First Citizens Financial Corp

CIK

1800597

Location

MASON CITY, IA

Portfolio Value

Micro $67,164,476

Diversification

Diversified

Filing Date

Global Rank

#202 / 295 ▲ 6379

Top Industry

Drug Manufacturers - General 10.7%

3Y Alpha vs SPY

+2.7%

Period ended 9 days ago

Filed Jul 7, 2026 · 2d

25 quarters · since Mar 2020

Clone Performance

Jul 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+87.8%

SPY

+76.0%

Annualised alpha

+2.6%

Max drawdown

−17.8%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

68 positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

9.4%

+0.2 pts

Top 5

31.1%

−1.0 pts

Top 10

50.7%

+0.4 pts

HHI

359

Diversified+0

Portfolio Trend

25 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Financial Services	25.4%	$17,088,834	14
Technology	25.1%	$16,824,847	11
Industrials	14.5%	$9,705,826	9
Healthcare	10.8%	$7,225,449	8
Consumer Cyclical	7.4%	$4,942,852	6
Unclassified	6.1%	$4,083,946	3
Consumer Defensive	3.9%	$2,588,580	7
Basic Materials	2.4%	$1,631,328	2
Communication Services	2.2%	$1,479,330	2
Utilities	1.7%	$1,120,995	4
Energy	0.7%	$472,489	2

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

11 positions

Ticker	Company	Δ Shares	Shares	Value
NVDA	Nvidia Corp	+309	10,324	$2,065,729
NEE	Nextera Energy Inc	+283	3,463	$303,947
GILD	Gilead Sciences, Inc.	+169	1,850	$233,729
MTB	M&T Bank Corp	+166	1,233	$293,466
AAPL	Apple Inc.	+79	21,803	$6,308,916
JNJ	Johnson & Johnson	+70	7,380	$1,874,298
ORCL	Oracle Corp	+34	2,959	$433,641
ADI	Analog Devices Inc	+12	965	$383,269
LOW	Lowes Companies Inc	+4	4,293	$946,563
PWR	Quanta Services, Inc.	+2	369	$265,694
L	Loews Corp	+1	2,501	$283,138
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
CMI	Cummins Inc	−1,174	4,566	$3,256,516
MS	Morgan Stanley	−878	9,378	$1,960,377
CAT	Caterpillar Inc	−675	2,992	$3,186,180
SO	Southern Co	−475	2,315	$221,568
STLD	Steel Dynamics Inc	−400	5,800	$1,330,868
WFC	Wells Fargo & Company/Mn	−363	5,381	$444,685
ABBV	AbbVie Inc.	−315	5,199	$1,308,276
JPM	Jpmorgan Chase & Co	−305	9,571	$3,132,875
MSFT	Microsoft Corp	−285	7,806	$2,911,794
BRK-B	Berkshire Hathaway Inc	−256	9,750	$4,878,802
GS	Goldman Sachs Group Inc	−203	1,923	$1,944,864
DE	Deere & Co	−150	905	$574,068
MCD	Mcdonalds Corp	−141	3,116	$842,285
LLY	ELI LILLY & Co	−133	2,295	$2,752,692
KMI	Kinder Morgan, Inc.	−118	8,267	$264,295
PG	PROCTER & GAMBLE Co	−118	3,825	$560,898
COF	Capital One Financial Corp	−87	1,694	$339,850
META	Meta Platforms, Inc.	−80	1,030	$580,188
V	Visa Inc.	−60	3,555	$1,219,684
GOOGL	Alphabet Inc.	−60	2,516	$899,142
AMZN	Amazon Com Inc	−45	3,795	$904,500
MLM	Martin Marietta Materials Inc	−37	521	$300,460
GLW	Corning Inc /Ny	−35	9,142	$2,335,141
RTX	RTX Corp	−34	3,531	$669,936
CASY	Caseys General Stores Inc	−17	389	$309,173
No positions match the current search.

New Positions

Positions the filer opened this quarter

6 positions

Ticker	Company	Shares	Value
AMD	Advanced Micro Devices Inc	474	$275,351
URI	United Rentals, Inc.	226	$256,033
MU	Micron Technology Inc	192	$221,623
PANW	Palo Alto Networks Inc	633	$215,865
UNH	Unitedhealth Group Inc	513	$213,218
TSLA	Tesla, Inc.	502	$211,141
No positions match the current search.

