Bank7 Corp 8-K, filed Oct 15, 2026

Bank7 Corp. (BSVN)

8-K 2026-10-15 For: 2026-10-15

Added on October 15, 2026

About this 8-K

Bank7 Corp filed this 8-K on October 15, 2026.

Bank7 Corp. reported third quarter 2026 net income of $10.20 million, up 22.25%, and diluted EPS of $1.06, up 21.84%. Century Financial shareholders approved the merger, expected to close on November 1, 2026. AI summary

Items reported

Item 2.02: Financial results
Item 9.01: Financial statements and exhibits

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Oklahoma	001-38656	20-0763496
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 par value	BSVN	The NASDAQ Global Select Market

Item		Description

99.1		Press Release dated October 15, 2026
99.2		Third Quarter 2026 Investor Presentation

	BANK7 CORP.

Date: October 15, 2026	By:	/s/ Kelly J. Harris
		Kelly J. Harris
		Executive Vice President and Chief Financial Officer

	For the Three Months Ended
	September 30, 2026		June 30, 2026
Calculation of Pre-Provision Pre-Tax Earnings	(Dollars in thousands)
Net Income	$	10,203	$	8,346
Income Tax Expense		3,412		2,669
Pre-tax net income		13,615		11,015
Add back: Provision for credit losses		-		-
Add back: (Gain)Loss on sales/calls of AFS debt securities		5		-
Pre-provision pre-tax earnings	$	13,620	$	11,015

Assets	September 30, 2026 (unaudited)			December 31, 2025
	(Dollars in thousands)
Cash and due from banks	$	277,176		$	244,635
Interest-bearing time deposits in other banks		-			10,457
Available-for-sale debt securities (amortized cost of $51,714 and $57,316 at September 30,2026 and December 31, 2025, respectively)		47,539			54,019
Loans, net of allowance for credit losses of $19,367 and $19,407 at September 30, 2026 and December 31, 2025, respectively		1,613,521			1,587,024
Loans held for sale		2,677			2,078
Premises and equipment, net		27,131			21,884
Nonmarketable equity securities		1,376			1,165
Core deposit intangibles		658			752
Goodwill		11,208			11,208
Interest receivable and other assets		25,700			30,418

Total assets	$	2,006,986		$	1,963,640

Liabilities and Shareholders’ Equity

Deposits
Noninterest-bearing	$	328,111		$	341,416
Interest-bearing		1,392,947			1,359,417

Total deposits		1,721,058			1,700,833

Income taxes payable		139			594
Interest payable and other liabilities		12,064			11,218

Total liabilities		1,733,261			1,712,645

Shareholders’ equity
Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,525,856 and 9,462,656 at September 30, 2026 and December 31, 2025, respectively		95			95
Additional paid-in capital		104,575			103,739
Retained earnings		172,264			149,707
Accumulated other comprehensive loss		(3,209	)		(2,546	)

Total shareholders’ equity		273,725			250,995

Total liabilities and shareholders’ equity	$	2,006,986		$	1,963,640

	Three Months Ended						Nine Months Ended
	September 30,						September 30,
	2026 (unaudited)			2025 (unaudited)			2026 (unaudited)			2025 (unaudited)
Interest Income	(Dollars in thousands)
Loans, including fees	$	29,513		$	30,914		$	90,105		$	87,207
Interest-bearing time deposits in other banks		9			160			160			406
Debt securities, taxable		243			266			742			827
Debt securities, tax-exempt		57			60			176			187
Other interest and dividend income		2,110			2,317			5,460			7,315

Total interest income		31,932			33,717			96,643			95,942

Interest Expense
Deposits		9,631			10,691			28,244			30,334

Total interest expense		9,631			10,691			28,244			30,334

Net Interest Income		22,301			23,026			68,399			65,608

Provision for Credit Losses		-			700			-			700

Net Interest Income After Provision for Credit Losses		22,301			22,326			68,399			64,908

Noninterest Income
Mortgage lending income		492			391			1,343			1,000
Loss on sales, prepayments, and calls of available-for-sale debt securities		(5	)		(10	)		(5	)		(10	)
Service charges on deposit accounts		235			248			699			697
Other		347			1,581			2,000			4,976

Total noninterest income		1,069			2,210			4,037			6,663

Noninterest Expense
Salaries and employee benefits		5,740			5,829			18,267			16,829
Furniture and equipment		362			342			1,126			954
Occupancy		659			668			2,069			1,890
Data and item processing		562			515			1,650			1,615
Accounting, marketing and legal fees		902			221			1,924			484
Regulatory assessments		259			248			777			545
Advertising and public relations		171			212			441			629
Travel, lodging and entertainment		185			112			359			289
Other		915			2,203			5,372			5,729

