish · 4 of 6
Trend (MA cross) No cross
50d $37 › 200d $36 — 50d above 200d
Institutional flow Accumulating
+9% holders QoQ · +20 funds added
Insider flow Accumulating
Net +$279.8K over 90 days · 50% sells
Short interest Falling
4.15% of float · ▼ -5.2% MoM · 3.2 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
123 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $31 Now $34 · 19% Range high $46
vs 200-day avg -8% vs 50-day avg -10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
RM
Regional Management Corp.
this stock
$310.72M -13.1% +9.7% 7.1 4.2%
V
Visa Inc.
 $669.29B +6.9% -4.9% — 1.2%
MA
Mastercard Inc
 $507.39B +1.5% +16.4% 31.9 0.8%
AXP
American Express Co
 $220.26B -11.8% +13.4% 19.8 1.6%
COF
Capital One Financial Corp
 $136.66B -9.4% +36.6% 46.5 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
123
% held
88.7%
Net QoQ
+93.4K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
185
View
Short & Settlement
Short Interest Falling
Shares short
383.2K
Days to cover
3.2d
Change
-20.8K sh
View
Short Volume
Short vol %
67%
As of
Sep 4, 2026
Short Total
View
Fails to Deliver
FTD shares
52
Value
$1.6K
As of
Aug 12, 2026
View
Off-Exchange
Off-exchange %
43.5%
Week of
Jul 27, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$279.8K
Buyers / Sellers
1 / 1
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$645.6M
Net income (FY)
$44.4M
EPS diluted
$4.45
View
Buybacks
Authorized
$60.0M
View
Filings
SEC Filings
Latest
10-Q
Filed
Jul 31, 2026
This year
11
View
Proposed Sales
Value
$37.2K
Shares
1.2K
Filed
Sep 1, 2026
View
Earnings & Events
Earnings Calls
Last call
Jul 29, 2026
View
Investor Relations
Latest news
Regional Management Corp. to Repo…
Published
Jul 1, 2026
View

Performance

5D 20D 120D MTD YTD
RM +3.5% +1.9% +9.1% +5.0% -13.1%
SPY +0.1% -0.4% +15.1% +0.4% +12.9%
vs SPY +3.4% +2.3% -6.1% +4.5% -26.0%

Capital returns

Latest dividend
$0.30 / share · ex Aug 19, 2026
Raised 20%
Paid (TTM)
$1.20 / share · 4 payouts
Dividend yield (TTM, derived)
3.56%
Buyback program · as of Nov 30, 2025
Authorized
$60.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1519401 CUSIP 75902K106 13F (30d) 88 filings 88 filers Visit website Investor relations