Penney Financial, LLC

CIK

2049857

Location

HOUSTON, TX

Portfolio Value

Micro $8,603,850

Diversification

Diversified

Filing Date

Global Rank

#8,157 / 8,517 ▼ 580

Top Industry

Consumer Electronics 29.9%

3Y Alpha vs SPY

-2.3%

Period ended 46 days ago

Filed Jul 22, 2026 · 24d

11 quarters · since Dec 2023

Clone Performance

Feb 2024–Aug 2026 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+48.7%

SPY

+55.7%

Annualised alpha

-2.2%

Max drawdown

−15.8%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends; a captured split can shorten the simulated window. It tracks 100% of reported value on average across 11 quarters. Past performance does not predict future results.

Portfolio Concentration

15 tracked positions · as of Jun 30, 2026 · Δ vs Mar 31, 2026

Top Position

29.9%

−25.5 pts

Top 5

67.3%

−20.2 pts

Top 10

87.5%

−7.9 pts

HHI

1,384

Diversified−2,066

Portfolio Trend

11 quarters · across all stocks

Sector Breakdown

As of Jun 30, 2026

Sector	% Portfolio	Value	Positions
Technology	38.0%	$3,267,179	2
Energy	25.2%	$2,170,542	4
Industrials	14.0%	$1,201,383	3
Consumer Cyclical	9.2%	$795,340	1
Communication Services	6.1%	$521,011	2
Financial Services	4.9%	$425,874	2
Consumer Defensive	2.6%	$222,521	1

Last Quarter's Activity

Export CSV

Jun 30, 2026 vs Mar 31, 2026

Added To

Positions the filer increased

2 positions

Ticker	Company	Δ Shares	Shares	Value
LNG	Cheniere Energy, Inc.	+1,496	4,221	$1,008,861
AAPL	Apple Inc.	+3	8,892	$2,572,989
No positions match the current search.

Trimmed

Positions the filer reduced

1 positions

Ticker	Company	Δ Shares	Shares	Value	Open
GVA	Granite Construction Inc	−647	2,000	$316,160
No positions match the current search.

New Positions

Positions the filer opened this quarter

3 positions

Ticker	Company	Shares	Value
V	Visa Inc.	645	$221,293
CAT	Caterpillar Inc	202	$215,109
JPM	Jpmorgan Chase & Co	625	$204,581
No positions match the current search.

Sold Out

Positions the filer fully exited

5 positions

Ticker	Company	Shares	Value
VEA	Vanguard FTSE Developed Markets ETF	343,634	$22,020,066
VB	Vanguard Morningstar Small-Cap ETF	24,416	$6,395,038
VXUS	Vanguard Total International Stock ETF	41,340	$3,187,727
FDX	Fedex Corp	1,011	$360,098
CWI	State Street SPDR MSCI ACWI ex-US ETF	6,540	$239,298
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

15 tracked positions · $8,603,850 total · as of Jun 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
AAPL	Apple Inc. Technology	Added	8,892	+3	$2,572,989	+14.1%	29.91%
LNG	Cheniere Energy, Inc. Energy	Added	4,221	+1,496	$1,008,861	+30.5%	11.73%
AMZN	Amazon Com Inc Consumer Cyclical	Held	3,337	0	$795,340	+14.4%	9.24%
CVX	Chevron Corp Energy	Held	4,349	0	$720,890	−19.9%	8.38%
MSFT	Microsoft Corp Technology	Held	1,861	0	$694,190	+0.8%	8.07%
FLY	Firefly Aerospace Inc. Industrials	Held	22,793	0	$670,114	+3.3%	7.79%
GVA	Granite Construction Inc Industrials	Reduced	2,000	-647	$316,160	−0.4%	3.67%
GOOGL	Alphabet Inc. Communication Services	Held	829	0	$296,259	+24.3%	3.44%
XOM	ExxonMobil Holdings Corp Energy	Held	1,697	0	$232,013	−19.4%	2.70%
META	Meta Platforms, Inc. Communication Services	Held	399	0	$224,752	−1.5%	2.61%
BTI	British American Tobacco p.l.c. Consumer Defensive	Held	3,603	0	$222,521	+5.6%	2.59%
V	Visa Inc. Financial Services	NEW	645	NEW	$221,293	NEW	2.57%
CAT	Caterpillar Inc Industrials	NEW	202	NEW	$215,109	NEW	2.50%
EQNR	Equinor ASA Energy	Held	6,649	0	$208,778	−25.6%	2.43%
JPM	Jpmorgan Chase & Co Financial Services	NEW	625	NEW	$204,581	NEW	2.38%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.