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RM · Regional Management Corp.

Track RM — free
$32.77 +0.97 (+3.05%) At close · Oct 5
Market Cap
$284.34M
Shares
9.23M
Volume · Oct 5 130.11K Avg daily vol (3M) 88.6K

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$32.77 Open$32.00 Day$31.64–32.93 52W close$30.23–43.50 Avg vol 30d73K Short int376K · 4.1% float · 6.5d Short vol36% Last earningsJul 29, 2026 DataJan 2020–Oct 2026 Filing10-Q · Jul 31

Up next

Next earnings call
Oct 28, 2026 Est · unconfirmed · in 3 wks
filed Jul 31, 2026
call held Feb 4, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$670.49M
Trailing 12 months
Net income (TTM)
$46.82M
Trailing 12 months
Revenue growth YoY
+6.7%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
6.7
Trailing earnings · reciprocal yield 14.9%
FCF yield
113.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$1.55B
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-2.4%
Year over year · fewer shares
Price change (1Y)
-18.3%
Trailing year
Short interest
4.1%
Latest settlement · 6.5 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Neutral Momentum Very Weak Sentiment Neutral Fundamentals Strong Quant / Vol High
Market backdrop VIX 15.5 · calm Equity put/call 0.59
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −9%
below
Price vs 50-day avg −1%
below
RSI (14) 55
neutral
MACD trend Positive
52-week position 19%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −3%
trailing
6-month return −13%
trailing
YTD return −15%
this year
Relative strength −25%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $33 › 200d $36 — 200d above 50d
Institutional flow Accumulating
1 of 123 funds reported for Sep 30 · net +972 sh shares
Insider flow Distributing
Net -$665.1K over 90 days · 67% sells
Short interest Rising
4.07% of float · ▲ +9.8% MoM · 6.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
123 holders — near 3-yr high, broad support
Squeeze score 69
elevated · 0–100
Fundamentals
Strong
Revenue growth +10%
Y/Y
EPS growth +7%
Y/Y
Free cash flow $304.3M
Valuation P/E 6.5
below peers
Buyback $60.0M
authorized
Balance sheet $1.5B
net debt
Quant / Vol
risk profile
High
Volatility 46%
annualized · 1-yr
Max drawdown −31%
past year
ATR 3.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Jul 29, 2026
2026
Net income growth 6% – 9%
ENR growth 5% – 7%
3Q 26
CECL provision reserve build Initiated $6.3M
Net credit loss rate Initiated 10.7%
Strategic initiatives net income benefit Initiated $2.5M
4Q 26
CECL provision reserve build Initiated $6.3M
Net credit loss rate Initiated 11.1%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
1 · 5 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−9% Bearish
Price vs 50-day avg
−1% Neutral
RSI (14)
55 Neutral
MACD trend
Positive Bullish
52-week position
19% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $33 › 200d $36 — 200d above 50d
Institutional flow Accumulating
1 of 123 funds reported for Sep 30 · net +972 sh shares
Insider flow Distributing
Net -$665.1K over 90 days · 67% sells
Short interest Rising
4.07% of float · ▲ +9.8% MoM · 6.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
123 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $30 Now $33 · 19% Range high $44
vs 200-day avg -9% vs 50-day avg -1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
RM
Regional Management Corp.
this stock
$284.34M -15.4% +9.7% 6.5 4.1%
V
Visa Inc.
$655.56B +5.4% -4.9% — 1.0%
MA
Mastercard Inc
$497.27B -1.1% +16.4% 31.2 0.8%
AXP
American Express Co
$206.24B -17.8% +13.4% 18.5 1.6%
COF
Capital One Financial Corp
$119.78B -19.5% +36.6% 11.7 1.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
123
% held
88.8%
Reported
1 of 123
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
185
View
Short & Settlement
Short Interest Rising
Shares short
375.6K
Days to cover
6.5d
Change
+33.6K sh
View
Short Volume
Short vol %
36%
As of
Oct 5, 2026
Short Total
View
Fails to Deliver
FTD shares
1.8K
Value
$60.0K
As of
Aug 24, 2026
View
Off-Exchange
Off-exchange %
36.7%
Week of
Aug 31, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$665.1K
Buyers / Sellers
1 / 2
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$645.6M
Net income (FY)
$44.4M
EPS diluted
$4.45
View
Buybacks
Authorized
$60.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 16, 2026
This year
12
View
Proposed Sales
Value
$37.2K
Shares
1.2K
Filed
Sep 1, 2026
View
Earnings & Events
Webcasts
Last webcast
Jul 29, 2026
View
Investor Relations
Latest news
Regional Management Corp. to Repo…
Published
Jul 1, 2026
View

Performance

5D 20D 120D MTD YTD
RM +7.7% -2.7% -13.3% +8.4% -15.4%
SPY +1.2% +0.6% +11.6% +1.6% +13.6%
vs SPY +6.5% -3.3% -24.8% +6.8% -29.1%

Capital returns

Buyback program · as of Nov 30, 2025
Authorized
$60.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1519401 CUSIP 75902K106 13F (30d) 2 filings 2 filers Visit website Investor relations