Sensible Financial Planning & Management, LLC.

CIK

1567738

Location

WALTHAM, MA

Portfolio Value

Small $542,911,401

Diversification

Moderately concentrated

Filing Date

Global Rank

#3,266 / 8,095 ▼ 83 · as of Sep 2025

Top Industry

Specialty Chemicals 100.0%

3Y Alpha vs SPY

-11.6%

Period ended 11 months ago

Filed Nov 5, 2025 · 10mo

23 quarters · since Mar 2020

Clone Performance

Sep 2023–Apr 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+17.4%

SPY

+54.2%

Annualised alpha

-11.8%

Max drawdown

−6.6%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 10 quarters.Sensible Financial Planning & Management, LLC. has stopped filing, so the simulation ends in Apr 2026 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

14 tracked positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025

Top Position

36.7%

+0.2 pts

Top 5

87.1%

+0.5 pts

Top 10

98.1%

+0.7 pts

HHI

2,128

Moderately concentrated+21

Portfolio Trend

23 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2025

Sector	% Portfolio	Value	Positions
Unclassified	99.7%	$541,011,749	13
Basic Materials	0.3%	$1,899,652	1

Last Quarter's Activity

Export CSV

Sep 30, 2025 vs Jun 30, 2025

Added To

Positions the filer increased

8 positions

Ticker	Company	Δ Shares	Shares	Value
AAXJ	iShares MSCI All Country Asia ex Japan ETF	+75,228	2,557,874	$199,326,667
BNDX	Vanguard Total International Bond ETF	+72,278	1,677,297	$82,959,109
FNDA	Schwab Fundamental U.S. Small Company ETF	+42,894	3,906,028	$103,231,937
DCOR	Dimensional US Core Equity 1 ETF	+22,903	222,681	$9,582,018
BIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETF	+9,583	395,140	$21,673,429
BNDW	Vanguard Total World Bond ETF	+7,397	415,353	$24,759,060
VB	Vanguard Morningstar Small-Cap ETF	+1,802	179,411	$62,605,542
VEU	Vanguard FTSE All-World Ex-US ETF	+462	61,463	$3,330,065
No positions match the current search.

Trimmed

Positions the filer reduced

6 positions

Ticker	Company	Δ Shares	Shares	Value
CWI	State Street SPDR MSCI ACWI ex-US ETF	−17,177	173,336	$7,417,047
EDV	Vanguard World Funds Extended Duration ETF	−2,840	63,370	$15,467,983
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	−2,364	44,307	$2,243,263
VEA	Vanguard FTSE Developed Markets ETF	−1,585	94,692	$5,673,944
VIG	Vanguard Dividend Appreciation ETF	−1,107	29,990	$2,741,685
CBT	Cabot Corp	−314	24,979	$1,899,652
No positions match the current search.

New Positions

Positions the filer opened this quarter

No qualifying positions this quarter.

Sold Out

Positions the filer fully exited

3 positions

Ticker	Company	Shares	Value
AAAA	Amplius Aggressive Asset Allocation ETF	77,749	$2,185,350
BWX	State Street SPDR Bloomberg International Treasury Bond ETF	20,577	$592,000
CAPE	DoubleLine Shiller CAPE U.S. Equities ETF	10,086	$494,920
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

14 tracked positions · $542,911,401 total · filing declares 31 positions · $550,651,337 · as of Sep 30, 2025

All sectors Basic Materials

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAXJ	iShares MSCI All Country Asia ex Japan ETF	Added	2,557,874	+75,228	$199,326,667	+5.2%	36.71%
FNDA	Schwab Fundamental U.S. Small Company ETF	Added	3,906,028	+42,894	$103,231,937	+3.1%	19.01%
BNDX	Vanguard Total International Bond ETF	Added	1,677,297	+72,278	$82,959,109	+4.4%	15.28%
VB	Vanguard Morningstar Small-Cap ETF	Added	179,411	+1,802	$62,605,542	+10.0%	11.53%
BNDW	Vanguard Total World Bond ETF	Added	415,353	+7,397	$24,759,060	+3.6%	4.56%
BIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETF	Added	395,140	+9,583	$21,673,429	+10.4%	3.99%
EDV	Vanguard World Funds Extended Duration ETF	Reduced	63,370	-2,840	$15,467,983	+3.9%	2.85%
DCOR	Dimensional US Core Equity 1 ETF	Added	222,681	+22,903	$9,582,018	+13.2%	1.76%
CWI	State Street SPDR MSCI ACWI ex-US ETF	Reduced	173,336	-17,177	$7,417,047	−5.0%	1.37%
VEA	Vanguard FTSE Developed Markets ETF	Reduced	94,692	-1,585	$5,673,944	+3.4%	1.05%
VEU	Vanguard FTSE All-World Ex-US ETF	Added	61,463	+462	$3,330,065	+10.4%	0.61%
VIG	Vanguard Dividend Appreciation ETF	Reduced	29,990	-1,107	$2,741,685	−1.0%	0.50%
VCHY	Vanguard U.S. High-Yield Corporate Bond Index ETF	Reduced	44,307	-2,364	$2,243,263	−4.4%	0.41%
CBT	Cabot Corp Basic Materials	Reduced	24,979	-314	$1,899,652	+0.1%	0.35%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.