C · Citigroup Inc
$132.68
-0.88 (-0.66%)
At close · Aug 27
Market Cap
$232.31B
Shares
1.75B
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$132.68
Open$132.95
Day$131.78–133.96
52W close$93.93–145.67
Avg vol 30d9.6M
Short int29.9M · 1.7% float · 3.5d
Short vol46%
Last earningsJul 14, 2026
DataJan 2020–Aug 2026
Filing10-Q · Aug 6
Up next
Next earnings call
Oct 13, 2026
Est · unconfirmed
· in 7 wks
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 6, 2026
AI Brief
TL;DR.
Bullish
Bearish
From the call
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Neutral
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Low
Market backdrop
VIX 14.5 · calm
Equity put/call 0.39
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+9%
above
Price vs 50-day avg
−3%
below
RSI (14)
46
neutral
MACD trend
Negative
52-week position
75%
mid-range
Momentum
relative strength
1-month return
0%
trailing
6-month return
+25%
trailing
YTD return
+14%
this year
Relative strength
+10%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $136 › 200d $122 — 50d above 200d
Institutional flow
Accumulating
+6% holders QoQ · +299 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.71% of float · ▲ +21.2% MoM · 3.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
2,636 holders — near 3-yr high, broad support
Squeeze score
52
elevated · 0–100
Fundamentals
Revenue growth
+6%
Y/Y
EPS growth
+18%
Y/Y
Free cash flow
$-74.2B
Valuation
P/E 19
rich
Buyback
$30.0B
authorized
Balance sheet
$179.6B
net debt
Quant / Vol
risk profile
Volatility
29%
annualized · 1-yr
Max drawdown
−15%
past year
ATR
2.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Latest guidance
· from the Earnings Call filed Mar 31, 2026
ROTCE
· for the year
10% – 11%
Prior guidance
period ended
· from the Earnings Call filed Mar 31, 2024
Expense ex. FDIC
· the remainder of the year
$53.5B – $53.8B
Guided vs delivered
· last 1 settled
Revenues
for the year
guided $78B – $79B
$78.07B
In line
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders Neutral
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+9%
Bullish
Price vs 50-day avg
−3%
Neutral
RSI (14)
46
Neutral
MACD trend
Negative
Bearish
52-week position
75%
Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross)
No cross
50d $136 › 200d $122 — 50d above 200d
Institutional flow
Accumulating
+6% holders QoQ · +299 funds added
Insider flow
Flat
No net insider activity over 90 days
Short interest
Rising
1.71% of float · ▲ +21.2% MoM · 3.5 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
2,636 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $94
Now $133 · 75%
Range high $146
vs 200-day avg +9%
vs 50-day avg -3%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Average active accounts | 47.45M | the three months ended June 30, 2026 filing | — |
| Credit card spend volume | $162B | the three months ended June 30, 2026 filing | — |
| Assets under custody and/or administration (AUC/AUA) | $35T | 2Q'26 | — |
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| Assets under custody and/or administration (AUC/AUA) ($T) | $35T | 2Q'26 | — |
| Average deposits | $1.5T | 2Q'26 | — |
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| Average deposits by line of business - Securities Services | $165B | 2Q26 | — |
| Average deposits by line of business - Total | $1.02T | 2Q26 | — |
| Average deposits by line of business - TTS | $852B | 2Q26 | — |
| Average loans (Wealth) | 206B | 2Q26 | — |
| Average loans - GPCC | 144.9B | 2Q26 | — |
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| Average loans - Installment Lending | 3.8B | 2Q26 | — |
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| Average loans - PLCC | 28.3B | 2Q26 | — |
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| Average loans by line of business - Total | $103B | 2Q26 | — |
| Average loans by line of business - TTS | $101B | 2Q26 | — |
| Average trading account assets | $603B | 2Q'26 | — |
| Average VaR | $122M | 2Q'26 | — |
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| Client investment assets | $727B | 2Q'26 | — |
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| Commercial card spend volume | $20B | 2Q'26 | — |
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| Credit card spend volume - GPCC | 162.3B | 2Q26 | — |
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| Credit card spend volume - PLCC | 13.2B | 2Q26 | — |
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| Cross border transaction value | $115B | 2Q'26 | — |
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| Deposits | $415B | 2Q'26 | — |
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| Efficiency Ratio (total operating expenses/total revenues, net) | 57.4% | 2Q'26 | — |
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| EOP client balances | $1.35T | 2Q'26 | — |
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| EOP deposits (Wealth) | 415B | 2Q26 | — |
| EOP loans (Wealth) | 208B | 2Q26 | — |
| EOP loans - GPCC | 149.2B | 2Q26 | — |
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| EOP loans - Installment Lending | 3.8B | 2Q26 | — |
