EZPW · Ezcorp Inc

Track EZPW — free

$34.63 -0.43 (-1.21%)

Market Cap

$1.98B

61.44M

Up next

Next earnings call

Nov 5, 2026 Est · unconfirmed · in 10 wks

FQ4-26 quarter ends

~Sep 30, 2026 Est

Latest filing: 10-Q

filed Aug 5, 2026

AI Brief

TL;DR.

Bullish

Bearish

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Ask ALVIS about this →

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Strong Buy Momentum Very Strong Sentiment Neutral Fundamentals Excellent Quant / Vol High

Market backdrop VIX 15.9 · calm Equity put/call 0.68

Technical

price trend

Strong Buy

50 / 200-day cross No cross

Price vs 200-day avg +31%

above

Price vs 50-day avg +12%

above

RSI (14) 68

neutral

MACD trend Positive

52-week position 97%

near high

Momentum

relative strength

Very Strong

1-month return +15%

trailing

6-month return +32%

trailing

YTD return +80%

this year

Relative strength +20%

vs S&P · 6-mo

Sentiment

smart money

Neutral

Trend (MA cross) No cross

50d $31 › 200d $27 — 50d above 200d

Institutional flow Accumulating

+9% holders QoQ · +66 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

19.91% of float · ▲ +7.8% MoM · 15.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

314 holders — near 3-yr high, broad support

Squeeze score 90

high risk · 0–100

Fundamentals

Excellent

Revenue growth +2%

Y/Y

Gross margin 100%

expanding

EPS growth +29%

Y/Y

Buyback $42.0M

remaining

Balance sheet $48.6M

net debt

Quant / Vol

risk profile

High

Volatility 41%

annualized · 1-yr

Max drawdown −24%

past year

ATR 4.8%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Mar 31, 2023

Gross margin · the lower end of our range of 35% to 38% 35% – 38%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Strong Buy

0 · 2 · 4

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+31% Bullish

Price vs 50-day avg

+12% Bullish

RSI (14)

68 Neutral

MACD trend

Positive Bullish

52-week position

97% Bullish

Market signals — smart money & positioning

Bullish · 2 of 6

Trend (MA cross) No cross

50d $31 › 200d $27 — 50d above 200d

Institutional flow Accumulating

+9% holders QoQ · +66 funds added

Insider flow Flat

No net insider activity over 90 days

Short interest Rising

19.91% of float · ▲ +7.8% MoM · 15.6 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

314 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $16 Now $35 · 97% Range high $36

vs 200-day avg +31% vs 50-day avg +12%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Adjusted EBITDA non-GAAP	$65.6M	Q3 FY2026	—

Constant currency consolidated gross profit non-GAAP	$240.3M	Three Months Ended June 30, 2026	—

Constant currency consolidated net inventory non-GAAP	$312.5M	Three Months Ended June 30, 2026	—
Constant currency consolidated revenues non-GAAP	$408.4M	Three Months Ended June 30, 2026	—

Constant currency Latin America Pawn gross profit non-GAAP	$65.4M	Three Months Ended June 30, 2026	—

Constant currency Latin America Pawn merchandise sales non-GAAP	$67.7M	Three Months Ended June 30, 2026	—

Constant currency Latin America Pawn PLO non-GAAP	$93.7M	Three Months Ended June 30, 2026	—
Constant currency Latin America Pawn PSC revenues non-GAAP	$39.6M	Three Months Ended June 30, 2026	—

Constant currency Latin America Pawn segment profit before tax non-GAAP	$22.8M	Three Months Ended June 30, 2026	—

EBITDA non-GAAP	$67.2M	Three Months Ended June 30, 2026	—

GAAP → non-GAAP reconciliation GAAP Consolidated net income $38.5M +$8.4M Interest expense -$2.8M Interest income +$13.5M Income tax expense +$9.7M Depreciation and amortization = EBITDA $67.2M
Latin America Pawn merchandise sales	$73.8M	Three Months Ended June 30, 2026	—
Latin America Pawn PLO	$98.9M	Three Months Ended June 30, 2026	—
Latin America Pawn PSC revenues	$42.9M	Three Months Ended June 30, 2026	—
Latin America Pawn segment profit before tax	$24.8M	Three Months Ended June 30, 2026	—
Net stores added	43	Q3 FY2026	—

Pawn loans outstanding (PLO)	$387.2M	Q3 FY2026	—

Pawn loans outstanding (PLO) - Latin America Pawn	$98.9M	Q3 FY2026	—

Pawn loans outstanding (PLO) - U.S. Pawn	$254.5M	Q3 FY2026	—

Segment contribution - U.S. Pawn	$61.6M	Q3 FY2026	—

Store count - Consolidated	1,549	As of June 30, 2026	—
Store count - Latin America Pawn	881	As of June 30, 2026	—
Store count - SMG	108	As of June 30, 2026	—
Store count - U.S. Pawn	560	As of June 30, 2026	—
Aged general merchandise	1.5%	Q2 FY2026	—

Latin America Pawn store count	840	As of March 31, 2026	—
Merchandise sales gross margin	36%	Q2 FY2026	—

SMG store count	107	As of March 31, 2026	—
Total pawn stores	1,506	As of March 31, 2026	—

U.S. Pawn store count	559	As of March 31, 2026	—
Inventory turnover	2.5	Q1 FY2026	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Credit Services — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
EZPW Ezcorp Inc this stock	$1.98B	+80.5%	+2.4%	—	19.9%
V Visa Inc.	$682.38B	+9.0%	-4.9%	—	1.2%
MA Mastercard Inc	$522.37B	+5.1%	+16.4%	32.8	1.0%
AXP American Express Co	$226.90B	-8.8%	+13.4%	20.4	1.8%
COF Capital One Financial Corp	$135.60B	-10.8%	+36.6%	—	1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Accumulating

Holders

314

% held: 115.0%
Net QoQ: +4.3M sh
Top holder: FMR LLC

Held Float

View

Held by Funds

Fund positions

216

View

Short & Settlement

Short Interest Rising

Shares short

12.2M

Days to cover: 15.6d
Change: +886.3K sh

View

Short Volume

Short vol %

60%

As of: Aug 24, 2026

Short Total

View

Fails to Deliver

FTD shares

Value: $2.6K
As of: Jul 28, 2026

View

Off-Exchange

Off-exchange %

42.3%

Week of: Jul 20, 2026

Off-exch Lit

View

Financials

Revenue (FY)

$1.3B

Net income (FY): $109.6M
EPS diluted: $1.42

View

Buybacks

Authorized · 2 programs

$100.0M

Remaining: $42.0M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Aug 5, 2026
This year: 10

View

Proposed Sales

Value

$1.0M

Shares: 30.0K
Filed: Aug 24, 2026

View

Earnings & Events

Earnings Calls

Last call

Aug 11, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
EZPW	+19.7%	+15.3%	+31.8%	+17.7%	+80.5%
SPY	-1.2%	+3.3%	+12.2%	+2.2%	+12.0%
vs SPY	+20.9%	+12.0%	+19.6%	+15.5%	+68.5%

Capital returns

Buyback programs · 2 active · as of Jun 30, 2026

Authorized (total)

$100.00M

Spent (derived)

$58.00M

Remaining

$42.00M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 876523 CUSIP 302301106 13F (30d) 273 filings 266 filers Visit website Investor relations

EZPW · Ezcorp Inc

Price & Indicators

Up next

AI Brief

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns