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SFBC · Sound Financial Bancorp, Inc.

$44.12 -0.20 (-0.45%) At close · Jul 29
Market Cap
$113.21M
Shares
2.57M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$44.12 Open$44.50 Day$43.82–44.56 52W$40.68–48.41 Avg vol 30d16K Short int9K · 0.4% float · 1.0d Short vol28% DataJan 2020–Jul 2026 Filing10-Q · May 12

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 12, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Neutral Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +1%
above
Price vs 50-day avg +1%
above
RSI (14) 47
neutral
MACD trend Negative
52-week position 44%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Neutral
1-month return +2%
trailing
6-month return +1%
trailing
YTD return +2%
this year
Relative strength −6%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $44 › 200d $44 — 200d above 50d
Institutional flow Distributing
6 of 48 funds reported for Jun 30 · net -776 sh shares · +2 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.35% of float · ▲ +22.4% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
48 holders — near 3-yr high, broad support
Squeeze score 37
low risk · 0–100
Fundamentals
Excellent
EPS growth +54%
Y/Y
Free cash flow $7.0M
Valuation P/E 15.1
in line
Buyback $1.4M
remaining
Balance sheet $98.0M
net cash
Quant / Vol
risk profile
Very Low
Volatility 22%
annualized · 1-yr
Max drawdown −15%
past year
ATR 3.0%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+1% Bullish
Price vs 50-day avg
+1% Bullish
RSI (14)
47 Neutral
MACD trend
Negative Bearish
52-week position
44% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $44 › 200d $44 — 200d above 50d
Institutional flow Distributing
6 of 48 funds reported for Jun 30 · net -776 sh shares · +2 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
0.35% of float · ▲ +22.4% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
48 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $41 Now $44 · 44% 52-wk high $48
vs 200-day avg +1% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Average yield on total loans 6.06% Q2 2026
Loans-to-deposits ratio 95.4% Q1 2026

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
SFBC
Sound Financial Bancorp, Inc.
this stock
$113.21M +1.6% 15.1 0.4%
HDB
Hdfc Bank Ltd
$121.08B -35.5% +15.2% 0.4%
MFG
Mizuho Financial Group Inc
$119.51B +37.8% 0.1%
IBN
Icici Bank Ltd
$106.74B +1.5% 0.6%
PNC
Pnc Financial Services Group, Inc.
$101.03B +21.5% +7.2% 14.6 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
47
% held
48.2%
Reported
6 of 48
Top holder
STILWELL VALUE LLC
Held Float
View
Held by Funds
Fund positions
76
View
Short & Settlement
Short Interest Rising
Shares short
9.0K
Days to cover
1.0d
Change
+1.7K sh
View
Short Volume
Short vol %
28%
As of
Jul 29, 2026
Short Total
View
Fails to Deliver
FTD shares
387
Value
$16.7K
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
37.1%
Week of
May 4, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$7.2M
EPS diluted
$2.77
View
Buybacks
Authorized
$1.5M
Remaining
$1.4M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 29, 2026
This year
8
View
Proposed Sales
Value
$86.2K
Shares
1.6K
Filed
Sep 6, 2024
View
Exempt Offerings
Offering
$12.0M
Filed
Sep 23, 2020
View
Earnings & Events
Investor Relations
Latest news
Sound Financial Bancorp, Inc. Q1…
Published
Apr 28, 2026
View

Performance

5D 20D 120D MTD YTD
SFBC -2.3% +2.3% +1.2% +2.3% +1.6%
SPY -1.0% 0.0% +7.4% -0.8% +8.6%
vs SPY -1.3% +2.4% -6.2% +3.1% -7.0%

Capital returns

Latest dividend
$0.21 / share · ex May 11, 2026
Raised 10.5%
Paid (TTM)
$0.80 / share · 4 payouts
Dividend yield (TTM, derived)
1.81%
Buyback program · as of Dec 31, 2024
Authorized
$1.50M
Spent (derived)
$100,000
Remaining
$1.40M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1541119 CUSIP 83607A100 13F (30d) 3 filings 3 filers Visit website