Willow Financial LLC

CIK

2077046

Location

ROGERS, AR

Portfolio Value

Micro $8,924,760

Diversification

Moderately concentrated

Filing Date

Global Rank

#7,808 / 8,232 ▲ 202

Top Industry

Discount Stores 46.5%

3Y Alpha vs SPY

-46.6%

Period ended 2 months ago

Filed Apr 21, 2026 · 54d

2 quarters · since Dec 2025

Clone Performance

Feb 2026–Jun 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

-5.5%

SPY

+9.1%

Annualised alpha

-46.2%

Max drawdown

−8.0%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

12 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

44.3%

+7.2 pts

Top 5

74.3%

+10.2 pts

Top 10

95.3%

+8.9 pts

HHI

2,354

Moderately concentrated+626

Portfolio Trend

2 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Consumer Defensive	44.3%	$3,955,211	1
Technology	15.5%	$1,383,271	3
Energy	14.5%	$1,290,433	1
Communication Services	9.3%	$830,679	2
Unclassified	4.7%	$418,505	2
Consumer Cyclical	4.4%	$391,755	1
Financial Services	3.8%	$337,870	1
Healthcare	3.6%	$317,036	1

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

3 positions

Ticker	Company	Δ Shares	Shares	Value
WMT	Walmart Inc.	+1,894	31,825	$3,955,211
MSFT	Microsoft Corp	+210	1,223	$452,717
AAPL	Apple Inc.	+13	1,926	$488,799
No positions match the current search.

Trimmed

Positions the filer reduced

2 positions

Ticker	Company	Δ Shares	Shares	Value
XOM	Exxon Mobil Corp	−395	7,606	$1,290,433
AXP	American Express Co	−34	1,117	$337,870
No positions match the current search.

New Positions

Positions the filer opened this quarter

5 positions

Ticker	Company	Shares	Value
NVDA	Nvidia Corp	2,533	$441,755
GOOGL	Alphabet Inc.	1,467	$421,850
NFLX	Netflix Inc	4,252	$408,829
AMZN	Amazon Com Inc	1,881	$391,755
GLD	Spdr Gold Trust	476	$204,818
No positions match the current search.

Sold Out

Positions the filer fully exited

7 positions

Ticker	Company	Shares	Value
RTX	RTX Corp	2,470	$452,998
APH	Amphenol Corp /De/	3,033	$409,879
V	Visa Inc.	1,166	$408,927
CBOE	Cboe Global Markets, Inc.	1,568	$393,568
WRB	Berkley W R Corp	5,274	$369,812
TT	Trane Technologies plc	900	$350,280
ETN	Eaton Corp plc	1,037	$330,294
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

12 positions · $8,924,760 total · as of Mar 31, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
WMT	Walmart Inc. Consumer Defensive	Added	31,825	+1,894	$3,955,211	+18.6%	44.32%
XOM	Exxon Mobil Corp Energy	Reduced	7,606	-395	$1,290,433	+34.0%	14.46%
AAPL	Apple Inc. Technology	Added	1,926	+13	$488,799	−6.0%	5.48%
MSFT	Microsoft Corp Technology	Added	1,223	+210	$452,717	−7.6%	5.07%
NVDA	Nvidia Corp Technology	NEW	2,533	NEW	$441,755	NEW	4.95%
GOOGL	Alphabet Inc. Communication Services	NEW	1,467	NEW	$421,850	NEW	4.73%
NFLX	Netflix Inc Communication Services	NEW	4,252	NEW	$408,829	NEW	4.58%
AMZN	Amazon Com Inc Consumer Cyclical	NEW	1,881	NEW	$391,755	NEW	4.39%
AXP	American Express Co Financial Services	Reduced	1,117	-34	$337,870	−20.7%	3.79%
EW	Edwards Lifesciences Corp Healthcare	Held	3,959	0	$317,036	−6.1%	3.55%
SLV	iShares Silver Trust	Held	3,136	0	$213,687	+5.8%	2.39%
GLD	Spdr Gold Trust	NEW	476	NEW	$204,818	NEW	2.29%