ADIRONDACK TRUST CO

Bank

CIK

1054257

Location

SARATOGA SPRINGS, NY

Portfolio Value

Small $216,526,285

Diversification

Diversified

Filing Date

Global Rank

#3,699 / 8,232 ▲ 107

Top Industry

Semiconductors 10.9%

3Y Alpha vs SPY

-3.0%

Period ended 2 months ago

Filed Apr 3, 2026 · 2mo

25 quarters · since Mar 2020

Clone Performance

Jun 2023–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+63.6%

SPY

+76.3%

Annualised alpha

-3.0%

Max drawdown

−17.1%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

405 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

17.0%

−0.4 pts

Top 5

39.3%

−2.2 pts

Top 10

51.4%

−1.9 pts

HHI

495

Diversified−29

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	25.5%	$55,215,620	66
Unclassified	20.3%	$43,946,914	4
Healthcare	9.3%	$20,173,005	49
Industrials	8.5%	$18,476,296	61
Financial Services	8.5%	$18,307,193	54
Consumer Cyclical	8.4%	$18,189,004	41
Consumer Defensive	7.3%	$15,827,329	29
Energy	5.9%	$12,727,527	31
Communication Services	3.3%	$7,068,912	22
Utilities	2.4%	$5,204,236	20
Basic Materials	0.4%	$939,142	18
Real Estate	0.2%	$451,107	10

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
T	At&T Inc.	+1,242	23,544	$682,540
IONQ	IonQ, Inc.	+1,118	1,630	$46,992
SMR	NUSCALE POWER Corp	+904	1,729	$18,742
WLY	John Wiley & Sons, Inc.	+500	2,600	$99,060
RGTI	Rigetti Computing, Inc.	+334	1,867	$26,212
OXY	Occidental Petroleum Corp /De/	+231	846	$54,990
ATR	Aptargroup, Inc.	+200	700	$88,214
MGRC	Mcgrath Rentcorp	+200	800	$88,224
GILD	Gilead Sciences, Inc.	+135	1,927	$268,565
KMI	Kinder Morgan, Inc.	+123	2,613	$87,613
HON	Honeywell International Inc	+122	2,524	$570,499
APH	Amphenol Corp /De/	+96	242	$30,576
MMM	3M Co	+66	3,032	$440,336
ENB	Enbridge Inc	+66	2,437	$131,939
PLTR	Palantir Technologies Inc.	+50	324	$47,394
EXC	Exelon Corp	+43	1,953	$95,735
ITW	Illinois Tool Works Inc	+37	664	$172,832
CARR	CARRIER GLOBAL Corp	+35	2,953	$166,283
ETR	Entergy Corp /De/	+33	1,751	$196,742
SLV	iShares Silver Trust	+31	5,248	$357,598
AMT	American Tower Corp /Ma/	+29	2,016	$347,921
COP	Conocophillips	+27	2,702	$356,664
CMI	Cummins Inc	+25	562	$302,367
MA	Mastercard Inc	+23	747	$373,246
LNG	Cheniere Energy, Inc.	+15	185	$52,495
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
BMY	Bristol Myers Squibb Co	−3,104	20,061	$1,216,699
AAPL	Apple Inc.	−2,577	64,704	$16,421,227
D	Dominion Energy, Inc	−2,260	3,382	$209,075
DIS	Walt Disney Co	−2,180	7,943	$765,545
SO	Southern Co	−2,129	11,519	$1,111,813
CSCO	Cisco Systems, Inc.	−2,011	29,205	$2,266,015
SPY	Spdr S&P 500 ETF Trust	−1,999	56,677	$36,859,319
NEE	Nextera Energy Inc	−1,910	22,685	$2,106,982
JNJ	Johnson & Johnson	−1,905	19,948	$4,876,088
NVDA	Nvidia Corp	−1,751	87,737	$15,301,332
JPM	Jpmorgan Chase & Co	−1,600	20,141	$5,924,675
NFLX	Netflix Inc	−1,475	10,202	$980,922
DHR	Danaher Corp /De/	−1,442	2,465	$467,364
PFE	Pfizer Inc	−1,419	25,833	$725,389
KO	Coca Cola Co	−1,369	28,386	$2,158,754
WMT	Walmart Inc.	−1,368	22,820	$2,836,069
CMC	COMMERCIAL METALS Co	−1,300	1,900	$116,717
CL	Colgate Palmolive Co	−1,291	10,654	$908,039
VZ	Verizon Communications Inc	−1,256	22,029	$1,105,855
KMB	Kimberly Clark Corp	−1,162	1,230	$118,658
V	Visa Inc.	−1,113	3,618	$1,093,504
BRK-B	Berkshire Hathaway Inc	−1,019	8,727	$4,181,978
VSH	Vishay Intertechnology Inc	−1,000	4,100	$73,800
MDLZ	Mondelez International, Inc.	−1,000	513	$29,569
PG	PROCTER & GAMBLE Co	−943	26,210	$3,785,772
No positions match the current search.

