Bank of America recorded a $1.2 billion non-tax-deductible regulatory settlement charge in the third quarter of 2026 for consent orders and a settlement agreement concerning its U.S. compliance programs.
As a result, for the third quarter of 2026, the Corporation recorded a $1.2 billion non-tax-deductible charge in noninterest expense to accrue for the civil money penalties resulting from the regulatory consent orders and the settlement agreement (“regulatory settlement charge”).When used in this report, “Bank of America,” “the Corporation,” “we,” “us” and “our” may refer to Bank of America Corporation individually, Bank of America Corporation and its subsidiaries, or certain of Bank of America Corporation’s subsidiaries or affiliates.Open the document at this passage
Bank of America Corporation sold 2,000,000 depositary shares on October 23, 2026, each representing a 1/25th interest in 7.200% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series WW, and issued 80,000 underlying shares with a $25,000 liquidation preference per share.
Bank of America Corporation expanded its Board from 12 directors to 14 on October 21, 2026, appointing James Fitterling and William Thomas effective immediately and assigning them to specified Board committees.
Bank of America reported Third Quarter 2026 net income of $6.9 billion and adjusted net income of $8.1 billion, excluding a $1.2 billion regulatory settlement charge; management expects approximately 8% full-year NII growth.
Bank of America reported third-quarter net income of $6.9 billion, or $0.91 per diluted share, for September 30, 2026, including a $1.2 billion regulatory settlement charge; revenue rose 3% to $30.0 billion and net interest income increased 8% to $16.4 billion.
3,300 of 3,651 funds reported for Sep 30 · net +85.7M sh shares · +131 new
Insider flowFlat
No net insider activity over 90 days
Short interestFalling
1.20% of shares out · ▼ -6.4% MoM · 2.2 days cover
Volume signalNormal
Volume near normal
Institution breadthMulti-yr high
3,651 holders — near 3-yr high, broad support
Squeeze score36
low risk · 0–100
Fundamentals
Excellent
Revenue growth+7%
Y/Y
EPS growth+19%
Y/Y
ValuationP/E 12.1
below peers
Buyback$40.0B
authorized
Balance sheet$86.0B
net debt
Quant / Vol
risk profile
Low
Volatility22%
annualized · 1-yr
Max drawdown−24%
past year
ATR2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
what management promised — and delivered
Latest guidance
· from the 8-K filed Oct 14, 2026
Net interest income (NII) sensitivity to +100 bps parallel rate
· next 12 months from September 30, 2026$1.4B
Previous outlook
earlier release· from the Earnings Call filed Jul 14, 2026
Still-open targets the latest release did not restate under the same label.
Full-year 2026 NII growth
· full-year 20266% – 8%
Prior guidance
period ended· from the Earnings Call filed Jul 14, 2026
NII growth
· full year8%
NII
· full year8%
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holdersSell
3 · 2 · 1
50 / 200-day cross
Death crossBearish
Price vs 200-day avg
−7%Bearish
Price vs 50-day avg
−6%Bearish
RSI (14)
46Neutral
MACD trend
PositiveBullish
52-week position
24%Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)Death cross
50d $54 › 200d $55 — 200d above 50d
Institutional flowAccumulating
3,300 of 3,651 funds reported for Sep 30 · net +85.7M sh shares · +131 new
Insider flowFlat
No net insider activity over 90 days
Short interestFalling
1.20% of shares out · ▼ -6.4% MoM · 2.2 days cover
Volume signalNormal
Volume near normal
Institution breadthMulti-yr high
3,651 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low$47Now $51 · 24%Range high$65
vs 200-day avg -7%vs 50-day avg -6%50-day below 200-day death cross
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Bank of America recorded a $1.2 billion non-tax-deductible regulatory settlement charge in the third quarter of 2026 for consent orders and a settlement agreement concerning its U.S. compliance programs.
Dividends per share over the trailing 365 days by ex-date · buyback figures as last
reported in SEC filings ("spent" derived as authorized − remaining; when several
programs run concurrently, authorized is their combined total per the newest filing) ·
components shown separately — trailing-year buyback spend isn't tracked, so no
combined shareholder yield is derived.
