TFC · Truist Financial Corp
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| ALLL ratio | 1.51% | 2Q26 | — |
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| CET1 ratio | 10.9% | 2Q26 | — |
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| Common share repurchases | $1.2B | 2Q26 | — |
| Dividend payout ratio | 42% | 2Q26 | — |
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| NIM - TE non-GAAP | 2.98% | 2Q26 | — |
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| ROCE | 10.4% | 2Q26 | — |
| ROTCE non-GAAP | 15.4% | 2Q26 | — |
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| Total payout ratio | 121% | 2Q26 | — |
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| Average assets | $544.12B | 1Q26 | — |
| Average deposits | $398.92B | 1Q26 | — |
| Average loans and leases | $328.97B | 1Q26 | — |
| Average securities | $116.12B | 1Q26 | — |
| Average total earning assets | $486.35B | 1Q26 | — |
| Average total interest-bearing liabilities | $363.36B | 1Q26 | — |
| Dividend and total payout ratio | 47% | 1Q26 | — |
| Efficiency ratio | 57.9% | 1Q26 | — |
| End of period deposits | 404.1B | 1Q26 | — |
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| End of period loans and leases HFI | 329.2B | 1Q26 | — |
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| Repurchased common shares | 1.1B | 1Q26 | — |
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| Average loans and leases HFI | 324.8B | fourth quarter 2025 | — |
| Average loans HFI | 4.3B | fourth quarter 2025 | — |
| Efficiency ratio - adjusted non-GAAP | 54.9% | 4Q25 | — |
| NCO ratio | 0.57% | 4Q25 | — |
| Share repurchase authorization | 10B | fourth quarter 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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TFC
this stock
Truist Financial Corp
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$64.34B | +7.9% | +6.6% | 12.1 | 2.3% |
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MFG
Mizuho Financial Group Inc
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$132.42B | +48.5% | — | — | 0.1% |
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HDB
Hdfc Bank Ltd
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$120.05B | -36.0% | +15.2% | — | 0.5% |
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IBN
Icici Bank Ltd
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$108.39B | -0.2% | — | — | 0.5% |
|
PNC
Pnc Financial Services Group, Inc.
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$101.91B | +23.1% | +7.2% | 14.1 | 1.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| TFC | +1.4% | +1.1% | +6.0% | +2.4% | +7.9% |
| SPY | +0.4% | +4.5% | +13.8% | +3.9% | +13.9% |
| vs SPY | +1.0% | -3.3% | -7.8% | -1.5% | -6.0% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.