SFBC · Sound Financial Bancorp, Inc.
Price & Indicators
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Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from its earnings releases, calls, and filings| Metric | Latest | Period | YoY |
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| Allowance for credit losses on loans to total loans outstanding | 0.94% | Q2 2026 | — |
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| Allowance for credit losses on loans to total nonperforming loans | 104.53% | Q2 2026 | — |
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| Average cost of deposits | 2.15% | Q2 2026 | — |
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| Average yield on total loans | 6.06% | Q2 2026 | — |
| Net interest margin ("NIM"), annualized | 3.73% | Q2 2026 | — |
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| Loans-to-deposits ratio | 95.4% | Q1 2026 | — |
Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
SFBC
this stock
Sound Financial Bancorp, Inc.
|
$113.21M | +1.6% | — | 15.1 | 0.4% |
|
HDB
Hdfc Bank Ltd
|
$121.08B | -34.2% | +15.2% | — | 0.4% |
|
MFG
Mizuho Financial Group Inc
|
$119.51B | +34.0% | — | — | 0.1% |
|
IBN
Icici Bank Ltd
|
$106.74B | -0.1% | — | — | 0.6% |
|
USB
US Bancorp De
|
$100.01B | +18.9% | +15.8% | 13.5 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| SFBC | -2.3% | +2.3% | +1.2% | +2.3% | +1.6% |
| SPY | -2.4% | -2.3% | +6.3% | -2.3% | +7.0% |
| vs SPY | +0.1% | +4.7% | -5.1% | +4.7% | -5.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.