C · Citigroup Inc
$133.10
+0.88 (+0.67%)
At close · Jul 27
Market Cap
$231.24B
Shares
1.75B
Citigroup Inc Earnings Call Transcripts
Every quarterly earnings call for Citigroup Inc (C) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲7.9%
$18.51B
$3.48B
'22 Q3
22-10-14
▲5.8%
$18.01B
$2.51B
'22 Q4
23-01-13
▲11.8%
$21.45B
$4.61B
'23 Q1
23-04-14
▼1%
$19.44B
$2.92B
'23 Q2
23-07-14
▲8.8%
$20.14B
$3.55B
'23 Q3
23-10-13
▼3.1%
$17.44B
−$1.84B
'23 Q4
24-01-10
▼1.6%
$21.10B
$3.37B
'24 Q1
24-04-12
▲3.6%
$20.14B
$3.22B
'24 Q2
24-06-30
▲0.9%
$20.32B
$3.24B
'24 Q3
24-10-15
▲12.3%
$19.58B
$2.86B
'24 Q4
25-01-15
▲2.3%
$21.60B
$4.06B
'25 Q1
25-04-15
▲7.6%
$21.67B
$4.02B
'25 Q2
25-07-15
▲8.7%
$22.09B
$3.75B
'25 Q3
25-10-14
LATEST
▲1.5%
$19.87B
$2.47B
'25 Q4
26-01-14
Earnings call
FY26 · Q2
2026-07-14
Citigroup Inc Q2 FY2026 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Capital Markets Day
Investor event
2026-05-07
Citi Investor Day 2026
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-14
Citigroup Inc Q1 FY2026 Earnings Call
Confident tone
Services business strength
Markets revenue momentum
Wealth and consumer growth
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-14
Citigroup Inc Q4 FY2025 Earnings Call
Confident tone
Transformation and consent order progress
Services and Wealth growth
AI and operational efficiency
Revenue
$19.87B*
▲ 1.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-14
Citigroup Inc Q3 FY2025 Earnings Call
Confident tone
Banamex exit and IPO
Quarterly financial performance
Net interest income outlook
Revenue
$22.09B
▲ 8.7% YoY Diluted EPS
$1.86
▲ 23.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-15
Citigroup Inc Q2 FY2025 Earnings Call
Confident tone
Firm-wide financial results
Services business performance
Strategic initiatives and capital optimization
Revenue
$21.67B
▲ 7.6% YoY Diluted EPS
$1.96
▲ 28.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-15
Citigroup Inc Q1 FY2025 Earnings Call
Positive tone
Markets and Banking momentum
Quarterly financial performance
Credit quality and cost of credit
Revenue
$21.60B
▲ 2.3% YoY Diluted EPS
$1.96
▲ 24.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-15
Citigroup Inc Q4 FY2024 Earnings Call
Positive tone
2024 financial results and full-year performance
Services, Markets and Banking performance
Expense outlook and efficiency
Revenue
$19.58B*
▲ 12.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-15
Citigroup Inc Q3 FY2024 Earnings Call
Positive tone
Services Business Performance
Expense Reduction and Simplification
Banking and Private Credit
Revenue
$20.32B
▲ 0.9% YoY Diluted EPS
$1.51
▼ 7.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-06-30
Citigroup Inc Q2 FY2024 Earnings Call
Balanced tone
Transformation and simplification
Regulatory consent orders and remediation
Capital return to shareholders
Revenue
$20.14B
▲ 3.6% YoY Diluted EPS
$1.52
▲ 14.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-12
Citigroup Inc Q1 FY2024 Earnings Call
Positive tone
Services and TTS performance
Transformation program and regulatory remediation
Credit quality and reserves
Revenue
$21.10B
▼ 1.6% YoY Diluted EPS
$1.58
▼ 27.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-10
Citigroup Inc Q4 FY2023 Earnings Call
Balanced tone
Markets and Investment Banking Outlook
Services Business Performance
Transformation and Technology Modernization
Revenue
$17.44B*
▼ 3.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-13
Citigroup Inc Q3 FY2023 Earnings Call
Revenue
$20.14B
▲ 8.8% YoY Diluted EPS
$1.63
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-14
Citigroup Inc Q2 FY2023 Earnings Call
Revenue
$19.44B
▼ 1% YoY Diluted EPS
$1.33
▼ 39.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-14
Citigroup Inc Q1 FY2023 Earnings Call
Revenue
$21.45B
▲ 11.8% YoY Diluted EPS
$2.19
▲ 8.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-13
Citigroup Inc Q4 FY2022 Earnings Call
Revenue
$18.01B*
▲ 5.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-14
Citigroup Inc Q3 FY2022 Earnings Call
Revenue
$18.51B
▲ 7.9% YoY Diluted EPS
$1.63
▼ 24.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-15
Citigroup Inc Q2 FY2022 Earnings Call
Revenue
$19.64B
▲ 12.4% YoY Diluted EPS
$2.19
▼ 23.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-14
Citigroup Inc Q1 FY2022 Earnings Call
Revenue
$19.19B
▼ 0.7% YoY Diluted EPS
$2.02
▼ 44.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-14
Citigroup Inc Q4 FY2021 Earnings Call
Revenue
$17.02B
▲ 1.1% YoY Diluted EPS
$1.46
▼ 24% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-14
Citigroup Inc Q3 FY2021 Earnings Call
Revenue
$17.15B
▼ 0.9% YoY Diluted EPS
$2.15
▲ 53.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-14
Citigroup Inc Q2 FY2021 Earnings Call
Revenue
$17.47B
▼ 11.6% YoY Diluted EPS
$2.85
▲ 470% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-03-31
Citigroup Inc Q1 FY2021 Earnings Call
Revenue
$19.33B
▼ 6.8% YoY Diluted EPS
$3.62
▲ 244.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-15
Citigroup Inc Q4 FY2020 Earnings Call
Revenue
$16.83B
▼ 8.4% YoY Diluted EPS
$1.92
▼ 10.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-13
Citigroup Inc Q3 FY2020 Earnings Call
Revenue
$17.30B
▼ 6.8% YoY Diluted EPS
$1.40
▼ 32.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-14
Citigroup Inc Q2 FY2020 Earnings Call
Revenue
$19.77B
▲ 5.4% YoY Diluted EPS
$0.50
▼ 74.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-15
Citigroup Inc Q1 FY2020 Earnings Call
Revenue
$20.73B
▲ 11.6% YoY Diluted EPS
$1.05
▼ 43.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-14
Citigroup Inc Q4 FY2019 Earnings Call
Revenue
$18.38B
▲ 7.3% YoY Diluted EPS
$2.15
▲ 31.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–28 of 28 earnings calls
Key facts
CIK
831001
CUSIP
172967424
13F (30d)
831 filings
811 filers
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