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CLOV · Clover Health Investments, Corp. /De

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$4.60 +0.11 (+2.45%) At close · Aug 14
Market Cap
$2.44B
Shares
531.16M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$4.60 Open$4.49 Day$4.45–4.64 52W close$1.70–5.41 Avg vol 30d4.9M Short int28.2M · 5.3% float · 7.2d Short vol30% Last earningsAug 5, 2026 DataJun 2020–Aug 2026 Filing10-Q · Aug 7

Up next

Next earnings call
Nov 4, 2026 Est · unconfirmed · in 11 wks
FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 7, 2026

AI Brief

TL;DR.

Bullish
    Bearish

      AI-generated from the earnings call and 8-K · may contain errors · not investment advice

      Ask ALVIS about this →

      Equibles Rating

      blended score · not investment advice
      Overall
      Buy
      SellHoldBuy
      Technical Buy Momentum Very Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Very High
      Market backdrop VIX 14.3 · calm Equity put/call 0.52
      Technical
      price trend
      Buy
      50 / 200-day cross No cross
      Price vs 200-day avg +51%
      above
      Price vs 50-day avg −1%
      below
      RSI (14) 52
      neutral
      MACD trend Positive
      52-week position 78%
      mid-range
      Momentum
      relative strength
      Very Strong
      1-month return 0%
      trailing
      6-month return +134%
      trailing
      YTD return +96%
      this year
      Relative strength +120%
      vs S&P · 6-mo
      Sentiment
      smart money
      Bullish
      Trend (MA cross) No cross
      50d $5 › 200d $3 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +45 funds added
      Insider flow Distributing
      Net -$229.7K over 90 days · 100% sells
      Short interest Falling
      5.32% of float · ▼ -1.8% MoM · 7.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      222 holders — near 3-yr high, broad support
      Squeeze score 65
      elevated · 0–100
      Fundamentals
      Excellent
      Revenue growth +40%
      Y/Y
      Gross margin 13%
      expanding
      EPS growth +38%
      Y/Y
      Free cash flow $-69.0M
      Buyback $20.0M
      authorized
      Balance sheet $78.3M
      net cash
      Quant / Vol
      risk profile
      Very High
      Volatility 67%
      annualized · 1-yr
      Max drawdown −56%
      past year
      ATR 5.8%
      of price · 14-day

      Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

      Guidance & track record

      Latest guidance · from the 8-K filed Aug 5, 2026
      Consolidated Gross Profit · Full Year 2026 $525M – $555M
      Total revenues · Full Year 2026 $2.92B – $3B
      Adjusted EBITDA · Full Year 2026 $70M – $85M
      GAAP Net Income · Full Year 2026 $20M – $35M
      Prior guidance period ended · from the Earnings Call filed Dec 31, 2024
      Revenue for the insurance business · full year 2025 $1.8B – $1.88B
      Adjusted SG&A · full year 2025 $355M – $365M

      Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

      Technicals

      trend & momentum for long-term holders Buy
      0 · 4 · 2
      50 / 200-day cross
      No cross Neutral
      Price vs 200-day avg
      +51% Bullish
      Price vs 50-day avg
      −1% Neutral
      RSI (14)
      52 Neutral
      MACD trend
      Positive Bullish
      52-week position
      78% Neutral
      Market signals — smart money & positioning
      Bullish · 3 of 6
      Trend (MA cross) No cross
      50d $5 › 200d $3 — 50d above 200d
      Institutional flow Accumulating
      +6% holders QoQ · +45 funds added
      Insider flow Distributing
      Net -$229.7K over 90 days · 100% sells
      Short interest Falling
      5.32% of float · ▼ -1.8% MoM · 7.2 days cover
      Volume signal Normal
      Volume near normal
      Institution breadth Multi-yr high
      222 holders — near 3-yr high, broad support
      Price context
      position in its 52-week range
      Range low $2 Now $5 · 78% Range high $5
      vs 200-day avg +51% vs 50-day avg -1%

      Illustrative technical + ownership context — a signal mix, not investment advice.

      Key metrics

      the company's own KPIs, from written earnings releases and filings
      Metric Latest Period YoY
      Adjusted SG&A as a % of Total revenues non-GAAP 15.5% Six Months Ended June 30, 2026
      Consolidated Gross profit non-GAAP $312.5M Six Months Ended June 30, 2026
      Insurance BER non-GAAP 87.1% Six Months Ended June 30, 2026
      Insurance members 157,309 June 30, 2026
      Normalized Insurance BER non-GAAP 91.5% Full Year 2025

      Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

      Versus peers

      Healthcare Plans — same industry group
      Open screener →
      Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
      CLOV
      Clover Health Investments, Corp. /De
      this stock
      $2.44B +95.7% +40.3% 5.3%
      UNH
      Unitedhealth Group Inc
      $360.59B +21.7% +11.8% 1.7%
      CVS
      CVS HEALTH Corp
      $124.26B +22.4% +7.8% 25.6 1.5%
      ELV
      Elevance Health, Inc.
      $86.82B +14.2% +12.5% 17.7 2.6%
      CI
      Cigna Group
      $74.66B +2.7% +11.2% 11.7 1.8%

      Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

      At a glance

      key data from every section
      Ownership
      Institutional Holders Accumulating
      Holders
      222
      % held
      29.9%
      Net QoQ
      +24.7M sh
      Top holder
      BlackRock, Inc.
      Held Float
      View
      Held by Funds
      Fund positions
      133
      View
      Short & Settlement
      Short Interest Falling
      Shares short
      28.2M
      Days to cover
      7.2d
      Change
      -511.8K sh
      View
      Short Volume
      Short vol %
      30%
      As of
      Aug 14, 2026
      Short Total
      View
      Fails to Deliver
      FTD shares
      10.5K
      Value
      $46.6K
      As of
      Jul 13, 2026
      View
      Off-Exchange
      Off-exchange %
      45.4%
      Week of
      Jul 6, 2026
      Off-exch Lit
      View
      Smart Money
      Insider Trades Net selling
      Net (90d)
      -$229.7K
      Buyers / Sellers
      0 / 1
      Buyers Sellers
      View
      Financials
      Financials
      Revenue (FY)
      $1.9B
      Net income (FY)
      $-85.5M
      EPS diluted
      $-0.44
      View
      Buybacks
      Authorized
      $20.0M
      View
      Filings
      SEC Filings
      Latest
      10-Q
      Filed
      Aug 7, 2026
      This year
      19
      View
      Proposed Sales
      Value
      $2.2M
      Shares
      474.8K
      Filed
      Aug 14, 2026
      View
      Earnings & Events
      Earnings Calls
      Last call
      Aug 5, 2026
      View
      Investor Relations
      Latest news
      Clover Health Reports Second Quar…
      Published
      Aug 5, 2026
      View

      Performance

      5D 20D 120D MTD YTD
      CLOV -3.4% -0.4% +133.5% +10.3% +95.7%
      SPY +0.4% +4.5% +13.8% +3.9% +13.9%
      vs SPY -3.8% -4.9% +119.7% +6.4% +81.9%

      Capital returns

      Buyback program · as of May 6, 2024
      Authorized
      $20.00M
      Spent (derived)
      Remaining

      Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

      Key facts CIK 1801170 CUSIP 18914F103 13F (30d) 214 filings 214 filers Visit website Investor relations