RM · Regional Management Corp.
$33.50
+0.82 (+2.51%)
At close · Aug 14
Market Cap
$296.79M
Shares
9.23M
Regional Management Corp. Earnings Call Transcripts
Every quarterly earnings call for Regional Management Corp. (RM) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲17.9%
$131.45M
$10.07M
'22 Q3
22-11-01
▲10.5%
$132.02M
$2.39M
'22 Q4
23-02-08
▲12%
$135.38M
$8.69M
'23 Q1
23-05-03
▲8.6%
$133.48M
$6.02M
'23 Q2
23-08-02
▲7.2%
$140.88M
$8.82M
'23 Q3
23-11-01
▲7.3%
$141.66M
−$7.57M
'23 Q4
24-02-07
▲6.6%
$144.31M
$15.21M
'24 Q1
24-05-01
▲7.1%
$143.03M
$8.45M
'24 Q2
24-07-31
▲3.9%
$146.34M
$7.66M
'24 Q3
24-11-06
▲9.3%
$154.83M
$9.91M
'24 Q4
25-02-05
▲6%
$152.97M
$7.01M
'25 Q1
25-04-30
▲10.1%
$157.44M
$10.14M
'25 Q2
25-07-30
▲13.1%
$165.49M
$14.36M
'25 Q3
25-11-05
▲9.6%
$169.70M
$12.91M
'25 Q4
26-02-04
▲9.4%
$167.29M
$11.40M
'26 Q1
26-04-29
LATEST
▲6.7%
$168.01M
$8.15M
'26 Q2
26-07-29
Earnings call
FY26 · Q2
2026-07-29
Q2 2026 Regional Management Corp. Earnings Call
Revenue
$168.01M
▲ 6.7% YoY Diluted EPS
$0.85
▼ 17.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-29
Regional Management Corp. Q1 FY2026 Earnings Call
Revenue
$167.29M
▲ 9.4% YoY Diluted EPS
$1.18
▲ 68.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-04
Regional Management Corp. Q4 FY2025 Earnings Call
Confident tone
Portfolio and receivables growth
Technology, digital and AI investment
Macro and regulatory risks (OBPA, tax refunds, consumer)
Revenue
$169.70M*
▲ 9.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Regional Management Corp. Q3 FY2025 Earnings Call
Confident tone
Portfolio growth and originations
Credit quality and performance
Macroeconomic and government shutdown risk
Revenue
$165.49M
▲ 13.1% YoY Diluted EPS
$1.42
▲ 86.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-30
Regional Management Corp. Q2 FY2025 Earnings Call
Confident tone
Portfolio growth and originations
Record financial and operating performance
Credit quality and delinquency trends
Revenue
$157.44M
▲ 10.1% YoY Diluted EPS
$1.03
▲ 19.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-30
Regional Management Corp. Q1 FY2025 Earnings Call
Confident tone
Originations and Net Receivables Growth
Branch Growth and Geographic Expansion
Allowance for Credit Losses and Reserves
Revenue
$152.97M
▲ 6% YoY Diluted EPS
$0.70
▼ 55.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-05
Regional Management Corp. Q4 FY2024 Earnings Call
Confident tone
2025 outlook and seasonality
Credit performance and front book improvement
Portfolio growth and branch expansion
Revenue
$154.83M*
▲ 9.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
Regional Management Corp. Q3 FY2024 Earnings Call
Confident tone
Small loan and large loan mix strategy (barbell)
Guidance and outlook for Q4 and 2025
Credit quality improvement
Revenue
$146.34M
▲ 3.9% YoY Diluted EPS
$0.76
▼ 16.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-31
Regional Management Corp. Q2 FY2024 Earnings Call
Confident tone
Portfolio growth and guidance
Small loan / high-margin product mix
Credit quality and underwriting
Revenue
$143.03M
▲ 7.1% YoY Diluted EPS
$0.86
▲ 36.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-01
Regional Management Corp. Q1 FY2024 Earnings Call
Confident tone
Credit Quality and Underwriting Discipline
Macro and Inflation Uncertainty
Small Loan Portfolio Growth
Revenue
$144.31M
▲ 6.6% YoY Diluted EPS
$1.56
▲ 73.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-07
Regional Management Corp. Q4 FY2023 Earnings Call
Confident tone
Q4 cleanup actions and back-book reserves
2024 guidance and outlook
Credit quality and delinquencies
Revenue
$141.66M*
▲ 7.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-01
Regional Management Corp. Q3 FY2023 Earnings Call
Revenue
$140.88M
▲ 7.2% YoY Diluted EPS
$0.91
▼ 14.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-02
Regional Management Corp. Q2 FY2023 Earnings Call
Revenue
$133.48M
▲ 8.6% YoY Diluted EPS
$0.63
▼ 49.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-03
Regional Management Corp. Q1 FY2023 Earnings Call
Revenue
$135.38M
▲ 12% YoY Diluted EPS
$0.90
▼ 66.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-08
Regional Management Corp. Q4 FY2022 Earnings Call
Revenue
$132.02M*
▲ 10.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-01
Regional Management Corp. Q3 FY2022 Earnings Call
Revenue
$131.45M
▲ 17.9% YoY Diluted EPS
$1.06
▼ 49.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-03
Regional Management Corp. Q2 FY2022 Earnings Call
Revenue
$122.87M
▲ 23.3% YoY Diluted EPS
$1.24
▼ 33.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-04
Regional Management Corp. Q1 FY2022 Earnings Call
Revenue
$120.85M
▲ 23.7% YoY Diluted EPS
$2.67
▲ 15.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-09
Regional Management Corp. Q4 FY2021 Earnings Call
Revenue
$119.48M
▲ 22.6% YoY Diluted EPS
$2.04
▲ 59.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-02
Regional Management Corp. Q3 FY2021 Earnings Call
Revenue
$111.46M
▲ 23.1% YoY Diluted EPS
$2.11
▲ 108.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-03
Regional Management Corp. Q2 FY2021 Earnings Call
Revenue
$99.68M
▲ 10.9% YoY Diluted EPS
$1.87
▲ 175% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-04
Regional Management Corp. Q1 FY2021 Earnings Call
Revenue
$97.73M
▲ 1.7% YoY Diluted EPS
$2.31
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-10
Regional Management Corp. Q4 FY2020 Earnings Call
Revenue
$97.44M
▼ 0.6% YoY Diluted EPS
$1.28
▼ 7.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-29
Regional Management Corp. Q3 FY2020 Earnings Call
Revenue
$90.54M
▼ 1.3% YoY Diluted EPS
$1.01
▼ 6.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-05
Regional Management Corp. Q2 FY2020 Earnings Call
Revenue
$89.85M
▲ 6.6% YoY Diluted EPS
$0.68
▼ 2.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-06
Regional Management Corp. Q1 FY2020 Earnings Call
Revenue
$96.07M
▲ 17.5% YoY Diluted EPS
$-0.56
▼ 183.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-25
Regional Management Corp. Q4 FY2019 Earnings Call
Revenue
$97.98M
▲ 17% YoY Diluted EPS
$1.38
▲ 53.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1519401
CUSIP
75902K106
13F (30d)
120 filings
119 filers
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