ERn Financial, LLC

CIK

1768302

Location

MIDDLETON, WI

Portfolio Value

Micro $35,594,496

Diversification

Diversified

Filing Date

Global Rank

#7,245 / 8,605 ▲ 44 · as of Mar 2026

Top Industry

Consumer Electronics 18.1%

3Y Alpha vs SPY

-5.0%

Period ended 3 months ago

Filed Apr 24, 2026 · 3mo

25 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+55.8%

SPY

+76.5%

Annualised alpha

-4.9%

Max drawdown

−20.9%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

55 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

15.8%

+3.3 pts

Top 5

36.8%

+0.1 pts

Top 10

52.9%

−1.2 pts

HHI

484

Diversified+53

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	45.3%	$16,111,129	16
Unclassified	12.4%	$4,405,417	3
Financial Services	10.3%	$3,675,310	9
Consumer Cyclical	7.9%	$2,828,856	5
Communication Services	6.8%	$2,408,482	4
Healthcare	4.7%	$1,684,452	6
Consumer Defensive	4.6%	$1,635,951	5
Energy	3.8%	$1,355,240	2
Industrials	3.6%	$1,273,557	4
Utilities	0.6%	$216,102	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

19 positions

Ticker	Company	Δ Shares	Shares	Value
AAPL	Apple Inc.	+4,713	22,220	$5,639,213
NFLX	Netflix Inc	+252	4,797	$461,231
ANET	Arista Networks, Inc.	+138	4,782	$587,133
AVGO	Broadcom Inc.	+136	2,022	$625,829
F	Ford Motor Co	+86	38,890	$448,790
GOOGL	Alphabet Inc.	+81	2,956	$850,027
PLTR	Palantir Technologies Inc.	+68	1,461	$213,715
PM	Philip Morris International Inc.	+63	2,077	$343,411
MO	Altria Group, Inc.	+58	4,665	$307,843
V	Visa Inc.	+45	1,321	$399,259
ORCL	Oracle Corp	+32	7,110	$1,045,952
MSFT	Microsoft Corp	+28	4,721	$1,747,572
VZ	Verizon Communications Inc	+16	5,320	$267,064
SHOP	Shopify Inc.	+14	3,304	$391,920
MGEE	Mge Energy Inc	+11	2,796	$216,102
HD	Home Depot, Inc.	+10	718	$236,143
JPM	Jpmorgan Chase & Co	+7	1,556	$457,712
IBM	International Business Machines Corp	+5	1,208	$292,807
FIS	Fidelity National Information Services, Inc.	+2	4,547	$213,299
No positions match the current search.

Trimmed

Positions the filer reduced

22 positions

Ticker	Company	Δ Shares	Shares	Value
IAU	Ishares Gold Trust	−2,195	15,478	$1,364,540
AMZN	Amazon Com Inc	−606	4,545	$946,587
NVDA	Nvidia Corp	−77	14,650	$2,554,960
BAC	Bank Of America Corp /De/	−67	4,656	$226,980
TSLA	Tesla, Inc.	−57	2,501	$929,746
XOM	Exxon Mobil Corp	−56	6,138	$1,041,373
BA	Boeing Co	−40	1,636	$325,613
SPY	Spdr S&P 500 ETF Trust	−36	2,071	$1,346,854
QQQ	Invesco Qqq Trust, Series 1	−25	2,935	$1,694,023
META	Meta Platforms, Inc.	−24	1,451	$830,160
BRK-B	Berkshire Hathaway Inc	−24	1,564	$749,468
COST	Costco Wholesale Corp /New	−22	440	$438,429
WMT	Walmart Inc.	−19	3,953	$491,278
ASML	Asml Holding NV	−18	250	$330,207
ABBV	AbbVie Inc.	−16	1,463	$318,187
MA	Mastercard Inc	−15	542	$270,815
LLY	ELI LILLY & Co	−10	598	$550,022
CVX	Chevron Corp	−10	1,517	$313,867
MCD	Mcdonalds Corp	−10	861	$267,590
SYK	Stryker Corp	−6	947	$311,174
FICO	Fair Isaac Corp	−3	1,364	$1,456,124
APH	Amphenol Corp /De/	−2	1,707	$215,679
No positions match the current search.

New Positions

Positions the filer opened this quarter

4 positions

Ticker	Company	Shares	Value
AMAT	Applied Materials Inc /De	648	$221,479
WFC	Wells Fargo & Company/Mn	2,582	$205,553
JNJ	Johnson & Johnson	831	$203,129
RTX	RTX Corp	1,042	$201,001
No positions match the current search.