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| EOP loans - PLCC | 28.4B | 2Q26 | — |
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| Loans | $208B | 2Q'26 | — |
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| Loans 30-89 days past due as a % of EOP loans (Mexico Consumer only) | 1.59% | 2Q26 | — |
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| Loans 90+ days past due as a % of EOP loans (Mexico Consumer only) | 1.79% | 2Q26 | — |
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| NCLs as a % of average loans | 0.02% | 2Q26 | — |
| NCLs as a % of average loans (Mexico Consumer only) | 6.13% | 2Q26 | — |
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| NCLs as a % of total average loans | 1.23% | 2Q26 | — |
| Net interest income as a % of average interest-earning assets (NIM) | 2.54% | 2Q26 | — |
| Net new investment assets (NNIA) | 30.4B | Six Months 2026 | — |
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| New credit cards account acquisitions | 5.38M | 2Q'26 | — |
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| New credit cards account acquisitions - General Purpose Credit Cards (GPCC) | 4M | 2Q26 | — |
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| New credit cards account acquisitions - Private Label Credit Cards (PLCC) | 1.37M | 2Q26 | — |
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| Return on average common equity (ROE) | 11.4% | 2Q'26 | — |
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| Return on average tangible common equity (RoTCE) non-GAAP | 13% | 2Q'26 | — |
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| Services Average deposits | $1.02T | 2Q'26 | — |
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| Services Average loans | $103B | 2Q'26 | — |
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| Services RoTCE non-GAAP | 30.9% | 2Q'26 | — |
| Supplementary Leverage ratio (SLR) | 5.2% | 2Q'26 | — |
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| U.S. credit card spend volume | $176B | 2Q'26 | — |
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| U.S. Retail Banking branches (actual) | 655 | 2Q26 | — |
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| US dollar clearing volume | 46M | 2Q'26 | — |
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| All Other—LF Mexico Consumer/SBMM expenses—Ex-FX non-GAAP | $1.18B | 1Q 2026 | — |
| All Other—LF Mexico Consumer/SBMM revenues—Ex-FX non-GAAP | $2.05B | 1Q 2026 | — |
| Average assets | $88B | 1Q2026 | — |
| Average TCE - All Other non-GAAP | $39.8B | 1Q 2026 | — |
| Average TCE - Banking non-GAAP | $7.8B | 1Q 2026 | — |
| Average TCE - Markets non-GAAP | $56.4B | 1Q 2026 | — |
| Average TCE - Services non-GAAP | $33.5B | 1Q 2026 | — |
| Average TCE - USCC non-GAAP | $15.5B | 1Q 2026 | — |
| Average TCE - Wealth non-GAAP | $16.2B | 1Q 2026 | — |
| Book value per share | $112.22 | 1Q'26 | — |
| Citigroup NII ex-Markets non-GAAP | $12.94B | 1Q 2026 | — |
| Citigroup NIR ex-Markets non-GAAP | $4.44B | 1Q 2026 | — |
| Common Equity Tier 1 (CET1) Capital ratio | 12.7% | 1Q'26 | — |
| EOP client balances - Total | $1.3T | 1Q26 | — |
| Investment Banking fees | $1.23B | 1Q'26 | — |
| Services Fee revenue | $1.67B | 1Q'26 | — |
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| Tangible book value per share non-GAAP | $99.01 | 1Q'26 | — |
| Tangible book value per share (TCE/CSO) non-GAAP | $99.01 | 1Q 2026 | — |
| Tangible common equity (TCE) non-GAAP | $168.87B | 1Q 2026 | — |
| Total Banking revenues (ex-gain (loss) on loan hedges) non-GAAP | $1.72B | 1Q26 | — |
| Total Citi average TCE non-GAAP | $169.2B | 1Q 2026 | — |
| Total Citigroup revenues, excluding divestitures impacts non-GAAP | $24.62B | 1Q 2026 | — |
| Total Citigroup revenues, excluding notable item(s) impact non-GAAP | $24.63B | 1Q 2026 | — |
| Total EBIT—Ex-FX non-GAAP | $7.52B | 1Q 2026 | — |
| Average loans | $737B | 4Q'25 | — |
| EOP assets | $2.66T | 4Q'25 | — |
| EOP deposits | $1.4T | 4Q'25 | — |
| EOP loans | $752B | 4Q'25 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Diversified — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
C
this stock
Citigroup Inc
|
$232.31B | +13.7% | +5.6% | 19.0 | 1.7% |
|
JPM
Jpmorgan Chase & Co
|
$941.58B | +9.9% | +2.8% | 15.2 | 1.0% |
|
BAC
Bank Of America Corp /De/
|
$435.16B | +11.2% | +6.8% | 14.3 | 1.2% |
|
HSBC
Hsbc Holdings PLC
|
$352.45B | +30.7% | — | — | 0.2% |
|
RY
Royal Bank Of Canada
|
$287.95B | +20.0% | — | — | 0.2% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| C | +2.3% | +0.3% | +24.6% | +0.2% | +13.7% |
| SPY | +1.1% | +4.0% | +14.7% | +3.2% | +13.1% |
| vs SPY | +1.2% | -3.7% | +9.9% | -3.1% | +0.6% |
Capital returns
Latest dividend
$0.67
/ share · ex Aug 3, 2026
Paid (TTM)
$2.47
/ share · 4 payouts
Dividend yield (TTM, derived)
1.86%
Buyback program
· as of Aug 6, 2026
Authorized
$30.00B
Spent (derived)
—
Remaining
—
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.
Key facts
CIK
831001
CUSIP
172967424
13F (30d)
1711 filings
1684 filers
Visit website
Investor relations