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CLOV · Clover Health Investments, Corp. /De

$4.23 -0.11 (-2.42%) At close · Jul 29
Market Cap
$2.28B
Shares
526.68M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$4.34 Open$4.25 Day$4.12–4.39 52W$1.58–5.59 Avg vol 30d5.6M Short int28.7M · 5.5% float · 4.9d Short vol42% Last earningsAug 5, 2026 DataJun 2020–Jul 2026 Filing10-Q · May 8

Up next

Next earnings call
Aug 5, 2026 Scheduled · in 1 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 8, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Neutral
      SellHoldBuy
      Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 18.2 · elevated Equity put/call 0.71
      Technical
      price trend
      Neutral
      50 / 200-day cross No cross
      Price vs 200-day avg +47%
      above
      Price vs 50-day avg −3%
      below
      RSI (14) 44
      neutral
      MACD trend Negative
      52-week position 69%
      mid-range
      Volume (OBV) Confirms
      volume backs price
      Momentum
      relative strength
      Strong
      1-month return −18%
      trailing
      6-month return +102%
      trailing
      YTD return +84%
      this year
      Relative strength +94%
      vs S&P · 6-mo
      Sentiment
      smart money
      Neutral
      Trend (MA cross) No cross
      50d $4 › 200d $3 — 50d above 200d
      Institutional flow Accumulating
      50 of 209 funds reported for Jun 30 · net +445.7K sh shares · +9 new
      Insider flow Distributing
      Net -$1.5M over 90 days · 100% sells
      Short interest Rising
      5.46% of float · ▲ +29.6% MoM · 4.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      209 holders — near 3-yr high, broad support
      Squeeze score 79
      high risk · 0–100
      Fundamentals
      Excellent
      Revenue growth +40%
      Y/Y
      Gross margin 13%
      expanding
      EPS growth +38%
      Y/Y
      Free cash flow $-69.0M
      Buyback $20.0M
      authorized
      Balance sheet $78.3M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 70%
      annualized · 1-yr
      Max drawdown −56%
      past year
      ATR 6.2%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed May 6, 2026
      Total revenues · Full Year 2026 Initiated $2.81B – $2.92B
      prior FY $1.92B midpoint +48.9% Y/Y
      Consolidated Gross Profit · Full Year 2026 Initiated $470M – $510M
      Adjusted EBITDA · Full Year 2026 Initiated $50M – $70M
      GAAP Net Income · Full Year 2026 Initiated $0 – $20M
      Guided vs delivered · last 1 settled
      Revenue for the insurance business full year 2025
      guided $1.8B – $1.88B
      $1.92B Beat +4.7%

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Neutral
      1 · 5 · 1
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +47% Bullish
      Price vs 50-day avg
      −3% Neutral
      RSI (14)
      44 Neutral
      MACD trend
      Negative Bearish
      52-week position
      69% Neutral
      Volume (OBV)
      Confirms Neutral
      Market signals — smart money & positioning
      Mixed
      Trend (MA cross) No cross
      50d $4 › 200d $3 — 50d above 200d
      Institutional flow Accumulating
      50 of 209 funds reported for Jun 30 · net +445.7K sh shares · +9 new
      Insider flow Distributing
      Net -$1.5M over 90 days · 100% sells
      Short interest Rising
      5.46% of float · ▲ +29.6% MoM · 4.9 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      209 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      52-wk low $2 Now $4 · 69% 52-wk high $6
      vs 200-day avg +47% vs 50-day avg -3%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from its earnings releases, calls, and filings
      Metric Latest Period YoY
      Adjusted EBITDA non-GAAP $40.3M Three Months Ended March 31, 2026
      Adjusted Net income non-GAAP $39.7M Three Months Ended March 31, 2026
      Consolidated Gross profit non-GAAP $159.5M Three Months Ended March 31, 2026
      Adjusted SG&A non-GAAP $334.2M Full Year 2025
      Adjusted SG&A as a % of Total revenues non-GAAP 17.4% Full Year 2025
      Insurance BER non-GAAP 90.9% Full Year 2025
      Normalized Insurance BER non-GAAP 91.5% Full Year 2025

      Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

      Versus peers

      Healthcare Plans — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CLOV
      Clover Health Investments, Corp. /De
      this stock
      $2.28B +84.5% +15.0% 5.5%
      UNH
      Unitedhealth Group Inc
      $389.40B +30.9% +11.8% 32.3 1.9%
      CVS
      CVS HEALTH Corp
      $139.51B +38.9% +10.9% 48.0 1.5%
      ELV
      Elevance Health, Inc.
      $83.65B +10.7% +9.4% 17.1 2.8%
      CI
      Cigna Group
      $79.64B +10.0% +11.2% 12.8 2.3%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      210
      % held
      24.9%
      Reported
      50 of 209
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      131
      View
      Short & Settlement
      Short Interest Rising
      Shares short
      28.7M
      Days to cover
      4.9d
      Change
      +6.6M sh
      View
      Short Volume
      Short vol %
      42%
      As of
      Jul 29, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      17.9K
      Value
      $95.2K
      As of
      Jun 30, 2026
      View
      Off-Exchange
      Off-exchange %
      57.0%
      Week of
      May 4, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$1.5M
      Buyers / Sellers
      0 / 4
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $1.9B
      Net income (FY)
      $-85.5M
      EPS diluted
      $-0.44
      View
      Buybacks
      Authorized
      $20.0M
      View
      Filings
      SEC Filings
      Latest
      8-K
      Filed
      Jul 17, 2026
      This year
      17
      View
      Proposed Sales
      Value
      $238.9K
      Shares
      51.7K
      Filed
      Jul 20, 2026
      View
      Earnings & Events
      Earnings Calls Upcoming
      Next call
      Aug 5, 2026
      Last call
      May 6, 2026
      View
      Investor Relations
      Latest news
      Clover Health to Participate in U…
      Published
      Jul 22, 2026
      Upcoming events
      2
      View

      Performance

      5D 20D 120D MTD YTD
      CLOV -9.5% -18.1% +101.6% -17.3% +84.5%
      SPY -1.0% 0.0% +7.4% -0.8% +8.6%
      vs SPY -8.5% -18.1% +94.2% -16.5% +75.8%

      Capital returns

      Buyback program · as of May 6, 2024
      Authorized
      $20.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1801170 CUSIP 18914F103 13F (30d) 43 filings 43 filers Visit website Investor relations