FCBC · First Community Bankshares Inc /Va/
$49.19
+0.16 (+0.32%)
At close · Aug 21
Market Cap
$936.91M
Shares
18.91M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$49.19
Open$49.36
Day$48.61–49.55
52W close$31.42–49.52
Avg vol 30d89K
Short int608K · 3.2% float · 5.8d
Short vol95%
DataJan 2020–Aug 2026
Filing10-Q · Aug 7
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 7, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Moderate
Market backdrop
VIX 15.1 · calm
Equity put/call 0.51
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+22%
above
Price vs 50-day avg
+7%
above
RSI (14)
62
neutral
MACD trend
Negative
52-week position
98%
near high
Momentum
relative strength
1-month return
+1%
trailing
6-month return
+22%
trailing
YTD return
+46%
this year
Relative strength
+11%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $46 › 200d $40 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +23 funds added
Insider flow
Distributing
Net -$166.8K over 90 days · 100% sells
Short interest
Rising
3.21% of float · ▲ +17.2% MoM · 5.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
145 holders — near 3-yr high, broad support
Squeeze score
70
high risk · 0–100
Fundamentals
EPS growth
−2%
Y/Y
Free cash flow
$62.0M
Valuation
P/E 15.6
rich
Balance sheet
$215.4M
net cash
Quant / Vol
risk profile
Volatility
27%
annualized · 1-yr
Max drawdown
−18%
past year
ATR
2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+22%
Bullish
Price vs 50-day avg
+7%
Bullish
RSI (14)
62
Neutral
MACD trend
Negative
Bearish
52-week position
98%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $46 › 200d $40 — 50d above 200d
Institutional flow
Accumulating
+8% holders QoQ · +23 funds added
Insider flow
Distributing
Net -$166.8K over 90 days · 100% sells
Short interest
Rising
3.21% of float · ▲ +17.2% MoM · 5.8 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
145 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $31
Now $49 · 98%
Range high $50
vs 200-day avg +22%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted diluted earnings per common share, non-GAAP non-GAAP | $1.48 | Six Months Ended June 30, 2026 | — |
| Adjusted earnings, non-GAAP non-GAAP | 28.05M | Six Months Ended June 30, 2026 | — |
| adjusted net income non-GAAP | 14.38M | Q2 2026 | — |
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| Adjusted return on average assets non-GAAP | 1.58% | Six Months Ended June 30, 2026 | — |
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| Adjusted return on average common equity non-GAAP | 10.68% | Six Months Ended June 30, 2026 | — |
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| Allowance for credit losses to nonperforming loans | 191% | June 30, 2026 | — |
| Allowance for credit losses to total loans | 1.33% | Q2 2026 | — |
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| Annualized net charge-offs to average loans | 0.21% | June 30, 2026 | — |
| Annualized return on average assets | 2.49% | Q2 2026 | — |
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| Annualized return on average common equity | 16.9% | Q2 2026 | — |
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| Book value per share | $28.52 | Q2 2026 | — |
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| Branch banking locations | 61 | Q2 2026 | — |
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| Loan production | $134.45M | Q2 2026 | — |
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| Net charge-offs | $1.3M | Q2 2026 | — |
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| Net charge-offs as a percentage of annualized average loans | 0.21% | Q2 2026 | — |
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| Net interest margin | 4.38% | Q2 2026 | — |
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| Net interest rate spread non-GAAP | 4.05% | Six Months Ended June 30, 2026 | — |
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| Non-performing loans to total loans | 0.7% | Q2 2026 | — |
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| Nonperforming assets to total assets | 0.48% | June 30, 2026 | — |
| Return on average tangible common equity non-GAAP | 15.58% | Q2 2026 | — |
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| Tangible book value per common share non-GAAP | $19.86 | June 30, 2026 | — |
| Total non-performing assets | $17.15M | Q2 2026 | — |
| Wealth management combined assets | $1.83B | Q2 2026 | — |
| Adjusted diluted earnings per share non-GAAP | $0.73 | Q1 2026 | — |
| Assets managed and administered by wealth management | $1.77B | Q1 2026 | — |
| Average loan-to-deposits ratio | 88.81% | December 31, 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FCBC
this stock
First Community Bankshares Inc /Va/
|
$936.91M | +45.8% | — | 15.6 | 3.2% |
|
MFG
Mizuho Financial Group Inc
|
$124.83B | +40.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$121.52B | -35.4% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | +0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +19.4% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Earnings & Events
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FCBC | -0.7% | +1.5% | +22.4% | +3.1% | +45.8% |
| SPY | -1.4% | +3.6% | +11.6% | +2.5% | +12.3% |
| vs SPY | +0.7% | -2.2% | +10.9% | +0.6% | +33.5% |
Capital returns
Latest dividend
$0.33
/ share · ex Aug 7, 2026
Paid (TTM)
$2.26
/ share · 5 payouts
Dividend yield (TTM, derived)
4.59%
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.