Total noninterest expense		9,755			10,350			31,985			28,964

Income Before Taxes		13,615			14,186			40,451			42,607
Income tax expense		3,412			3,342			9,896			10,322
Net Income	$	10,203		$	10,844		$	30,555		$	32,285

Earnings per common share - basic	$	1.07		$	1.15		$	3.21		$	3.42
Earnings per common share - diluted		1.06			1.13			3.18			3.38
Weighted average common shares outstanding - basic		9,524,105			9,450,984			9,511,608			9,440,655
Weighted average common shares outstanding - diluted		9,639,992			9,597,914			9,615,649			9,565,726

Other Comprehensive (Loss) Income
Unrealized (losses) gains on securities, net of tax (benefit) expense of ($209) and $223 for the three months ended September 30, 2026 and 2025, respectively; net of tax (benefit) expense of ($214) and $642 for the nine months ended September 30, 2026 and 2025, respectively	$	(640	)	$	713		$	(667	)	$	1,942
Reclassification adjustment for realized losses included in net income net of tax of $1 and $2 for the three months ended September 30, 2026 and 2025, respectively; $1 and $2 for the nine months ended September 30, 2026 and 2025, respectively		4			8			4			8
Other comprehensive (loss) income	$	(636	)	$	721		$	(663	)	$	1,950
Comprehensive Income	$	9,567		$	11,565		$	29,892		$	34,235

	Net Interest Margin
	For the Three Months Ended September 30,
	2026 (unaudited)							2025 (unaudited)
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-Earning Assets:
Short-term investments	$	234,057	$	2,119		3.59	%	$	228,755	$	2,477		4.30	%
Debt securities, taxable		40,889		243		2.36			45,853		266		2.30
Debt securities, tax exempt		10,695		57		2.11			11,972		60		1.99
Loans held for sale		3,519		33		3.72			1,780		-		-
Total loans(1)		1,566,740		29,480		7.46			1,512,147		30,914		8.11
Total interest-earning assets		1,855,900		31,932		6.83			1,800,507		33,717		7.43
Noninterest-earning assets		40,508							42,578
Total assets	$	1,896,408						$	1,843,085

Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	1,012,427	$	7,015		2.75	%	$	1,040,322	$	8,388		3.20	%
Time deposits		292,564		2,616		3.55			233,433		2,303		3.91
Total interest-bearing deposits		1,304,991		9,631		2.93			1,273,755		10,691		3.33
Total interest-bearing liabilities	$	1,304,991		9,631		2.93		$	1,273,755		10,691		3.33

Noninterest-bearing liabilities:
Noninterest-bearing deposits	$	308,711						$	320,238
Other noninterest-bearing liabilities		11,377							11,501
Total noninterest-bearing liabilities		320,088							331,739
Shareholders' equity		271,329							237,591
Total liabilities and shareholders' equity	$	1,896,408						$	1,843,085

Net interest income			$	22,301						$	23,026
Net interest spread						3.90	%						4.10	%
Net interest margin						4.77	%						5.07	%

	Net Interest Margin
	For the Nine Months Ended September 30,
	2026 (unaudited)							2025 (unaudited)
	Average Balance		Interest Income/ Expense		Average Yield/ Rate			Average Balance		Interest Income/ Expense		Average Yield/ Rate
	(Dollars in thousands)
Interest-Earning Assets:
Short-term investments	$	209,553	$	5,620		3.59	%	$	238,118	$	7,721		4.34	%
Debt securities, taxable		42,196		742		2.35			47,248		827		2.34
Debt securities, tax exempt		10,906		176		2.16			12,327		187		2.03
Loans held for sale		2,506		93		4.96			1,453		-		-
Total loans(1)		1,583,699		90,012		7.60			1,453,557		87,207		8.02
Total interest-earning assets		1,848,860		96,643		6.99			1,752,703		95,942		7.32
Noninterest-earning assets		39,059							41,871
Total assets	$	1,887,919						$	1,794,574

Funding sources:
Interest-bearing liabilities:
Deposits:
Transaction accounts	$	1,024,563	$	20,958		2.73	%	$	1,001,583	$	23,182		3.09	%
Time deposits		273,187		7,286		3.57			235,278		7,152		4.06
Total interest-bearing deposits		1,297,750		28,244		2.91			1,236,861		30,334		3.28
Total interest-bearing liabilities	$	1,297,750	$	28,244		2.91		$	1,236,861	$	30,334		3.28

Noninterest-bearing liabilities:
Noninterest-bearing deposits	$	316,459						$	319,346
Other noninterest-bearing liabilities		10,023							10,657
Total noninterest-bearing liabilities		326,482							330,003
Shareholders' equity		263,687							227,710
Total liabilities and shareholders' equity	$	1,887,919						$	1,794,574

Net interest income			$	68,399						$	65,608
Net interest spread						4.08	%						4.04	%
Net interest margin						4.95	%						5.00	%