Sensible Financial Planning & Management, LLC.

CIK

1567738

Location

WALTHAM, MA

Portfolio Value

Small $550,110,799

Diversification

Moderately concentrated

Filing Date

Global Rank

#3,291 / 8,113 ▼ 72 · as of Sep 2025

Top Industry

Specialty Chemicals 100.0%

Period ended 1 year ago

Filed Nov 5, 2025 · 1y

23 quarters · since Mar 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Sep 30, 2025, never from the firm's own description.

Style

Concentrated

The top 10 positions are 98.1% of the book (60%+)

Turnover

Low turnover

5.0% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 19.9 quarters (12+), a floor since 65.0% of the book was already held when coverage starts

Closest benchmark: every 13F filer's combined book, active share 92.8%; sector active share 87.4% against the combined 13F book's sector weights.

Over time 23 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

31 tracked positions · as of Sep 30, 2025 · Δ vs Jun 30, 2025

Top Position

36.1%

+0.2 pts

Top 5

87.3%

+0.5 pts

Top 10

98.1%

+0.7 pts

HHI

2,099

Moderately concentrated+21

Portfolio Trend

23 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2025

Sector	% Portfolio	Value	Positions
Unclassified	99.7%	$548,211,147	30
Basic Materials	0.3%	$1,899,652	1

Last Quarter's Activity

Export CSV

Sep 30, 2025 vs Jun 30, 2025

Added To

Positions the filer increased

15 positions

Ticker	Company	Δ Shares	Shares	Value
BNDX	Vanguard Total International Bond ETF	+72,278	1,677,297	$82,959,109
SCHP	Schwab U.S. TIPS ETF	+66,563	3,088,558	$83,236,638
MBB	iShares MBS ETF	+57,954	796,082	$75,747,202
DFIP	Dimensional Inflation-Protected Securities Portfolio ETF	+23,692	194,181	$8,200,263
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	+15,501	1,407,927	$73,521,947
—		+9,583	395,140	$21,673,429
BNDW	Vanguard Scottsdale Funds	+4,817	28,004	$1,950,758
VTC	VANGUARD TOTAL CORPORATE BOND ETF	+3,338	146,989	$11,520,997
STIP	iShares 0-5 Year TIPS Bond ETF	+2,850	222,335	$22,980,545
VOO	VANGUARD 500 INDEX FUND	+2,276	45,017	$27,567,510
ESGU	iShares ESG Aware MSCI USA ETF	+1,833	20,227	$2,945,051
ESGE	iShares Trust	+1,172	12,445	$0
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	+462	61,463	$3,330,065
VTV	VANGUARD VALUE INDEX FUND	+209	10,664	$1,988,729
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+13	79,427	$26,065,558
No positions match the current search.

Trimmed

Positions the filer reduced

15 positions

Ticker	Company	Δ Shares	Shares	Value
SCHX	Schwab U.S. Large-Cap ETF	−11,961	495,277	$13,045,596
SCHH	Schwab U.S. REIT ETF	−11,708	322,193	$6,949,703
MTUM	iShares MSCI USA Momentum Factor ETF	−3,689	88,088	$22,590,167
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	−3,305	173,336	$7,417,047
MGC	VANGUARD MORNINGSTAR MEGA CAP INDEX FUND	−2,840	63,370	$15,467,983
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	−2,364	44,307	$2,243,263
VEA	Vanguard FTSE Developed Markets ETF	−1,585	94,692	$5,673,944
VNQ	VANGUARD REAL ESTATE INDEX FUND	−1,107	29,990	$2,741,685
DFAT	Dimensional U.S. Targeted Value ETF	−789	15,818	$920,765
VMBS	VANGUARD MORTGAGE-BACKED SECURITIES INDEX FUND	−758	240,360	$11,287,305
VB	Vanguard Index Funds	−430	20,143	$5,121,962
ESGD	iShares ESG Aware MSCI EAFE ETF	−393	10,770	$1,001,394
CBT	Cabot Corp	−314	24,979	$1,899,652
VO	VANGUARD MID-CAP INDEX FUND	−258	10,684	$3,138,318
VUG	VANGUARD GROWTH INDEX FUND	−8	13,476	$6,463,224
No positions match the current search.