New Positions

Positions the filer opened this quarter

22 positions

Ticker	Company	Shares	Value
HTGC	Hercules Capital, Inc.	24,000	$354,480
AZN	Astrazeneca PLC	548	$108,076
AWK	American Water Works Company, Inc.	600	$81,654
CVCO	Cavco Industries, Inc.	100	$48,429
WAT	Waters Corp /De/	115	$34,247
ATMU	Atmus Filtration Technologies Inc.	600	$34,062
AMCR	Amcor plc	638	$25,360
SFD	Smithfield Foods Inc	750	$20,977
AVAV	AeroVironment Inc	50	$9,152
RCAT	Red Cat Holdings, Inc.	600	$7,854
HE	Hawaiian Electric Industries Inc	400	$5,936
LEU	Centrus Energy Corp	26	$4,513
ASPI	ASP Isotopes Inc.	986	$4,358
KTOS	Kratos Defense & Security Solutions, Inc.	50	$3,525
INFQ	Infleqtion, Inc.	344	$3,374
BALL	BALL Corp	40	$2,364
VSNT	Versant Media Group, Inc.	61	$2,258
HAL	Halliburton Co	50	$1,949
ASST	Strive, Inc.	157	$1,573
AIRO	AIRO Group Holdings, Inc.	100	$760
FG	F&G Annuities & Life, Inc.	24	$607
LTRX	Lantronix Inc	100	$524
No positions match the current search.

Sold Out

Positions the filer fully exited

15 positions

Ticker	Company	Shares	Value
AIN	Albany International Corp /De/	700	$35,490
EXAS	EXACT SCIENCES CORP	225	$22,851
CDNS	Cadence Design Systems Inc	40	$12,503
CBRE	Cbre Group, Inc.	49	$7,878
TRU	TransUnion	78	$6,688
WFG	West Fraser Timber Co., Ltd	91	$5,561
BSY	Bentley Systems Inc	127	$4,846
PPL	PPL Corp	100	$3,502
MAA	Mid America Apartment Communities Inc.	25	$3,472
ICE	Intercontinental Exchange, Inc.	21	$3,401
CWAN	Clearwater Analytics Holdings, Inc.	140	$3,376
ZTS	Zoetis Inc.	19	$2,390
TREX	Trex Co Inc	65	$2,280
IBRX	ImmunityBio, Inc.	150	$297
NTLA	Intellia Therapeutics, Inc.	24	$215
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

405 positions · $216,526,285 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 405 positions by value · page 1 of 9

