Skip to main content
RM logo

RM

Regional Management Corp.
$41.89 +0.23 (+0.55%) At close · Jul 6
Market Cap
$385.73M
Shares
9,208,145

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$41.89 Open$41.71 Day$41.71–42.42 52W$30.10–45.24 Avg vol 30d51K Short int365K · 4.0% float · 8.3d Short vol72% Last earningsApr 29, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 1
Equibles Rating blended score · not investment advice
Overall
Buy
Technical · trend & momentum Buy
50 / 200-day cross no cross
+ Price vs 200-day avg +13% above
+ Price vs 50-day avg +13% above
RSI (14) 70 · overbought
+ MACD trend positive
52-week position 78% · mid-range
Sentiment · smart money Bearish
Trend (MA cross) 50d $37 › 200d $37 — 200d above 50d
+ Institutional flow 1 of 112 funds reported for Jun 30 · net +44 sh shares
Insider flow Net -$4.1M over 90 days · 100% sells
Short interest 3.96% of float · ▲ +6.5% MoM · 8.3 days cover
Volume signal Volume near normal
Institution breadth 112 holders — mid 3-yr range
Fundamentals Strong
+ Revenue growth +10% Y/Y
EPS growth +7% Y/Y
+ Free cash flow $304.3M
+ Valuation P/E 8.5 · below peers
+ Buyback $20.0M remaining
Balance sheet net debt $1.6B

Blended from price, positioning & fundamentals · daily-close · not investment advice.

Up next
Next earnings call
Jul 29, 2026 Est · unconfirmed · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 1, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Technicals

      trend & momentum for long-term holders Buy
      1 · 2 · 3
      50 / 200-day cross
      no cross Neutral
      Price vs 200-day avg
      +13% above Bullish
      Price vs 50-day avg
      +13% above Bullish
      RSI (14)
      70 · overbought Bearish
      MACD trend
      positive Bullish
      52-week position
      78% · mid-range Neutral
      Market signals — smart money & positioning
      Bearish · 2 of 6
      Trend (MA cross) No cross
      50d $37 › 200d $37 — 200d above 50d
      Institutional flow Accumulating
      1 of 112 funds reported for Jun 30 · net +44 sh shares
      Insider flow Distributing
      Net -$4.1M over 90 days · 100% sells
      Short interest Rising
      3.96% of float · ▲ +6.5% MoM · 8.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Steady
      112 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $30 Now $42 · 78% 52-wk high $45
      vs 200-day avg +13% vs 50-day avg +13%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      30+ day contractual delinquencies $150.9M as of March 31, 2026
      Allowance for credit losses $219.5M as of March 31, 2026
      Auto-secured net finance receivables $301.3M as of March 31, 2026
      Available liquidity $135.6M as of March 31, 2026
      Funded debt-to-equity ratio 4.3 as of March 31, 2026
      Large loan net finance receivables $1.6B as of March 31, 2026
      Net finance receivables $2.1B as of March 31, 2026
      Shares repurchased 207,975 Q1 2026
      Small loan net finance receivables $512.5M as of March 31, 2026
      Weighted-average repurchase price per share $36.06 Q1 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      RM
      Regional Management Corp.
      this stock
      $385.73M +9.0% +9.7% 8.5 4.0%
      V
      Visa Inc.
      $734.27B +2.1% +12.3% 1.2%
      MA
      Mastercard Inc
      $474.56B -6.5% +16.4% 31.1 0.8%
      AXP
      American Express Co
      $242.93B -3.5% +13.4% 22.2 1.8%
      COF
      Capital One Financial Corp
      $128.50B -14.5% +36.6% 52.7 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      112
      % held
      87.3%
      Reported
      1 of 112
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      177
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      364.9K
      Days to cover
      8.3d
      Change
      +22.4K sh
      View
      Short Volume
      Short vol %
      72%
      As of
      Jul 6, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      48
      Value
      $1.7K
      As of
      Jun 10, 2026
      View
      Off-Exchange
      Off-exchange %
      47.1%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$4.1M
      Buyers / Sellers
      0 / 6
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $645.6M
      Net income (FY)
      $44.4M
      EPS diluted
      $4.45
      View
      Buybacks
      Authorized
      $60.0M
      Remaining
      $20.0M
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      May 19, 2026
      This year
      9
      View
      Proposed Sales
      Value
      $65.9K
      Shares
      1.6K
      Filed
      Jul 1, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 29, 2026
      View
      Investor Relations
      Latest news
      Regional Management Corp. to Repo…
      Published
      Jul 1, 2026
      Upcoming events
      1
      View

      Performance

      5D 20D 120D MTD YTD
      RM +2.1% +16.6% +8.1% +1.7% +9.0%
      SPY +3.1% -0.8% +8.2% +0.6% +10.2%
      vs SPY -1.0% +17.4% -0.2% +1.1% -1.1%

      Capital returns

      Latest dividend
      $0.30 / share · ex May 20, 2026
      Paid (TTM)
      $1.20 / share · 4 payouts
      Dividend yield (TTM, derived)
      2.86%
      Buyback program · as of Aug 31, 2021
      Authorized
      $60.00M
      Spent (derived)
      $40.00M
      Remaining
      $20.00M
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1519401 CUSIP 75902K106 13F (30d) 1 filings 1 filers Visit website Investor relations