New Positions

Positions the filer opened this quarter

No qualifying positions this quarter.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
ROE	Astoria US Equal Weight Quality Kings ETF	26,189	$843,547
AGGA	EA Astoria Beacon Dynamic Core US Fixed Income ETF	29,407	$742,144
EFAX	State Street(R) SPDR(R) MSCI EAFE Fossil Fuel Reserves Free ETF	13,872	$656,977
GQQQ	Astoria US Quality Growth Kings ETF	22,153	$599,659
SPTI	State Street(R) SPDR(R) Portfolio Intermediate Term Treasury ETF	20,577	$592,000
DMBS	DoubleLine Mortgage ETF	10,086	$494,920
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

31 tracked positions · $550,110,799 total · filing declares 31 positions · $550,651,337 · as of Sep 30, 2025

All sectors Basic Materials

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
SCHP	Schwab U.S. TIPS ETF	Added	3,088,558	+66,563	$83,236,638	+3.2%	23+	before history	15.13%
BNDX	Vanguard Total International Bond ETF	Added	1,677,297	+72,278	$82,959,109	+4.4%	23+	before history	15.08%
MBB	iShares MBS ETF	Added	796,082	+57,954	$75,747,202	+9.3%	15	unpriced	13.77%
USIG	iShares Broad USD Investment Grade Corporate Bond ETF	Added	1,407,927	+15,501	$73,521,947	+2.6%	15	unpriced	13.36%
VOO	VANGUARD 500 INDEX FUND	Added	45,017	+2,276	$27,567,510	+13.5%	23+	before history	5.01%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	79,427	+13	$26,065,558	+8.0%	23+	before history	4.74%
STIP	iShares 0-5 Year TIPS Bond ETF	Added	222,335	+2,850	$22,980,545	+1.7%	23+	before history	4.18%
MTUM	iShares MSCI USA Momentum Factor ETF	Reduced	88,088	-3,689	$22,590,167	+2.4%	23+	before history	4.11%
		Added	395,140	+9,583	$21,673,429	+10.4%	23+	before history	3.94%
MGC	VANGUARD MORNINGSTAR MEGA CAP INDEX FUND	Reduced	63,370	-2,840	$15,467,983	+3.9%	23+	before history	2.81%
SCHX	Schwab U.S. Large-Cap ETF	Reduced	495,277	-11,961	$13,045,596	+5.2%	23+	before history	2.37%
VTC	VANGUARD TOTAL CORPORATE BOND ETF	Added	146,989	+3,338	$11,520,997	+3.7%	12	$75.19	2.09%
VMBS	VANGUARD MORTGAGE-BACKED SECURITIES INDEX FUND	Reduced	240,360	-758	$11,287,305	+1.0%	12	$45.32	2.05%
DFIP	Dimensional Inflation-Protected Securities Portfolio ETF	Added	194,181	+23,692	$8,200,263	+15.0%	12	$41.07	1.49%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Reduced	173,336	-3,305	$7,417,047	+3.7%	23+	before history	1.35%
SCHH	Schwab U.S. REIT ETF	Reduced	322,193	-11,708	$6,949,703	−1.6%	23+	before history	1.26%
VUG	VANGUARD GROWTH INDEX FUND	Reduced	13,476	-8	$6,463,224	+9.3%	23+	before history	1.17%
VEA	Vanguard FTSE Developed Markets ETF	Reduced	94,692	-1,585	$5,673,944	+3.4%	23+	before history	1.03%
VB	Vanguard Index Funds	Reduced	20,143	-430	$5,121,962	+5.1%	23+	before history	0.93%
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	Added	61,463	+462	$3,330,065	+10.4%	23+	before history	0.61%
VO	VANGUARD MID-CAP INDEX FUND	Reduced	10,684	-258	$3,138,318	+2.5%	3	unpriced	0.57%
ESGU	iShares ESG Aware MSCI USA ETF	Added	20,227	+1,833	$2,945,051	+18.3%	5	unpriced	0.54%
VNQ	VANGUARD REAL ESTATE INDEX FUND	Reduced	29,990	-1,107	$2,741,685	−1.0%	23+	before history	0.50%
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES INDEX FUND	Reduced	44,307	-2,364	$2,243,263	−4.4%	23+	before history	0.41%
VTV	VANGUARD VALUE INDEX FUND	Added	10,664	+209	$1,988,729	+7.6%	23+	before history	0.36%
BNDW	Vanguard Scottsdale Funds	Added	28,004	+4,817	$1,950,758	+21.3%	12	$68.57	0.35%
CBT	Cabot Corp Basic Materials	Reduced	24,979	-314	$1,899,652	+0.1%	14	$68.45	0.35%
ESGD	iShares ESG Aware MSCI EAFE ETF	Reduced	10,770	-393	$1,001,394	+0.5%	5	unpriced	0.18%
DFAT	Dimensional U.S. Targeted Value ETF	Reduced	15,818	-789	$920,765	+2.8%	18	unpriced	0.17%
DFAI	Dimensional International Core Equity Market ETF	Held	12,682	0	$460,990	+5.1%	7	$28.97	0.08%
ESGE	iShares Trust	Added	12,445	+1,172	$0	—	2	unpriced	0.00%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.