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$18.71 +0.22 (+1.19%) At close · Jul 28
Market Cap
$6.99B
Shares
378.11M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$18.71 Open$18.02 Day$18.08–19.01 52W$12.06–47.48 Avg vol 30d4.3M Short int32.9M · 8.7% float · 7.1d Short vol46% Last earningsAug 18, 2026 DataSep 2025–Jul 2026

Up next

Next earnings call
Aug 18, 2026 Scheduled · in 3 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est

Equibles Rating

blended score · not investment advice
Overall
Strong Sell
SellHoldBuy
Technical Sell Momentum Very Weak Sentiment Bearish Fundamentals Limited Quant / Vol Very High
Market backdrop VIX 18.2 · elevated Equity put/call 0.71
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −17%
below
Price vs 50-day avg +4%
above
RSI (14) 51
neutral
MACD trend Negative
52-week position 19%
mid-range
Momentum
relative strength
Very Weak
1-month return −8%
trailing
6-month return −13%
trailing
YTD return −35%
this year
Relative strength −21%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $18 › 200d $22 — 200d above 50d
Institutional flow Distributing
35 of 193 funds reported for Jun 30 · net -42.7K sh shares · +9 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
8.70% of float · ▲ +4.9% MoM · 7.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
193 holders — 13F breadth
Squeeze score 75
high risk · 0–100
Fundamentals
Limited
Not enough data for a confident read.
Quant / Vol
risk profile
Very High
Volatility 68%
annualized · 1-yr
Max drawdown −73%
past year
ATR 5.3%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Sep 30, 2025
Revenue growth · Q4 Initiated up to 30%
Transaction margin dollars · Q4 Initiated $109M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
2 · 3 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−17% Bearish
Price vs 50-day avg
+4% Bullish
RSI (14)
51 Neutral
MACD trend
Negative Bearish
52-week position
19% Neutral
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $18 › 200d $22 — 200d above 50d
Institutional flow Distributing
35 of 193 funds reported for Jun 30 · net -42.7K sh shares · +9 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
8.70% of float · ▲ +4.9% MoM · 7.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
193 holders — 13F breadth
Price context
position in its 52-week range
52-wk low $12 Now $19 · 19% 52-wk high $47
vs 200-day avg -17% vs 50-day avg +4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Credit Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
KLAR
Klarna Group plc
this stock
$6.99B -35.3% 8.7%
V
Visa Inc.
$650.29B +4.7% +12.3% 1.3%
MA
Mastercard Inc
$487.48B -3.2% +16.4% 31.9 1.0%
AXP
American Express Co
$226.49B -8.8% +13.4% 20.4 1.7%
COF
Capital One Financial Corp
$132.18B -12.0% +36.6% 54.2 2.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
198
% held
51.8%
Reported
35 of 193
Top holder
SC US (TTGP), LTD.
Held Float
View
Held by Funds
Fund positions
7
View
Short & Settlement
Short Interest Rising
Shares short
32.9M
Days to cover
7.1d
Change
+1.5M sh
View
Short Volume
Short vol %
46%
As of
Jul 28, 2026
Short Total
View
Fails to Deliver
FTD shares
187.6K
Value
$3.8M
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
49.8%
Week of
May 4, 2026
Off-exch Lit
View
Filings
SEC Filings
Latest
6-K
Filed
Jul 28, 2026
This year
11
View
Proposed Sales
Value
$347.9K
Shares
23.8K
Filed
Mar 13, 2026
View
Exempt Offerings
Offering
$4.3M
Filed
Dec 13, 2024
View
Earnings & Events
Earnings Calls Upcoming
Next call
Aug 18, 2026
Last call
May 28, 2026
View
Investor Relations
Latest news
A Message To Investors: The Apple…
Published
Jul 28, 2026
Upcoming events
1
View

Performance

5D 20D 120D MTD YTD
KLAR -1.7% -7.6% -13.3% -7.6% -35.3%
SPY -1.0% 0.0% +7.4% -0.8% +8.6%
vs SPY -0.7% -7.5% -20.8% -6.8% -43.9%
Key facts CIK 2003292 CUSIP G5279N105 13F (30d) 32 filings 32 filers Visit website Investor relations