CLOV · Clover Health Investments, Corp. /De · Earnings Call Transcripts & Audio
Market Cap
$2.28B
Shares
531.16M
Clover Health Investments, Corp. Earnings Call Transcripts
Quarterly earnings calls for Clover Health Investments, Corp. (CLOV), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲100.6%
$856.82M
−$75.49M
'22 Q3
22-11-07
▼442.9%
$
−$84.23M
'22 Q4
23-02-28
▼63.2%
$321.99M
−$72.61M
'23 Q1
23-05-09
▼62.2%
$320.14M
−$28.81M
'23 Q2
23-08-08
▼64.3%
$306.03M
−$41.47M
'23 Q3
23-11-06
·
$312.38M
−$70.47M
'23 Q4
24-03-12
▲7.7%
$346.92M
−$19.17M
'24 Q1
24-05-07
▲11.3%
$356.26M
$7.41M
'24 Q2
24-08-05
▲8.2%
$330.99M
−$9.15M
'24 Q3
24-11-06
▲7.9%
$336.96M
−$22.09M
'24 Q4
25-02-27
▲33.3%
$462.33M
−$1.27M
'25 Q1
25-05-06
▲34.1%
$477.62M
−$10.58M
'25 Q2
25-08-05
▲50.1%
$496.65M
−$24.38M
'25 Q3
25-11-04
▲44.7%
$487.71M
−$49.32M
'25 Q4
26-02-26
▲62%
$749.19M
$27.33M
'26 Q1
26-05-06
LATEST
▲55.6%
$743.17M
$28.00M
'26 Q2
26-08-05
Conference
Investor event
2026-09-15
Clover Health Investments, Corp. (CLOV) September 2026 Conference
Scheduled
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q2
2026-08-05
Clover Health Investments, Corp. (CLOV) Q2 2026 Earnings Call
Revenue
$743.17M
▲ 55.6% YoY Diluted EPS
$0.05
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
Clover Health Investments, Corp. (CLOV) Q1 2026 Earnings Call Transcript
Confident tone
Membership Growth
Cohort Economics
Care Model / Clover Assistant
Revenue
$749.19M
▲ 62% YoY Diluted EPS
$0.05
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-10
Clover Health Investments, Corp. (CLOV) March 2026 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-02-26
Clover Health Investments, Corp. (CLOV) Q4 2025 Earnings Call Transcript
Confident tone
Clover Assistant engagement and Counterpart
2027 outlook and star ratings
Profitability and 2026 GAAP guidance
Revenue
$487.71M*
▲ 44.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-04
Clover Health Investments, Corp. (CLOV) Q3 2025 Earnings Call Transcript
Cautious tone
Clover Assistant performance and clinical quality
Adjusted EBITDA profitability miss and lowered guidance
Membership growth and new member cohort dynamics
Revenue
$496.65M
▲ 50.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2025-08-12
Clover Health Investments, Corp. (CLOV) August 2025 Conference Transcript
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q2
2025-08-05
Clover Health Investments, Corp. (CLOV) Q2 2025 Earnings Call Transcript
Confident tone
Elevated medical cost trends (BER)
Membership and revenue growth
Stars rating and 2026 outlook
Revenue
$477.62M
▲ 34.1% YoY Diluted EPS
$-0.02
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-06
Clover Health Investments, Corp. (CLOV) Q1 2025 Earnings Call Transcript
Confident tone
Clover Assistant Technology Platform
Cohort Economics and Unit Profitability
2026 CMS Rate Notice and 4 Star Rating
Revenue
$462.33M
▲ 33.3% YoY Diluted EPS
$0.00
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-27
Clover Health Investments, Corp. (CLOV) Q4 2024 Earnings Call Transcript
Confident tone
SG&A and cost optimization
Clover Assistant technology
Medicare Advantage membership growth
Revenue
$336.96M*
▲ 7.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-06
Clover Health Investments, Corp. (CLOV) Q3 2024 Earnings Call Transcript
Confident tone
Counterpart Health / software platform expansion
