WTBA · West Bancorporation Inc
Price & Indicators
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AI Brief
TL;DR.
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Ask ALVIS about this →Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holders BuyIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
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| Allowance for credit losses to total loans | 1.03% | Q2 FY2026 | +0.0% |
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| Annualized ROAA | 1.1% | Q2 2026 | — |
| Annualized ROAE | 16.21% | Q2 2026 | — |
| Classified and watch list loan balance as a percent of the loan portfolio | 0.73% | as of June 30, 2026 | — |
| Efficiency ratio non-GAAP | 48.78% | Q2 FY2026 | -13.6% |
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| Efficiency ratio (a non-GAAP measure) non-GAAP | 48.78% | second quarter of 2026 | — |
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| Efficiency ratio on an adjusted and FTE basis non-GAAP | 48.78% | Q2 2026 | — |
| Efficiency ratio on an adjusted and FTE basis (non-GAAP) non-GAAP | 48.78% | Q2 2026 | — |
| Employee community service hours | 7,000 | full year 2025 | — |
| Estimated uninsured deposits as a percent of total deposits | 27.2% | Q2 2026 | — |
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| Loans/total assets | 73.21% | Q2 FY2026 | +0.1% |
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| Loans/total deposits | 88.2% | Q2 FY2026 | +0.9% |
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| Net interest margin non-GAAP | 2.64% | Six months ended June 30, 2026 | +16.3% |
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| Net interest margin, on a fully tax-equivalent basis (a non-GAAP measure) non-GAAP | 2.69% | second quarter of 2026 | — |
| NPAs/Assets | 0% | Q2 2026 | — |
| Tangible common equity ratio | 6.97% | Q2 FY2026 | +17.3% |
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| Total offices | 11 | as of June 30, 2026 | — |
| Total philanthropic contributions | $550,000 | full year 2025 | — |
| Brokered deposits | $154.6M | Q4 2025 | — |
| Watch list loans | $52.2M | Q4 2025 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
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WTBA
this stock
West Bancorporation Inc
|
$485.06M | +28.3% | — | 12.7 | 2.0% |
|
MFG
Mizuho Financial Group Inc
|
$123.19B | +38.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.97B | -36.1% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$105.45B | -0.4% | — | — | 0.5% |
|
CIXPF
CaixaBank/ADR
|
$100.59B | +18.7% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| WTBA | -5.1% | +4.7% | +16.9% | +1.5% | +28.3% |
| SPY | -2.0% | +3.3% | +11.2% | +2.1% | +11.8% |
| vs SPY | -3.2% | +1.4% | +5.7% | -0.6% | +16.4% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.