SFBC · Sound Financial Bancorp, Inc.
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $58.32M | $57.56M | $57.37M | $50.61M | $39.8M | $33.87M | $34.94M | $34.58M | $32.95M | $27.45M | $25.05M | $22.45M | $21.36M | $19.63M | $18.18M | |
| $35.9M | $34.93M | $31M | $33.85M | $35.3M | $29.92M | $27.49M | $26.96M | $27.59M | $24.08M | $22.13M | $19.7M | $18.93M | $17.31M | $15.82M | |
| $3.78M | $3.96M | $4.66M | $5.01M | $4.58M | $7.33M | $7.45M | $4.03M | $4.51M | $3.86M | $5.12M | $5.26M | $4.37M | $4.91M | $4.96M | |
| $6.11M | $5.97M | $5.89M | $6.1M | $5.81M | $5.77M | $5.46M | $5.91M | $5.37M | $4.35M | $4.36M | $4M | $4.05M | $3.95M | $2.79M | |
| — | $491K | $619K | $717K | $704K | $676K | — | $931K | $989K | $943K | $793K | $620K | $555K | $461K | $394K | |
| $23.18M | — | — | $16.76M | $4.5M | $3.95M | $7.45M | $7.62M | $5.36M | $3.37M | $2.92M | $2.75M | $2.42M | $2.31M | $2.36M | |
| $9.17M | $8.67M | $5.65M | $9M | $10.88M | $11.43M | $11.33M | $8.33M | $8.75M | $8.19M | $8.07M | $7.08M | $6.58M | $5.76M | $3.87M | |
| $1.61M | $1.51M | $1.01M | $1.56M | $2.07M | $2.27M | $2.39M | $1.65M | $1.71M | $3.07M | $2.7M | $2.29M | $2.34M | $1.82M | $1.23M | |
| $7.57M | $7.16M | $4.64M | $7.44M | $8.8M | $9.16M | $8.94M | $6.68M | $7.04M | $5.13M | $5.38M | $4.79M | $4.24M | $3.94M | $2.64M | |
| $7.54M | $7.13M | $4.61M | $7.39M | $8.74M | $9.16M | — | — | — | — | — | — | $4.09M | $3.92M | $2.62M | |
| $7.7M | $7.36M | $4.58M | $7.57M | $7.55M | $9.06M | $9M | $6.74M | $7.04M | $5.15M | $5.3M | $4.77M | $4.69M | $4.17M | $2.8M | |
| USD/shares | — | $2.79 | $1.81 | $2.88 | $3.39 | $3.52 | $3.46 | $2.63 | $2.82 | $2.05 | $2.16 | $1.92 | $1.69 | $1.52 | $1.01 |
| USD/shares | — | $2.77 | $1.80 | $2.86 | $3.35 | $3.46 | $3.42 | $2.57 | $2.74 | $2.00 | $2.09 | $1.86 | $1.63 | $1.49 | $1.00 |
| shares | — | 2.56M | 2.54M | 2.56M | 2.58M | 2.58M | 2.56M | 2.53M | 2.5M | 2.5M | 2.49M | 2.49M | 2.51M | 2.57M | 2.59M |
| shares | — | 2.58M | 2.57M | 2.58M | 2.61M | 2.63M | 2.59M | 2.58M | 2.57M | 2.57M | 2.57M | 2.58M | 2.6M | 2.63M | 2.62M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2012–FY2025: $7.53M in buybacks, $25.97M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 186 similar-size Banks - Regional companies (of 307 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Debit ATM Interchange Fees | $1,534,000 | $1,380,000 | $1,388,000 | $1,394,000 | $1,322,000 | $1,016,000 | $982,000 |
| Transaction Based and Overdraft Service Charges | $451,000 | $482,000 | $511,000 | $446,000 | $356,000 | $327,000 | $447,000 |
| Account Maintenance Fees | $401,000 | $317,000 | $280,000 | $324,000 | $311,000 | $274,000 | $199,000 |
| Credit Card and Interchange Fees | $112,000 | $83,000 | $111,000 | $40,000 | $27,000 | $23,000 | $27,000 |