Sold Out

Positions the filer fully exited

2 positions

Ticker	Company	Shares	Value
EXAS	EXACT SCIENCES CORP	6,479	$658,007
CRM	Salesforce, Inc.	948	$251,134
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

55 positions · $35,594,496 total · as of Mar 31, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 55 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Added	22,220	+4,713	$5,639,213	+18.5%	15.84%
NVDA	Nvidia Corp Technology	Reduced	14,650	-77	$2,554,960	−7.0%	7.18%
MSFT	Microsoft Corp Technology	Added	4,721	+28	$1,747,572	−23.0%	4.91%
QQQ	Invesco Qqq Trust, Series 1	Reduced	2,935	-25	$1,694,023	−6.8%	4.76%
FICO	Fair Isaac Corp Technology	Reduced	1,364	-3	$1,456,124	−37.0%	4.09%
IAU	Ishares Gold Trust	Reduced	15,478	-2,195	$1,364,540	−4.9%	3.83%
SPY	Spdr S&P 500 ETF Trust	Reduced	2,071	-36	$1,346,854	−6.3%	3.78%
ORCL	Oracle Corp Technology	Added	7,110	+32	$1,045,952	−24.2%	2.94%
XOM	Exxon Mobil Corp Energy	Reduced	6,138	-56	$1,041,373	+39.7%	2.93%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	4,545	-606	$946,587	−20.4%	2.66%
TSLA	Tesla, Inc. Consumer Cyclical	Reduced	2,501	-57	$929,746	−19.2%	2.61%
CACC	Credit Acceptance Corp Financial Services	Held	2,100	0	$889,266	−4.5%	2.50%
GOOGL	Alphabet Inc. Communication Services	Added	2,956	+81	$850,027	−5.5%	2.39%
META	Meta Platforms, Inc. Communication Services	Reduced	1,451	-24	$830,160	−14.7%	2.33%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	1,564	-24	$749,468	−6.1%	2.11%
AVGO	Broadcom Inc. Technology	Added	2,022	+136	$625,829	−4.1%	1.76%
ANET	Arista Networks, Inc. Technology	Added	4,782	+138	$587,133	−3.5%	1.65%
LLY	ELI LILLY & Co Healthcare	Reduced	598	-10	$550,022	−15.8%	1.55%
WMT	Walmart Inc. Consumer Defensive	Reduced	3,953	-19	$491,278	+11.0%	1.38%
NFLX	Netflix Inc Communication Services	Added	4,797	+252	$461,231	+8.2%	1.30%
JPM	Jpmorgan Chase & Co Financial Services	Added	1,556	+7	$457,712	−8.3%	1.29%
F	Ford Motor Co Consumer Cyclical	Added	38,890	+86	$448,790	−11.8%	1.26%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	440	-22	$438,429	+10.0%	1.23%
GD	General Dynamics Corp Industrials	Held	1,276	0	$437,948	+1.9%	1.23%
V	Visa Inc. Financial Services	Added	1,321	+45	$399,259	−10.8%	1.12%
SHOP	Shopify Inc. Technology	Added	3,304	+14	$391,920	−26.0%	1.10%
PM	Philip Morris International Inc. Consumer Defensive	Added	2,077	+63	$343,411	+6.3%	0.96%
ASML	Asml Holding NV Technology	Reduced	250	-18	$330,207	+15.2%	0.93%
BA	Boeing Co Industrials	Reduced	1,636	-40	$325,613	−10.5%	0.91%
ABBV	AbbVie Inc. Healthcare	Reduced	1,463	-16	$318,187	−5.8%	0.89%
CVX	Chevron Corp Energy	Reduced	1,517	-10	$313,867	+34.9%	0.88%
SYK	Stryker Corp Healthcare	Reduced	947	-6	$311,174	−7.1%	0.87%
ROK	Rockwell Automation, Inc Industrials	Held	861	0	$308,995	−7.8%	0.87%
MO	Altria Group, Inc. Consumer Defensive	Added	4,665	+58	$307,843	+15.9%	0.86%
MU	Micron Technology Inc Technology	Held	889	0	$300,339	+18.4%	0.84%
IBM	International Business Machines Corp Technology	Added	1,208	+5	$292,807	−17.8%	0.82%
CSCO	Cisco Systems, Inc. Technology	Held	3,543	0	$274,901	+0.7%	0.77%
MA	Mastercard Inc Financial Services	Reduced	542	-15	$270,815	−14.8%	0.76%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	861	-10	$267,590	+0.5%	0.75%
VZ	Verizon Communications Inc Communication Services	Added	5,320	+16	$267,064	+23.6%	0.75%
FBIZ	First Business Financial Services, Inc. Financial Services	Held	4,615	0	$248,886	−0.7%	0.70%
HD	Home Depot, Inc. Consumer Cyclical	Added	718	+10	$236,143	−3.1%	0.66%
MCK	Mckesson Corp Healthcare	Held	271	0	$234,512	+5.5%	0.66%
BMO	Bank Of Montreal /Can/ Financial Services	Held	1,680	0	$227,371	+4.3%	0.64%
BAC	Bank Of America Corp /De/ Financial Services	Reduced	4,656	-67	$226,980	−12.6%	0.64%
AMAT	Applied Materials Inc /De Technology	NEW	648	NEW	$221,479	NEW	0.62%
MGEE	Mge Energy Inc Utilities	Added	2,796	+11	$216,102	−1.1%	0.61%
APH	Amphenol Corp /De/ Technology	Reduced	1,707	-2	$215,679	−6.6%	0.61%
PLTR	Palantir Technologies Inc. Technology	Added	1,461	+68	$213,715	−13.7%	0.60%
FIS	Fidelity National Information Services, Inc. Technology	Added	4,547	+2	$213,299	−29.4%	0.60%