Growth opportunity via AEP 2025 and competitor retreats
Adjusted EBITDA profitability and guidance raise
Revenue
$330.99M
▲ 8.2% YoY Gross margin
24.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-05
Clover Health Investments, Corp. (CLOV) Q2 2024 Earnings Call Transcript
Confident tone
Benefit Expense Ratio / Cost Trends
Profitability and Adjusted EBITDA
Balance Sheet and Cash
Revenue
$356.26M
▲ 11.3% YoY Gross margin
30.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-07
Clover Health Investments, Corp. (CLOV) Q1 2024 Earnings Call Transcript
Confident tone
Adjusted EBITDA profitability
Clover Assistant and HCC V28
Insurance revenue growth
Revenue
$346.92M
▲ 7.7% YoY Gross margin
23.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-03-12
Clover Health Investments, Corp. (CLOV) Q4 2023 Earnings Call Transcript
Confident tone
Clover Assistant and Clover Home Care platform
Insurance MCR improvement
PPO-first strategy vs HMO peers
Revenue
$312.38M*
Gross margin
20.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-06
Clover Health Investments, Corp. (CLOV) Q3 2023 Earnings Call Transcript
Revenue
$306.03M
▼ 64.3% YoY Diluted EPS
$-0.09
Gross margin
23.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-08
Clover Health Investments, Corp. (CLOV) Q2 2023 Earnings Call Transcript
Revenue
$320.14M
▼ 62.2% YoY Diluted EPS
$-0.06
Gross margin
23.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-09
Clover Health Investments, Corp. (CLOV) Q1 2023 Earnings Call Transcript
Revenue
$321.99M
▼ 63.2% YoY Diluted EPS
$-0.15
Gross margin
14.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-28
Clover Health Investments, Corp. (CLOV) Q4 2022 Earnings Call Transcript
Revenue
$*
▼ 442.9% YoY Gross margin
-3.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-07
Clover Health Investments, Corp. (CLOV) Q3 2022 Earnings Call Transcript
Revenue
$856.82M
▲ 100.6% YoY Diluted EPS
$-0.16
Gross margin
2.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-08
Clover Health Investments, Corp. (CLOV) Q2 2022 Earnings Call Transcript
Revenue
$846.70M
▲ 105.3% YoY Diluted EPS
$-0.22
Gross margin
-1.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-09
Clover Health Investments, Corp. (CLOV) Q1 2022 Earnings Call Transcript
Revenue
$874.38M
▲ 336.5% YoY Diluted EPS
$-0.16
Gross margin
1.4%
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-23
Clover Health Investments, Corp. (CLOV) Q4 2021 Earnings Call Transcript
Revenue
$432.04M*
▲ 159.9% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-08
Clover Health Investments, Corp. (CLOV) Q3 2021 Earnings Call Transcript
Revenue
$427.16M
▲ 152.7% YoY Diluted EPS
$-0.08
▼ 500% YoY Gross margin
-2.1%
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-13
Clover Health Investments, Corp. (CLOV) Q2 2021 Earnings Call Transcript
Revenue
$412.47M
▲ 139.7% YoY Diluted EPS
$-0.78
▼ 7900% YoY Gross margin
-11.2%
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-17
Clover Health Investments, Corp. (CLOV) Q1 2021 Earnings Call Transcript
Revenue
$200.32M
▲ 21% YoY Diluted EPS
$-0.13
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-03-01
Clover Health Investments, Corp. (CLOV) Q4 2020 Earnings Call Transcript
Revenue
$166.23M*
Rev · 3q
Audio
Transcript
Slides
8-K10-K
Showing 1–26 of 26 earnings calls
Key facts
CIK
1801170
CUSIP
18914F103
13F (30d)
139 filings
139 filers
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