Executive readout · one minute
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Earnings call · FY2026 Q1
Executive readout · one minute
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Forward guidance
9 guided metrics
Management's latest ranges and targets are included below.
Research coverage
2 live sources
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From the 8-K filed Apr 29, 2026.
| Metric | Period | Guided | Basis |
|---|---|---|---|
|
Net Income Growth
2026
|
20% – 25% | — | |
|
ENR Growth
2026
|
10% | — | |
|
CECL Provision Reserve Impact
2Q 2026
|
$6.3M – $7.8M | — | |
|
CECL Provision Reserve Impact
3Q 2026
|
$7.8M – $9.4M | — | |
|
CECL Provision Reserve Impact
4Q 2026
|
$7.3M – $8.9M | — | |
|
Net Credit Loss Rate
2Q 2026
|
12% | — | |
|
Net Credit Loss Rate
3Q 2026
|
10% | — | |
|
Net Credit Loss Rate
4Q 2026
|
10.5% | — | |
|
Net Income Benefit
4Q 2026
|
$3.5M – $4M | — |
How the reported period landed and where the business moved.
SEC filing · Item 2.02
Filed Apr 29, 2026 · complete as-filed document
SEC periodic report
Filed May 1, 2026 · complete as-filed document