Galvin, Gaustad & Stein, LLC

Position in UPST — Upstart Holdings, Inc.

CIK 1840945 Scottsdale, AZ

Position in UPST

as of Jun 30, 2026 · filed Jul 29, 2026 Compact

Position Value

$564,860

+$328,444 QoQ

Shares Held

15,943

+73.0% QoQ

Ownership

0.016%

of shares outstanding

% of Portfolio

0.10%

of 13F equity value

Holder Rank

#160

of 364 holders

Holding Since

Mar 2026

2 quarters on record

Voting authority Sole 100% Shared 0% None 0%

Financial Services · as of Jun 30, 2026

Galvin, Gaustad & Stein, LLC holds $39,106,489 across 5 Credit Services names. UPST ranks #5 (1.4% of the industry book) .

#	Ticker	Company	Shares	Value (USD)
1	V	Visa Inc.	56,757	$19,472,759
2	AXP	American Express Co	39,797	$13,461,335
3	MA	Mastercard Inc	7,992	$4,104,691
4	COF	Capital One Financial Corp	7,491	$1,502,844
5	UPST	Upstart Holdings, Inc. This page	15,943	$564,860

2 filing rows on record

Report Date	Value (USD)	Shares	Change	Type	Discretion	Filed
2026-06-30	$564,860	15,943	+73.0%	Shares	Sole	2026-07-29
2026-03-31	$236,416	9,217	—	Shares	Sole	2026-05-14
No filing history on record for this holder in this stock.