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SPY	Spdr S&P 500 ETF Trust	Reduced	56,677	-1,999	$36,859,319	−7.9%	17.02%
AAPL	Apple Inc. Technology	Reduced	64,704	-2,577	$16,421,227	−10.2%	7.58%
NVDA	Nvidia Corp Technology	Reduced	87,737	-1,751	$15,301,332	−8.3%	7.07%
MSFT	Microsoft Corp Technology	Reduced	23,774	-640	$8,800,421	−25.5%	4.06%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	37,117	-683	$7,730,357	−11.4%	3.57%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	20,141	-1,600	$5,924,675	−15.4%	2.74%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	9,587	-721	$5,912,877	−4.9%	2.73%
CAT	Caterpillar Inc Industrials	Reduced	7,556	-273	$5,353,123	+19.4%	2.47%
JNJ	Johnson & Johnson Healthcare	Reduced	19,948	-1,905	$4,876,088	+7.8%	2.25%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	8,727	-1,019	$4,181,978	−14.6%	1.93%
XOM	Exxon Mobil Corp Energy	Reduced	22,981	-724	$3,898,955	+36.7%	1.80%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	26,210	-943	$3,785,772	−2.7%	1.75%
LLY	ELI LILLY & Co Healthcare	Reduced	3,757	-158	$3,455,575	−17.9%	1.60%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	10,593	-629	$3,292,197	−4.0%	1.52%
META	Meta Platforms, Inc. Communication Services	Reduced	5,571	-365	$3,187,336	−18.7%	1.47%
CVX	Chevron Corp Energy	Reduced	14,959	-770	$3,095,016	+29.1%	1.43%
ABBV	AbbVie Inc. Healthcare	Reduced	13,937	-290	$3,031,157	−6.8%	1.40%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	9,190	-204	$3,022,498	−6.5%	1.40%
WMT	Walmart Inc. Consumer Defensive	Reduced	22,820	-1,368	$2,836,069	+5.2%	1.31%
PEP	Pepsico Inc Consumer Defensive	Reduced	16,988	-663	$2,638,066	+4.1%	1.22%
AMAT	Applied Materials Inc /De Technology	Reduced	7,581	-665	$2,591,109	+22.3%	1.20%
LMT	Lockheed Martin Corp Industrials	Reduced	3,869	-819	$2,338,384	+3.1%	1.08%
CSCO	Cisco Systems, Inc. Technology	Reduced	29,205	-2,011	$2,266,015	−5.8%	1.05%
KO	Coca Cola Co Consumer Defensive	Reduced	28,386	-1,369	$2,158,754	+3.8%	1.00%
WM	Waste Management Inc Industrials	Reduced	9,305	-115	$2,138,195	+3.3%	0.99%
NEE	Nextera Energy Inc Utilities	Reduced	22,685	-1,910	$2,106,982	+6.7%	0.97%
IBM	International Business Machines Corp Technology	Reduced	8,282	-89	$2,007,473	−19.0%	0.93%
TSLA	Tesla, Inc. Consumer Cyclical	Reduced	4,752	-134	$1,766,556	−19.6%	0.82%
PSX	Phillips 66 Energy	Reduced	8,660	-551	$1,577,677	+32.7%	0.73%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	1,451	-25	$1,445,819	+13.6%	0.67%
BMY	Bristol Myers Squibb Co Healthcare	Reduced	20,061	-3,104	$1,216,699	−2.6%	0.56%
AMD	Advanced Micro Devices Inc Technology	Reduced	5,940	-563	$1,208,374	−13.2%	0.56%
GEV	GE Vernova Inc. Industrials	Reduced	1,325	-147	$1,156,591	+20.2%	0.53%
ORCL	Oracle Corp Technology	Reduced	7,789	-307	$1,145,839	−27.4%	0.53%
SYK	Stryker Corp Healthcare	Reduced	3,403	-149	$1,118,191	−10.4%	0.52%
SO	Southern Co Utilities	Reduced	11,519	-2,129	$1,111,813	−6.6%	0.51%
QCOM	Qualcomm Inc/De Technology	Reduced	8,629	-662	$1,111,242	−30.1%	0.51%
VZ	Verizon Communications Inc Communication Services	Reduced	22,029	-1,256	$1,105,855	+16.6%	0.51%
V	Visa Inc. Financial Services	Reduced	3,618	-1,113	$1,093,504	−34.1%	0.51%
MRK	Merck & Co., Inc. Healthcare	Reduced	8,819	-195	$1,060,836	+11.8%	0.49%
VLO	Valero Energy Corp/Tx Energy	Reduced	4,261	-523	$1,052,807	+35.2%	0.49%
NFLX	Netflix Inc Communication Services	Reduced	10,202	-1,475	$980,922	−10.4%	0.45%
MS	Morgan Stanley Financial Services	Reduced	5,519	-326	$908,261	−12.5%	0.42%
GD	General Dynamics Corp Industrials	Reduced	2,646	-133	$908,159	−2.9%	0.42%
CL	Colgate Palmolive Co Consumer Defensive	Reduced	10,654	-1,291	$908,039	−3.8%	0.42%
AMGN	Amgen Inc Healthcare	Reduced	2,524	-7	$888,069	+7.2%	0.41%
ABT	Abbott Laboratories Healthcare	Reduced	8,558	-449	$878,649	−22.1%	0.41%
C	Citigroup Inc Financial Services	Reduced	7,592	-485	$861,008	−8.6%	0.40%
INTC	Intel Corp Technology	Reduced	19,482	-785	$859,740	+15.0%	0.40%
BLK	BlackRock, Inc. Financial Services	Reduced	882	-427	$848,227	−39.5%	0.39%