CBK · Commercial Bancgroup, Inc.
$33.93
+0.11 (+0.33%)
At close · Aug 20
Market Cap
$464.88M
Shares
13.70M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$33.93
Open$33.58
Day$33.36–33.98
Available close range$23.60–35.44
Avg vol 30d63K
Short int266K · 1.9% float · 3.7d
Short vol21%
Last earningsOct 28, 2025
DataOct 2025–Aug 2026
Filing10-Q · Aug 12
The closing range uses available history since Oct 2, 2025; less than a full year is stored.
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 12, 2026
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Bullish
Fundamentals
Excellent
Quant / Vol
Very Low
Market backdrop
VIX 14.9 · calm
Equity put/call 0.52
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+21%
above
Price vs 50-day avg
+2%
above
RSI (14)
47
neutral
MACD trend
Negative
52-week position
87%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+30%
trailing
YTD return
+38%
this year
Relative strength
+19%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $33 › 200d $28 — 50d above 200d
Institutional flow
Accumulating
+19% holders QoQ · +22 funds added
Insider flow
Accumulating
Net +$29.5K over 90 days · 0% sells
Short interest
Falling
1.94% of float · ▼ -13.8% MoM · 3.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
96 holders — 13F breadth
Squeeze score
48
elevated · 0–100
Fundamentals
EPS growth
+16%
Y/Y
Free cash flow
$35.2M
Valuation
P/E 11.5
below peers
Buyback
$10.0M
remaining
Balance sheet
$22.5M
net debt
Quant / Vol
risk profile
Volatility
22%
annualized · 1-yr
Max drawdown
−10%
past year
ATR
2.3%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+21%
Bullish
Price vs 50-day avg
+2%
Bullish
RSI (14)
47
Neutral
MACD trend
Negative
Bearish
52-week position
87%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross)
No cross
50d $33 › 200d $28 — 50d above 200d
Institutional flow
Accumulating
+19% holders QoQ · +22 funds added
Insider flow
Accumulating
Net +$29.5K over 90 days · 0% sells
Short interest
Falling
1.94% of float · ▼ -13.8% MoM · 3.7 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Steady
96 holders — 13F breadth
Price context
position in its available closing range
Range low $24
Now $34 · 87%
Range high $35
vs 200-day avg +21%
vs 50-day avg +2%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses to nonperforming loans | 281% | As of June 30, 2026 | — |
| Average equity to average total assets | 0.13% | Three Months Ended June 30, 2026 | — |
| Average interest-earning assets to average interest-bearing liabilities | 1.38% | Three Months Ended June 30, 2026 | — |
| Branches | 34 | As of June 30, 2026 | — |
| Common equity Tier 1 capital ratio | 13% | Q2 2026 | — |
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| Common equity tier 1 ratio | 14.55% | June 30, 2026 | — |
| Core deposits non-GAAP | 1.71B | Q2 2026 | — |
| Core Efficiency Ratio non-GAAP | 45.21% | Six Months Ended June 30, 2026 | — |
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| Core net income non-GAAP | $20.22M | Six Months Ended June 30, 2026 | — |
| Core net income per share non-GAAP | $1.48 | Six Months Ended June 30, 2026 | — |
| Core return on average assets non-GAAP | 1.76% | Six Months Ended June 30, 2026 | — |
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| Core return on average equity (ROAE) non-GAAP | 13.73% | Q2 2026 | — |
| Core return on average tangible common equity non-GAAP | 14.35% | Six Months Ended June 30, 2026 | — |
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| Cost of Funds | 1.75% | Three Months Ended June 30, 2026 | — |
| Efficiency ratio | 44.99% | Three Months Ended June 30, 2026 | — |
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| Loan Loss Reserve / NPAs | 252% | June 30, 2026 | — |
| Net charge-offs to average loans | 0% | Q2 2026 | — |
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| Net interest margin | 4.06% | Q2 2026 | — |
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| Net interest rate spread | 3.44% | Three Months Ended June 30, 2026 | — |
| Noninterest expense to average assets | 1.89% | Three Months Ended June 30, 2026 | — |
| Noninterest income to average assets | 0.46% | Three Months Ended June 30, 2026 | — |
| Nonperforming assets to total assets | 0.31% | Q2 2026 | — |
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| Nonperforming loans to gross loans | 0.34% | June 30, 2026 | — |
| Nonperforming loans to total loans | 0.34% | As of June 30, 2026 | — |
| NPAs and 90 Days Past Due / Assets | 0.31% | June 30, 2026 | — |
| Number of full-time equivalent employees | 293 | June 30, 2026 | — |
| Pre-tax pre-provision net income non-GAAP | 25.28M | Six Months Ended June 30, 2026 | — |
| Return on average assets (ROAA) | 1.78% | Q2 2026 | — |
| Return on average common tangible equity | 14.02% | Six Months Ended June 30, 2026 | — |
| Return on average equity (ROAE) | 13.73% | Q2 2026 | — |
| Return on average tangible common equity (ROATCE) non-GAAP | 14.26% | Q2 2026 | — |
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| Tangible book value per share, reported non-GAAP | $21.28 | As of June 30, 2026 | — |
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| Tier 1 leverage ratio | 11.6% | Q2 2026 | — |
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| Tier 1 risk-based capital ratio | 13% | Q2 2026 | — |
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| Total allowance for credit losses to total loans | 0.96% | Q2 2026 | — |
| Total risk-based capital ratio | 14% | Q2 2026 | — |
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| Core return on average equity non-GAAP | 13.87% | the first quarter of 2026 | — |
| Pre-tax Pre-provision net revenue (PPNR) non-GAAP | $47.88M | FY2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CBK
this stock
Commercial Bancgroup, Inc.
|
$464.88M | +38.2% | — | 11.5 | 1.9% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CBK | -4.2% | +3.5% | +30.5% | -0.9% | +38.2% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -2.3% | +0.2% | +19.3% | -3.0% | +26.3% |
Capital returns
Latest dividend
$0.10
/ share · ex Jun 15, 2026
Declared · upcoming
$0.12
/ share · ex Sep 15, 2026
Paid (TTM)
$0.20
/ share · 2 payouts
Dividend yield (TTM, derived)
— · history filling in
Buyback program
· as of Jun 30, 2026
Authorized
$10.00M
Spent (derived)
$0
Remaining
$10.00M
Spent
Remaining
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.