Fee-Only Financial Planning, L.C.
Clone Performance
Aug 2023–Aug 2026 · vs SPYHypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.
Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 13 quarters. Past performance does not predict future results.
Portfolio Concentration
20 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026Portfolio Trend
Sector Breakdown
As of Jun 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Financial Services | 22.8% | $2,666,213 |
| Consumer Defensive | 21.1% | $2,471,783 |
| Technology | 13.1% | $1,531,022 |
| Utilities | 12.5% | $1,459,514 |
| Industrials | 10.7% | $1,254,381 |
| Communication Services | 6.8% | $790,436 |
| Energy | 6.0% | $707,115 |
| Consumer Cyclical | 2.7% | $319,593 |
| Healthcare | 2.3% | $266,668 |
| Unclassified | 2.0% | $231,966 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| TFC | Truist Financial Corp | +762 | 14,268 | $710,831 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| SO | Southern Co | −350 | 5,518 | $528,127 | |
| AAPL | Apple Inc. | −130 | 2,777 | $803,552 | |
| D | Dominion Energy, Inc | −100 | 4,285 | $292,622 | |
| AEP | American Electric Power Co Inc | −100 | 4,669 | $638,765 | |
| XOM | ExxonMobil Holdings Corp | −91 | 5,172 | $707,115 | |
| GE | General Electric Co | −50 | 1,512 | $565,079 | |
| GEV | GE Vernova Inc. | −20 | 414 | $486,392 | |
| No positions match the current search. | |||||
Sold Out
Positions the filer fully exited| Ticker | Company | Shares | Value | Open |
|---|---|---|---|---|
| VB | Vanguard Morningstar Small-Cap ETF | 42,989 | $11,259,678 | |
| VEU | Vanguard FTSE All-World Ex-US ETF | 100,181 | $7,523,593 | |
| VXF | Vanguard Extended Market ETF | 10,520 | $2,165,016 | |
| VEA | Vanguard FTSE Developed Markets ETF | 20,194 | $1,294,031 | |
| CMCSA | Comcast Corp | 7,969 | $228,789 | |
| ED | Consolidated Edison Inc | 1,847 | $209,043 | |
| VXUS | Vanguard Total International Stock ETF | 2,631 | $202,876 | |
| No positions match the current search. | ||||
| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| BAC |
Bank Of America Corp /De/
Financial Services
|
Held | 34,317 | $1,955,382 | 16.71% | |
| PM |
Philip Morris International Inc.
Consumer Defensive
|
Held | 7,666 | $1,386,856 | 11.85% | |
| AAPL |
Apple Inc.
Technology
|
Reduced | 2,777 | $803,552 | 6.87% | |
| MO |
Altria Group, Inc.
Consumer Defensive
|
Held | 10,303 | $741,300 | 6.34% | |
| TFC |
Truist Financial Corp
Financial Services
|
Added | 14,268 | $710,831 | 6.08% | |
| XOM |
ExxonMobil Holdings Corp
Energy
|
Reduced | 5,172 | $707,115 | 6.04% | |
| AEP |
American Electric Power Co Inc
Utilities
|
Reduced | 4,669 | $638,765 | 5.46% | |
| GE |
General Electric Co
Industrials
|
Reduced | 1,512 | $565,079 | 4.83% | |
| SO |
Southern Co
Utilities
|
Reduced | 5,518 | $528,127 | 4.51% | |
| T |
At&T Inc.
Communication Services
|
Held | 25,377 | $525,303 | 4.49% | |
| GEV |
GE Vernova Inc.
Industrials
|
Reduced | 414 | $486,392 | 4.16% | |
| MSFT |
Microsoft Corp
Technology
|
Held | 1,178 | $439,417 | 3.76% | |
| MDLZ |
Mondelez International, Inc.
Consumer Defensive
|
Held | 5,941 | $343,627 | 2.94% | |
| AZO |
Autozone Inc
Consumer Cyclical
|
Held | 100 | $319,593 | 2.73% | |
| D |
Dominion Energy, Inc
Utilities
|
Reduced | 4,285 | $292,622 | 2.50% | |
| ADBE |
Adobe Inc.
Technology
|
Held | 1,405 | $288,053 | 2.46% | |
| JNJ |
Johnson & Johnson
Healthcare
|
Held | 1,050 | $266,668 | 2.28% | |
| WBD |
Warner Bros. Discovery, Inc.
Communication Services
|
Held | 9,945 | $265,133 | 2.27% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
NEW | 315 | $231,966 | 1.98% | |
| NSC |
Norfolk Southern Corp
Industrials
|
NEW | 645 | $202,910 | 1.73% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.