Sold Out

Positions the filer fully exited

3 positions

Ticker	Company	Shares	Value
HON	Honeywell International Inc	2,258	$535,265
HCA	HCA Healthcare, Inc.	535	$253,183
MDT	Medtronic plc	2,649	$229,535
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

68 positions · $67,164,476 total · as of Jun 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Technology Utilities

Showing 1–50 of 68 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Added	21,803	+79	$6,308,916	+14.4%	9.39%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	9,750	-256	$4,878,802	+1.8%	7.26%
CMI	Cummins Inc Industrials	Reduced	4,566	-1,174	$3,256,516	+5.4%	4.85%
QQQ	Invesco Qqq Trust, Series 1	Held	4,416	0	$3,251,942	+27.6%	4.84%
CAT	Caterpillar Inc Industrials	Reduced	2,992	-675	$3,186,180	+22.6%	4.74%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	9,571	-305	$3,132,875	+7.8%	4.66%
MSFT	Microsoft Corp Technology	Reduced	7,806	-285	$2,911,794	−2.8%	4.34%
LLY	ELI LILLY & Co Healthcare	Reduced	2,295	-133	$2,752,692	+23.3%	4.10%
GLW	Corning Inc /Ny Technology	Reduced	9,142	-35	$2,335,141	+87.1%	3.48%
NVDA	Nvidia Corp Technology	Added	10,324	+309	$2,065,729	+18.3%	3.08%
MS	Morgan Stanley Financial Services	Reduced	9,378	-878	$1,960,377	+16.1%	2.92%
GS	Goldman Sachs Group Inc Financial Services	Reduced	1,923	-203	$1,944,864	+8.1%	2.90%
JNJ	Johnson & Johnson Healthcare	Added	7,380	+70	$1,874,298	+4.9%	2.79%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	4,903	-4	$1,729,190	+7.1%	2.57%
STLD	Steel Dynamics Inc Basic Materials	Reduced	5,800	-400	$1,330,868	+19.3%	1.98%
ABBV	AbbVie Inc. Healthcare	Reduced	5,199	-315	$1,308,276	+9.1%	1.95%
V	Visa Inc. Financial Services	Reduced	3,555	-60	$1,219,684	+11.6%	1.82%
CSCO	Cisco Systems, Inc. Technology	Held	10,353	0	$1,216,063	+51.4%	1.81%
LOW	Lowes Companies Inc Consumer Cyclical	Added	4,293	+4	$946,563	−6.6%	1.41%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	3,795	-45	$904,500	+13.1%	1.35%
GOOGL	Alphabet Inc. Communication Services	Reduced	2,516	-60	$899,142	+21.4%	1.34%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	3,116	-141	$842,285	−16.8%	1.25%
BAC	Bank Of America Corp /De/ Financial Services	Held	13,876	0	$790,654	+16.9%	1.18%
UNP	Union Pacific Corp Industrials	Held	2,654	0	$721,888	+12.1%	1.07%
PNC	Pnc Financial Services Group, Inc. Financial Services	Held	2,850	0	$701,727	+18.3%	1.04%
RTX	RTX Corp Industrials	Reduced	3,531	-34	$669,936	−2.6%	1.00%
AFL	Aflac Inc Financial Services	Held	5,450	0	$639,012	+6.9%	0.95%
MRK	Merck & Co., Inc. Healthcare	Held	4,715	0	$605,877	+6.8%	0.90%
META	Meta Platforms, Inc. Communication Services	Reduced	1,030	-80	$580,188	−8.6%	0.86%
DE	Deere & Co Industrials	Reduced	905	-150	$574,068	−3.4%	0.85%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	3,825	-118	$560,898	−1.5%	0.84%
KO	Coca Cola Co Consumer Defensive	Held	6,375	0	$518,096	+6.9%	0.77%
TT	Trane Technologies plc Industrials	Reduced	1,002	-10	$492,142	+16.7%	0.73%
AVGO	Broadcom Inc. Technology	Reduced	1,211	-1	$457,455	+21.9%	0.68%
WFC	Wells Fargo & Company/Mn Financial Services	Reduced	5,381	-363	$444,685	−2.8%	0.66%
ORCL	Oracle Corp Technology	Added	2,959	+34	$433,641	+0.8%	0.65%
SPY	Spdr S&P 500 ETF Trust	Held	572	0	$427,152	+14.8%	0.64%
DIA	Spdr Dow Jones Industrial Average ETF Trust	Held	775	0	$404,852	+12.8%	0.60%
PM	Philip Morris International Inc. Consumer Defensive	Held	2,139	0	$386,966	+9.4%	0.58%
ADI	Analog Devices Inc Technology	Added	965	+12	$383,269	+26.4%	0.57%
COST	Costco Wholesale Corp /New Consumer Defensive	Held	401	0	$375,123	−6.1%	0.56%
PFG	Principal Financial Group Inc Financial Services	Reduced	3,388	-16	$365,158	+19.0%	0.54%
DUK	Duke Energy CORP Utilities	Held	2,789	0	$353,031	−3.3%	0.53%
COF	Capital One Financial Corp Financial Services	Reduced	1,694	-87	$339,850	+4.6%	0.51%
CASY	Caseys General Stores Inc Consumer Cyclical	Reduced	389	-17	$309,173	+4.6%	0.46%
NEE	Nextera Energy Inc Utilities	Added	3,463	+283	$303,947	+2.9%	0.45%
MLM	Martin Marietta Materials Inc Basic Materials	Reduced	521	-37	$300,460	−8.5%	0.45%
KR	Kroger Co Consumer Defensive	Held	5,367	0	$298,029	−23.3%	0.44%
MTB	M&T Bank Corp Financial Services	Added	1,233	+166	$293,466	+33.0%	0.44%
ETN	Eaton Corp plc Industrials	Held	665	0	$283,369	+19.1%	0.42%