Skip to main content
COF logo

COF

Capital One Financial Corp
$191.95 -10.94 (-5.39%) At close · Jul 8
Market Cap
$124.52B
Shares
622,292,783

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$191.95 Open$200.97 Day$191.38–201.00 52W$174.24–258.65 Avg vol 30d4.8M Short int11.0M · 1.8% float · 2.2d Short vol32% Last earningsApr 21, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 7
Equibles Rating blended score · not investment advice
Overall
Sell
SellHoldBuy
Technical Neutral Momentum Weak Sentiment Bearish Fundamentals Weak Quant / Vol Moderate
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −8%
below
Price vs 50-day avg +0%
above
RSI (14) 45
neutral
MACD trend Negative
52-week position 21%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Weak
1-month return +6%
trailing
6-month return −17%
trailing
YTD return −21%
this year
Relative strength −24%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $191 › 200d $208 — 200d above 50d
Institutional flow Distributing
112 of 2,068 funds reported for Jun 30 · net -238.5K sh shares · +7 new
Insider flow Distributing
Net -$1.9M over 90 days · 100% sells
Short interest Rising
1.76% of float · ▲ +2.6% MoM · 2.2 days cover
Volume signal Reversal watch
High volume on a down day — possible exhaustion
Institution breadth Steady
2,068 holders — mid 3-yr range
Squeeze score 53
elevated · 0–100
Fundamentals
Weak
Revenue growth +37%
Y/Y
EPS growth −65%
Y/Y
Free cash flow $26.1B
Valuation P/E 51.1
rich
Balance sheet $31.4B
net debt
Quant / Vol
risk profile
Moderate
Volatility 32%
annualized · 1-yr
Max drawdown −31%
past year
ATR 3.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
Next earnings call
Jul 21, 2026 Est · unconfirmed · in 2 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Technicals

      trend & momentum for long-term holders Neutral
      2 · 4 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      −8% Bearish
      Price vs 50-day avg
      +0% Bullish
      RSI (14)
      45 Neutral
      MACD trend
      Negative Bearish
      52-week position
      21% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Bearish · 3 of 6
      Trend (MA cross) No cross
      50d $191 › 200d $208 — 200d above 50d
      Institutional flow Distributing
      112 of 2,068 funds reported for Jun 30 · net -238.5K sh shares · +7 new
      Insider flow Distributing
      Net -$1.9M over 90 days · 100% sells
      Short interest Rising
      1.76% of float · ▲ +2.6% MoM · 2.2 days cover
      Volume signal Reversal watch
      High volume on a down day — possible exhaustion
      Institution breadth Steady
      2,068 holders — mid 3-yr range
      Price context
      position in its 52-week range
      52-wk low $174 Now $192 · 21% 52-wk high $259
      vs 200-day avg -8% vs 50-day avg +0%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted efficiency ratio non-GAAP 49.71% the first quarter of 2026
      Adjusted operating efficiency ratio non-GAAP 39.88% the first quarter of 2026
      Common equity Tier 1 capital ratio under Basel III Standardized Approach 14.4% as of March 31, 2026
      Efficiency ratio 55.57% the first quarter of 2026
      Net interest margin 7.87% the first quarter of 2026
      Operating efficiency ratio 45.74% the first quarter of 2026
      Pre-provision earnings non-GAAP $6.8B the first quarter of 2026
      Provision for credit losses $4.1B the first quarter of 2026

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Credit Services — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      COF
      Capital One Financial Corp
      this stock
      $124.52B -20.5% +36.6% 51.1 1.8%
      V
      Visa Inc.
      $624.59B -0.7% +12.3% 1.2%
      MA
      Mastercard Inc
      $462.29B -8.8% +16.4% 30.3 0.8%
      AXP
      American Express Co
      $236.58B -8.9% +13.4% 21.6 1.8%
      PYPL
      PayPal Holdings, Inc.
      $39.98B -23.5% +8.2% 8.5 6.2%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Reducing
      Holders
      2,068
      % held
      84.8%
      Reported
      112 of 2,068
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      1,044
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      11.0M
      Days to cover
      2.2d
      Change
      +279.2K sh
      View
      Short Volume
      Short vol %
      32%
      As of
      Jul 9, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      30
      Value
      $5.3K
      As of
      Jun 11, 2026
      View
      Off-Exchange
      Off-exchange %
      41.0%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.9M
      Buyers / Sellers
      0 / 3
      Buyers Sellers
      View
      Congressional Trades Sell
      Member
      Gilbert Cisneros
      Amount
      $1.0K–$15.0K
      Traded
      Feb 10, 2026
      View
      Financials
      Financials
      Revenue (FY)
      $53.4B
      Net income (FY)
      $2.5B
      EPS diluted
      $4.03
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jun 15, 2026
      This year
      20
      View
      Proposed Sales
      Value
      $728.0K
      Shares
      3.5K
      Filed
      Jul 7, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Apr 21, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      COF -4.3% +6.4% -16.7% -4.3% -20.5%
      SPY -0.2% +0.8% +7.4% -0.2% +9.3%
      vs SPY -4.1% +5.6% -24.2% -4.1% -29.8%

      Capital returns

      Latest dividend
      $0.80 / share · ex May 19, 2026
      Raised 33.3%
      Paid (TTM)
      $3.00 / share · 4 payouts
      Dividend yield (TTM, derived)
      1.56%

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 927628 CUSIP 14040H105 13F (30d) 146 filings 113 filers Visit website Investor relations