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TFC

Truist Financial Corp
$49.69 -1.67 (-3.25%) At close · Jul 8
Market Cap
$64.00B
Shares
1,245,879,275

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$49.69 Open$50.65 Day$49.37–50.74 52W$39.91–55.64 Avg vol 30d9.9M Short int35.9M · 2.9% float · 3.3d Short vol68% Last earningsApr 17, 2026 DataJan 2020–Jul 2026 Filing10-Q · May 1
Equibles Rating blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Low
Market backdrop VIX 16.9 · calm Equity put/call 0.86
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +3%
above
Price vs 50-day avg +1%
above
RSI (14) 49
neutral
MACD trend Positive
52-week position 62%
mid-range
Momentum
relative strength
Weak
1-month return +2%
trailing
6-month return +1%
trailing
YTD return +2%
this year
Relative strength −6%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $49 › 200d $48 — 50d above 200d
Institutional flow Accumulating
85 of 1,646 funds reported for Jun 30 · net +1.8M sh shares · +5 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
2.88% of float · ▲ +5.7% MoM · 3.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
1,646 holders — near 3-yr high, broad support
Squeeze score 55
elevated · 0–100
Fundamentals
Excellent
EPS growth +14%
Y/Y
Free cash flow $5.2B
Valuation P/E 12.7
below peers
Buyback $8.9B
remaining
Balance sheet $21.7B
net debt
Quant / Vol
risk profile
Low
Volatility 24%
annualized · 1-yr
Max drawdown −21%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Up next
Next earnings call
Jul 18, 2026 Est · unconfirmed · in 1 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 1, 2026
AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Guidance & track record
      Latest guidance · from the Earnings Call filed Dec 31, 2025
      Return on tangible common equity · 2027 Initiated 15%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 3 · 3
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +3% Bullish
      Price vs 50-day avg
      +1% Bullish
      RSI (14)
      49 Neutral
      MACD trend
      Positive Bullish
      52-week position
      62% Neutral
      Market signals — smart money & positioning
      Bullish · 2 of 6
      Trend (MA cross) No cross
      50d $49 › 200d $48 — 50d above 200d
      Institutional flow Accumulating
      85 of 1,646 funds reported for Jun 30 · net +1.8M sh shares · +5 new
      Insider flow Flat
      No net insider activity over 90 days
      Short interest Rising
      2.88% of float · ▲ +5.7% MoM · 3.3 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      1,646 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $40 Now $50 · 62% 52-wk high $56
      vs 200-day avg +3% vs 50-day avg +1%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Common share repurchases $1.1B 1Q26
      Dividend payout ratio 47% 1Q26
      End of period deposits $404.1B 1Q26
      End of period loans and leases HFI $329.2B 1Q26
      Total payout ratio 129% 1Q26
      average interest-bearing deposit costs 2.09% first quarter 2026 call
      average total deposit costs 1.55% first quarter 2026 call
      digital share of new-to-bank clients 45% first quarter 2026 call
      interest-bearing deposit beta 46% first quarter 2026 call
      net interest margin non-GAAP 3.02% first quarter 2026 call
      operating leverage 250 first quarter 2026 call
      return on tangible common equity non-GAAP 13.8% first quarter 2026 call
      total deposit beta 31% first quarter 2026 call

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Banks - Regional — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      TFC
      Truist Financial Corp
      this stock
      $64.00B +2.0% 12.7 2.9%
      HDB
      Hdfc Bank Ltd
      $136.15B -28.4% +15.2% 0.3%
      MFG
      Mizuho Financial Group Inc
      $125.84B +39.8% 0.1%
      IBN
      Icici Bank Ltd
      $104.44B -3.2% 0.7%
      PNC
      Pnc Financial Services Group, Inc.
      $100.76B +19.0% +7.2% 14.6 1.9%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      1,646
      % held
      73.8%
      Reported
      85 of 1,646
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      791
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      35.9M
      Days to cover
      3.3d
      Change
      +1.9M sh
      View
      Short Volume
      Short vol %
      68%
      As of
      Jul 9, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      87.5K
      Value
      $4.3M
      As of
      Jun 8, 2026
      View
      Off-Exchange
      Off-exchange %
      33.0%
      Week of
      Jun 15, 2026
      Off-exch Lit
      View
      Smart Money
      Congressional Trades Sell
      Member
      Lloyd K. Smucker
      Amount
      $1.0K–$15.0K
      Traded
      Apr 17, 2026
      View
      Financials
      Financials
      EPS diluted
      $3.82
      View
      Buybacks
      Authorized
      $10.0B
      Remaining
      $8.9B
      Spent Remaining
      View
      Filings
      SEC Filings
      Latest
      Investor Event Transcript
      Filed
      Jun 30, 2026
      This year
      13
      View
      Proposed Sales
      Value
      $183.7K
      Shares
      3.5K
      Filed
      Feb 2, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      May 28, 2026
      View
      Investor Relations
      Upcoming events
      3
      View

      Performance

      5D 20D 120D MTD YTD
      TFC -0.3% +1.8% +1.0% -0.3% +2.0%
      SPY -0.2% +0.8% +7.4% -0.2% +9.3%
      vs SPY -0.1% +0.9% -6.4% -0.1% -7.3%

      Capital returns

      Latest dividend
      $0.52 / share · ex May 8, 2026
      Paid (TTM)
      $2.08 / share · 4 payouts
      Dividend yield (TTM, derived)
      4.19%
      Buyback program · as of Mar 31, 2026
      Authorized
      $10.00B
      Spent (derived)
      $1.10B
      Remaining
      $8.90B
      Spent Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 92230 CUSIP 89832Q109 13F (30d) 109 filings 85 filers Visit website