CLOV · Clover Health Investments, Corp. /De
$4.32
-0.23 (-5.05%)
At close · Jul 24
Market Cap
$2.28B
Shares
526.68M
Clover Health Investments, Corp. Earnings Call Transcripts
Every quarterly earnings call for Clover Health Investments, Corp. (CLOV) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲100.6%
$856.82M
−$75.31M
'22 Q3
22-11-07
▲108%
$898.79M
−$84.05M
'22 Q4
23-02-28
▼39.6%
$527.77M
−$72.61M
'23 Q1
23-05-09
▼39.3%
$513.63M
−$28.81M
'23 Q2
23-08-08
▼43.7%
$482.07M
−$41.47M
'23 Q3
23-11-06
▼43.2%
$510.25M
−$70.47M
'23 Q4
24-03-12
▼34.3%
$346.92M
−$19.17M
'24 Q1
24-05-07
▼30.6%
$356.26M
$7.41M
'24 Q2
24-08-05
▼31.3%
$330.99M
−$9.15M
'24 Q3
24-11-06
▼34%
$336.96M
−$22.09M
'24 Q4
25-02-27
▲33.3%
$462.33M
−$1.27M
'25 Q1
25-05-06
▲34.1%
$477.62M
−$10.58M
'25 Q2
25-08-05
▲50.1%
$496.65M
−$24.38M
'25 Q3
25-11-04
▲44.7%
$487.71M
−$49.32M
'25 Q4
26-02-26
LATEST
▲62%
$749.19M
$27.33M
'26 Q1
26-05-06
Conference
Investor event
2026-08-11
Canaccord Genuity 46th Annual Growth Conference
Scheduled
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q2
2026-08-05
2Q 2026 Clover Health Earnings Conference Call
Scheduled
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
Clover Health Investments, Corp. /De Q1 FY2026 Earnings Call
Confident tone
Membership Growth
Cohort Economics
Care Model / Clover Assistant
Revenue
$749.19M
▲ 62% YoY Diluted EPS
$0.05
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-10
2026 Leerink Global Healthcare Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-02-26
Clover Health Investments, Corp. /De Q4 FY2025 Earnings Call
Confident tone
Clover Assistant engagement and Counterpart
2027 outlook and star ratings
Profitability and 2026 GAAP guidance
Revenue
$487.71M*
▲ 44.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-04
Clover Health Investments, Corp. /De Q3 FY2025 Earnings Call
Cautious tone
Clover Assistant performance and clinical quality
Adjusted EBITDA profitability miss and lowered guidance
Membership growth and new member cohort dynamics
Revenue
$496.65M
▲ 50.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2025-08-12
Canaccord Genuity 45th Annual Growth Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q2
2025-08-05
Clover Health Investments, Corp. /De Q2 FY2025 Earnings Call
Confident tone
Elevated medical cost trends (BER)
Membership and revenue growth
Stars rating and 2026 outlook
Revenue
$477.62M
▲ 34.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-06
Clover Health Investments, Corp. /De Q1 FY2025 Earnings Call
Confident tone
Clover Assistant Technology Platform
Cohort Economics and Unit Profitability
2026 CMS Rate Notice and 4 Star Rating
Revenue
$462.33M
▲ 33.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-27
Clover Health Investments, Corp. /De Q4 FY2024 Earnings Call
Confident tone
SG&A and cost optimization
Clover Assistant technology
Medicare Advantage membership growth
Revenue
$336.96M*
▼ 34% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
Clover Health Investments, Corp. /De Q3 FY2024 Earnings Call
Confident tone
Counterpart Health / software platform expansion
Growth opportunity via AEP 2025 and competitor retreats
Adjusted EBITDA profitability and guidance raise
Revenue
$330.99M
▼ 31.3% YoY Gross margin
24.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-05
Clover Health Investments, Corp. /De Q2 FY2024 Earnings Call
Confident tone
Benefit Expense Ratio / Cost Trends
Profitability and Adjusted EBITDA
Balance Sheet and Cash
Revenue
$356.26M
▼ 30.6% YoY Gross margin
30.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-07
Clover Health Investments, Corp. /De Q1 FY2024 Earnings Call
Confident tone
Adjusted EBITDA profitability
Clover Assistant and HCC V28
Insurance revenue growth
Revenue
$346.92M
▼ 34.3% YoY Gross margin
23.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-03-12
Clover Health Investments, Corp. /De Q4 FY2023 Earnings Call
Confident tone
Clover Assistant and Clover Home Care platform
Insurance MCR improvement
PPO-first strategy vs HMO peers
Revenue
$510.25M*
▼ 43.2% YoY Gross margin
12.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-06
Clover Health Investments, Corp. /De Q3 FY2023 Earnings Call
Revenue
$482.07M
▼ 43.7% YoY Diluted EPS
$-0.09
Gross margin
13.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
Clover Health Investments, Corp. /De Q2 FY2023 Earnings Call
Revenue
$513.63M
▼ 39.3% YoY Diluted EPS
$-0.06
Gross margin
14.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-09
Clover Health Investments, Corp. /De Q1 FY2023 Earnings Call
Revenue
$527.77M
▼ 39.6% YoY Diluted EPS
$-0.15
Gross margin
10.5%
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-28
Clover Health Investments, Corp. /De Q4 FY2022 Earnings Call
Revenue
$898.79M*
▲ 108% YoY Gross margin
0.6%
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-07
Clover Health Investments, Corp. /De Q3 FY2022 Earnings Call
Revenue
$856.82M
▲ 100.6% YoY Diluted EPS
$-0.16
Gross margin
2.0%
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-08
Clover Health Investments, Corp. /De Q2 FY2022 Earnings Call
Revenue
$846.70M
▲ 105.3% YoY Diluted EPS
$-0.22
Gross margin
-1.4%
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-09
Clover Health Investments, Corp. /De Q1 FY2022 Earnings Call
Revenue
$874.38M
▲ 336.5% YoY Diluted EPS
$-0.16
Gross margin
1.4%
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Clover Health Investments, Corp. /De Q4 FY2021 Earnings Call
Revenue
$432.04M*
Rev · 3q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-08
Clover Health Investments, Corp. /De Q3 FY2021 Earnings Call
Revenue
$427.16M
Diluted EPS
$-0.08
Gross margin
-2.2%
Rev · 3q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-13
Clover Health Investments, Corp. /De Q2 FY2021 Earnings Call
Revenue
$412.47M
Diluted EPS
$-0.78
Gross margin
-11.2%
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-17
Clover Health Investments, Corp. /De Q1 FY2021 Earnings Call
Revenue
$200.32M
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-03-01
Clover Health Investments, Corp. /De Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–26 of 26 earnings calls
Key facts
CIK
1801170
CUSIP
18914F103
13F (30d)
30 filings
30 filers
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